Rating based on 38 reviews


  • Car finance up to R150,000
  • Low-interest starting from 22.5%
  • Repayment up to 72 months

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Wesbank homepage
Author Wesbank. Screenshot of Wesbank website.
[Accessed December 9, 2022]

About Wesbank

Wesbank is a leading vehicle and asset provider and one of the largest financial groups in South Africa.

They've partnered with over 60 leading international brands to bring you the widest variety of financial products and services available.

With the ability to assist you with all your financial requirements, they can provide you with the personal and vehicle loans you need to better your life.

Over 40 years' of experience

Westbank are one of the very few providers that offer car finance and have over 40 years’ of experience in the field.

They pride themselves on the experience you'll have when you successfully have your financial needs met. As a globally exposed and renowned financial corporation, they've partnered with some major financial providers and leaders.

Supporting you through your financial journey

Westbank will support you every step of the way and help you secure vehicle financing. To ensure that they find you exactly what you're looking for you'll need to answer a few simple questions or use their online search feature. Their experienced and knowledgeable staff are available to assist you throughout the process

Westbank, with the backing of the financial giant RMB, offers you over 60 leading brands to choose from. They offer their expertise to help you secure the financial assistance that you require to purchase a vehicle.

Wesbank Services

Westbank can assist you with the finance you need to purchase a car. This can be a vehicle from a dealership or a private owner.

Westbank will assist you every step of the way until you have the keys to your new vehicle!

Backed by financial giants

Unlike most financial suppliers, Westbank has the backing of financial giants in the South African financial market.

This allows them to secure larger loan amounts and allows you access to whatever vehicle you desire.

They comply with all the rules set out by the National Credit Act of SA and the regulations of the South African Financial Regulator. Some loans may require certain documents and disclosures.

A full range of services is available

They're well known for their ability to offer far more than what you expect from loans and car insurance and you'll be able to get a full package all in one place.

Highly recommended lender

Westbank's services are highly recommended by thousands of South Africa.

They take great pride in their customer-focused service delivery and friendly helpful service.

They'll go above and beyond to assist you with all your financial requirements and be there from the beginning to the end.

Wesbank – Car finance

  • Loan Type Car finance
  • Interest Rate from 22.5%
  • Loan Amount up to R150,000
  • Repayment 24 months to 72 months

Benefits of Wesbank

  • Car insurance
  • Quality financial assistance
  • A simple and secure online loan application

Car finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Wesbank is your trusted financial provider with a wealth of history and experience

Many of Westbank's younger clients aren’t experienced in purchasing a vehicle and may not know what to expect when applying for vehicle financing.

Whether you want to buy a new or used car you should shop around for the best deal.

Finance made simple

Additionally, Westbank also has the leverage to support your financial requests. They do this by securing the best financial proposed terms, rates, and repayment terms on your loan.

The entire process from application to driving off in your new car is simple and secure and ensures that you get the best out of your journey with Westbank. It's one of the benefits of choosing them as your preferred vehicle finance partner.

Getting a car is simple

Westbank's clients need to be over the age of 18 years, with a valid driver’s license. Clients must be South African citizens with a good credit score, and provide proof of a monthly salary of over R6 250 per month.

If you qualify and meet all the requirements you can apply for car finance from Wesbank. If you have already spotted a vehicle you like, they'll be able to assist you as long the vehicle is worth over R30 000 and the dealership where you're purchasing the vehicle from is approved by the Wesbank group.

Quicker, smoother service

By working out just what you can afford to pay off on a vehicle, they can provide you with the deals that you can afford, this will make the process quicker and simplify the process of finding the car that you're looking for.

Wesbank have conveniently provided the tools to help you figure out your finances, these calculators will help you work out what you can borrow and what the repayment terms would be.

Use Westbank's online calculator

Clients can use their handy online loan calculator to figure out how much they can borrow and how long it will take to pay back that amount. Using the online tools at your fingertips, you can work out what you can afford to borrow, apply for a loan online and receive an outcome almost instantly.

The entire process of applying takes only a few minutes of your time and can be processed from your office or home as long as you have an internet connection.

Immediate approval

You'll receive instant approval on your pre-approved loan amount. Once you have accepted the terms of the contract they can assist you with financing your vehicle, and also assist you with vehicle insurance to get you covered from the minute you drive off in your new car.

What you can expect from vehicle finance from Wesbank

At Wesbank you can enjoy vehicle finance with a repayment term of 12 to 96 months. They offer you an interest rate ranging from 7,00% up to 17,00%. This means that if you buy a vehicle through Wesbank for R80,000 with no deposit and no balloon payment, you can expect to repay the following:

Vehicle price – R80,000
Repayment term – 72 months
Interest rate – 13,00%

The interest, costs and fees will add to R36,164.59 over the payment term and the total repayment amount will be R122,340.09. Your monthly instalment will be R1,699.17.

Customer Reviews & Testimonials

April 2019

They will help you get the perfect car insurance for you once your car loan has been approved they truly do care.

— Port Elizabeth —

May 2019

Great service and you are always met with a smile when you go to the branch we would like to recommend them

Jackie D
— Cape Town —

June 2019

I got the best deal for my car that I have just purchased when I applied for a loan through the company.

Anita B
— Port Alfred —

Wesbank Contact

Contact Number


  • not available


Physical Address

  • Portside, 21st Floor, FNB Building, Buitengracht Street & Hans Strijdom Avenue, CBD Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 16:30
  • Tuesday 07:00 – 16:30
  • Wednesday 07:00 – 16:30
  • Thursday 07:00 – 16:30
  • Friday 07:00 – 16:30
  • Saturday 08:00 – 12:00
  • Sunday – Closed