Wesbank Vehicle Finance

• Car finance up to R150,000
• Low-interest starting from 22.5%
• Repayment up to 72 months

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Wesbank is your trusted financial provider with a wealth of history and experience

Many of Wesbank's younger clients aren’t experienced in purchasing a vehicle and may not know what to expect when applying for vehicle finance.

Whether you want to buy a new or used car you should shop around for the best deal.

Finance made simple

Additionally, Wesbank also has the leverage to support your financial requests. They do this by securing the best financial proposed terms, rates, and repayment terms on your loan.

The entire process from application to driving off in your new car is simple and secure and ensures that you get the best out of your journey with Wesbank. It's one of the benefits of choosing them as your preferred vehicle finance partner.

Getting a car is simple

Wesbank's clients need to be over the age of 18 years, with a valid driver’s license. Clients must be South African citizens with a good credit score, and provide proof of a monthly salary of over R6,250 per month.

If you qualify and meet all the requirements you can apply for car finance from Wesbank. If you have already spotted a vehicle you like, they'll be able to assist you as long the vehicle is worth over R30,000 and the dealership where you're purchasing the vehicle from is approved by the Wesbank group.

Quicker, smoother service

By working out just what you can afford to pay off on a vehicle, they can provide you with the deals that you can afford, this will make the process quicker and simplify the process of finding the car that you're looking for.

Wesbank have conveniently provided the tools to help you figure out your finances, these calculators will help you work out what you can borrow and what the repayment terms would be.

Use Wesbank's online calculator

Clients can use their handy online loan calculator to figure out how much they can borrow and how long it will take to pay back that amount. Using the online tools at your fingertips, you can work out what you can afford to borrow, apply for a loan online and receive an outcome almost instantly.

The entire process of applying takes only a few minutes of your time and can be processed from your office or home as long as you have an internet connection.

Immediate approval

You'll receive instant approval on your pre-approved loan amount. Once you have accepted the terms of the contract they can assist you with financing your vehicle, and also assist you with vehicle insurance to get you covered from the minute you drive off in your new car.

What you can expect from vehicle finance from Wesbank

At Wesbank you can enjoy vehicle finance with a repayment term of 12 to 96 months. They offer you an interest rate ranging from 7,00% up to 17,00%. This means that if you buy a vehicle through Wesbank for R80,000 with no deposit and no balloon payment, you can expect to repay the following:

Vehicle price – R80,000
Repayment term – 72 months
Interest rate – 13,00%

The interest, costs and fees will add to R36,164.59 over the payment term and the total repayment amount will be R122,340.09. Your monthly instalment will be R1,699.17.