Rating based on 864 reviews


Motor Loans

image of Motor Loans

About – Motor Loans

For many years we have been an expert in motor loans and vehicle finance. Our customers rate our service highly because of its simplicity and speed. You will find all the information which you require when you are applying for a loan and how to make an informed decision available on our website.

To help you make a choice even faster we have compared the different options available for you so that you can compare them and easily make a choice straight away. Find out easily exactly what you are looking for and then apply, it really is that simple.

Speedy quote service

Our consultants are there to answer all your questions professionally and timely and put any concerns that you have to rest. With our speedy quote service, you are guaranteed to get the best deal on the market. Our service is based on expertise, experience and full dedication to our clients. Our business is based on integrity and full commitment to assisting South Africans with car finance.

Complete the online application form and tell us what you are looking for, our consultants will then verify your details and send you an outcome then contact you to proceed with the loan application.

Services – Motor Loans

You should be fully aware of your options when it comes to vehicle finance. Select from 2 main types of finance.

These options are to hire purchase or residual purchase. Each of them has its own benefits and drawbacks so you need to compare the two options carefully to determine which option will best suit your needs.

Compare rate options

Deciding between hire purchase and residual purchase will depend on what you need from your loan. You will need to base your comparison on your individual circumstances at a particular moment to make the right choice. Both of these options can have an interest rate which is either fixed or linked.

Compare the 2 types of car loan rates to find out which one will be more affordable and cost-efficient for you. A hire purchase allows the client to pay a low deposit on the car as a down payment then hire the car by paying monthly instalments then at the end of the loan term you will be given the option to buy the car and own it outright.

A residual purchase loan means that you will pay a balloon payment at the end of your loan term. The bank will defer between 30 to 35% of the value of the vehicle that you only need to repay at the end of your loan term.


Summary of Services

  • AUTO Financing
  • PERSONAL Vehicle Loans 
  • CAR Loans
  • EMERGENCY Loans


Motor Loans - We compare quotes to help you save money

There are plenty of different products to select from when it comes to obtaining vehicle finance. You should compare are many options as possible so that you can make the best choice.

Motor Loans is an online service provider that specialises in the provision of car loan quotes from different lenders. Our service has been around for quite some time and has proven its reliability. Our site makes it easy for comparison shopping.

Request your quote online

The online loan application process for requesting quotes is simple, easy and quick to complete.

Once you have provided all your details to the specialists, you will receive quotes within 24 hours. Our service is quite fast while still taking time to find you the best deal, you can be certain that our quotes are reliable, transparent and easy to understand.

Hire purchase and residual purchase

One of the major benefits of applying for car loans from Motor Loans is that they come in a great variety with options to suit every budget.

Select between hire purchase and residual purchase forms of finance. These loans come with both a fixed and variable rates loan term. You can apply for finance of up to 100% of the sales price of the vehicle.

There is no need to place a deposit if you have limited or no savings available. There aren’t any restrictions when it comes to the car purchase deal. You can obtain finance for buying a vehicle from a dealer or from a seller.

Make the best choice

Another benefit of using our service is expert assistance. You can use the advice provided directly on our website.

You can talk to one of our experts in person to ask all questions which are important to you. The professional tips and directions on the personal finance website will most certainly help you make the most informed decision. Overall, the car loans offered by Motor Loans evaluated in this review are among the most versatile and reliable which you can find.

You will get expert assistance with everything that you need.


Customer Reviews & Testimonials

 Contact Details

South Africa
Ph: 0861 227 346

 Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed