Diamond Bank

image of Diamond Bank
image of Diamond Bank

About – Diamond Bank

Diamond Bank has a track record of success in the corporate world and offers unparalleled customer service and online loans to individuals and businesses.

Its strategic partners include International Finance Corporation, Actis, Shell BP and GroFin.

One of our core goals is to support the establishment and development of micro, small and medium enterprises on the African continent and we already have major achievements in this sphere.

We were the first African company to be quotes on the market for professional securities of the LSE.

In 2009, we earned a credit rating of A- from Fitch.

We strive to offer excellence, personal attention to every customer, support to the community and strong performance benefitting our shareholders.

Services – Diamond Bank

Diamond Platinum VISA Credit Card gives you the best deals on all types of luxury products and services from the most renowned retails and brands.

You will enjoy top offers from the most prestigious hotels and restaurants.

You will get superior travel packages from airlines, car rental companies and cruise operators at the best prices.

covers you and your spouse and children

As a card holder, you will be automatically entitled to travel insurance for US$500,000 which covers you and your spouse and children when you use the card for paying travel fares.

The automatic access to 500 of the most exclusive golf clubs around the globe plus complimentary tee-off at 6 clubs in Asia is another great benefit.


Summary of Services

  • Credit Cards
  • Debit Cards
  • Bank Accounts
  • Finance Leases
  • Card Products 
  • Transactional Products
  • Lending Products


Diamond Bank's credit cards are offered in partnership with Visa.

There are various tools which you can use for money management during the month with the credit cards being some of the most functional. But how do you pick among the various different products of this type?

You need to evaluate them & to compare them carefully.

Use this Diamond Bank credit cards review for assessing these particular products.

Diamond Bank is a reliable provider of financial products and services operating within the African continent. It is known for adhering to the highest standards of quality and for offering professional and friendly customer service.

They can be used both locally and internationally and this is one of their major advantages. They are accepted in over 160 million outlets around the globe including retail stores, gas stations, restaurants and hotels.

They can be used at all ATMs which have the Visa logo.

The interest rates are highly competitive and so are the fees charged. Still, you have to go over the full list presented to you in order to confirm that the cost of owning and using a card will be affordable to you.

The interest-free period is 45 days.

It is shorter than what most competitors have to offer. However, while most other lenders set this period only for purchases, with the Diamond Bank credit cards the period is applied to both purchases and online transactions.

As a card holder, you will automatically join the Gem reward program. You will earn Gem points as you use the card to pay for goods and services. The points become redeemable from the retailers participating in the program.

You can get great deals and discounts on travel tickets, accommodation and various products.

There are 3x types of cards which you can pick from Classic, Gold and Platinum.

If you meet the higher income requirements, you will be able to get a higher limit and other extras such as earning more reward points with less spending.

The Diamond Xtra cards work in the same way as their traditional counterparts, but require you to keep a deposit to back them. They are suitable for people with limited income such as students.

This review's verdict is that the Diamond Bank credit cards are a great choice.

 Contact Details

PGD’s Place, Plot 4, Block 5, BIS Way,off Lekki-Epe Expressway, Maroko, Lekki, Nigeria, 105102, South Africa
Ph: +234 700 300 0000 / +234-01-700-300-0000
Em: [email protected]

 Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday Closed –
  • Sunday Closed –