Rating based on 84 reviews

American Express

  • Low-interest cards
  • Earn reward points
  • Access global benefits

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American Express homepage
Author American Express. Screenshot of American Express website.
[Accessed September 1, 2021]

About American Express

To become one of the biggest financial service providers, American Express had to work extremely hard.

Their hard work was also coupled with unwavering dedication from all levels in the business. This is one of the reasons why they offer such exceptional benefits, to ensure that all clients are satisfied and happy with their service.

American Express History

American Express is a global services company, which provides its customers with access to products, insights, and experiences to enrich lives and to build successfully.  By leveraging its licensing partnerships, global infrastructure, and the powerful appeal of the brand, American Express has reached its network worldwide.

Apply for an American Express credit card

When you apply for a credit card at American Express, they will ensure that your needs and wants are prioritized. Thanks to technology nowadays, there is no reason to wait in endless queues with piles of paperwork. Now, you can submit everything online through their credit card application.

American Express Services

The comfort that comes with a Blue Credit Card, Gold Credit Card, or Platinum Credit Card is the fact that they are not your ordinary credit cards.

These are cards that can be utilized for work, business, or personal use.

Credit card expectations

With the Platinum Credit Card, you are given free access to Premier Club Bidvest lounges. Your friends and family can also make use of the supplementary credit card benefits which are given to you.

The Gold Credit Card gives you all the coverage that you need with an insurance cover of up to R1 million rand. The Blue Credit Card gives you great credit protection which is worth R150 000 as well as easy budget transactions that are more than R300.

American Express Credit card benefits

  • Earn 10 000 bonus Membership Rewards® points when you spend R10 000 within the first three months of activating your new card.
  • Get automatic enrolment to Membership Rewards® - earn an accelerated 1,5 points for every R5 eligible spend.
  • Get automatic basic travel insurance of up to R10 million.
  • Enjoy access to The Centurion® Lounges worldwide.

American Express – Credit card

  • Loan Type Credit cards

Benefits of American Express

  • Low-interest credit cards
  • Get rewards for using your credit card
  • Get membership benefits

Expect our innovative tools & expertise to provide the best credit card solutions in SA

The more you use your credit cards to swipe, the more points you earn.

At American Express, there are benefits and rewards every day. Remember as much as American Express would like to help everyone, they simply can’t assist customers that are struggling to pay back some of their debts.

Top of the notch credit services

American Express can ensure that you stick well within your financial boundaries. If you don’t need a credit card, don’t apply just for the sake of it. Make sure that you only apply for it when you have seen the significance of having a credit card.

American Express services have been rated, top of the range with several rewards they can make use of. Furthermore, they are one of the few providers that customers don’t mind using over and over again. This is evidence that they are on the right track and there are quite a number of things that are being done the right way.

How American Express can help you 

While people are constantly looking for better and more efficient ways of doing things, look no further with an American Express credit card. As a client, you will be able to run your daily financial life at the touch of your hand or rather the wipe of your hand, whatever method you prefer.

Requirements when applying

If you are interested in American Express's credit card offers, you have to be above the age of 18 to successfully apply. Furthermore, you must have a valid banking account and a copy of your ID document.

They will enquire a proof of payment to determine your income and affordability. Your job history will either work for your good or against you when you apply for a credit card.

American Express membership rewards

Get rewarded every time you use your American Express Cards with the Membership Rewards Programme and enjoy exclusive travel and lifestyle deals.

You can now start using your Membership Rewards points as soon as you start earning them. The way American Express sees it, you’ve earned them, so you should be able to use them however you want. There are no limits to how many you can earn and the best part is, they never expire. Your rewards, your way.

Customer Reviews & Testimonials

August 2021

The American Express credit card comes with so many different types of rewards that I just had to get it and now that I travel all the time my credit card is paying off with all the rewards.

Michael B
— Port Elizabeth —

May 2021

The app that tells you all you need to know about your card how much you have used or need to pay back is an amazing for customers couldn’t be happier with American express always going the extra...

John B
— Cape Town —

February 2021

Great experience with the company when I applied they kept me informed with my application and even took the time to alert me that I had been accepted.

Lisa B
— Johannesburg —

American Express Contact

Contact Number


  • not available


Physical Address

  • Century City Dr, Century City Cape Town Western Cape 7441 South Africa
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Opening Hours

  • not available