Rating based on 25 reviews



  • Simple and secure
  • Fast online application
  • A range of benefits

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WesBank homepage

Author WesBank. Screenshot of WesBank website. [Accessed September 1, 2021]

About WesBank

WesBank complies with the guidelines of the National Credit Regulator and has to stick well within the boundaries of this regulation.

We have been in the financial industry for more than four decades. We are not only experts in asset finance; we also specialize in logistics because we want to assist South Africans in all areas of business.

WesBank - the long term perspective

If you are looking for personal finance online, we can help you with credit. If you looking for proper healthcare, we can also help you with that. WesBank is an all-rounder bank that assists South Africans with any financial enquiry.

WesBank Services

If you would like to apply for our personal loan, you need to apply on our website. The maximum amount you can get is R150 000.

The repayment term is up to you to decide because we want you to be satisfied with the financial plan that you get.

Time is important

The application takes minutes to complete. There is a variety of short-term credit you can choose from. Credit card offers are also available. At the end of the day, you know your budget and financial boundaries more than anyone.

WesBank – Credit card

  • Loan Type Credit cards

Benefits of WesBank

  • Car insurance
  • Quality financial assistance
  • A simple and secure online loan application

We offer a variety of credit card options to suit your needs

We don’t limit our customers to one type of credit cards offers. We actually give them a variety of options to choose from so that you find a credit card that is suitable for you.

A number of years experience

WesBank has been offering personal financial products to a number of customers. We also pride ourselves with the amount of experience our brokers have. Clients can be rest assured that they would be given the best service.

What can WesBank credit cards do for me?

There are two types of credit cards offered at WesBank. The Classic and Gold credit differs according to the benefits, charges and flexibility. We usually advise our customers to pick a credit card according to their budget and monthly expenses.

The benefits will come in handy when you really need extra protection such as travel insurance. Furthermore, you will be notified about the nature and condition of your credit card every month through monthly instalments.

Do I qualify for interest?

Like any other credit card, there will be interest charges incurred. However, there are 55 days where we will not charge you a cent. Call it a gift from us to you if you may but this is just another indication we give to our customers that we are here for you and would like to make your journey with us as rewarding as possible. WesBank is a bank that wants to ensure that all its customers are well catered for. We also don’t want to give you more than you can actually afford which is the reason why we stick within your affordability specification.

If you would like to get a credit card from us, call us or send us an email and we will revert to you. If you would like to set up an appointment, you can also inform us and we will do just that. We have qualified agents that are ready to attend to your every need. We will never leave you in the dark or give you minimal information especially when it is something that has got to do with your money, we will give you all the ground rules and leave the big decision to be yours to make. After all, our job is to advise, yours as the client is to enforce.

man holding thumbs up

WesBank is a trusted & reliable provider of credit cards

In our review, WesBank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

WesBank is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

September 2018

The easiest application that I have ever applied for and It didn’t even take that long to get a response back from the Bank about my credit card.

Nathan R
— Port Elizabeth —

July 2018

I am happy to say that I will be only using Wesbank from now on their service is excellent and the staffs treats you with kindness.

Jacob C
— Cape Town —

March 2019

They have helped me to get the credit card that suits my pocket with repayments that will not get me into debt they truly go above and beyond.

Kathy C
— Johannesburg —

WesBank Contact

Physical Address

  • Portside, 21st Floor, FNB Building, Buitengracht Street & Hans Strijdom Avenue Cape Town City Center Cape Town 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 16:30
  • Tuesday 07:00 – 16:30
  • Wednesday 07:00 – 16:30
  • Thursday 07:00 – 16:30
  • Friday 07:00 – 16:30
  • Saturday 08:00 – 12:00
  • Sunday – Closed