Rating based on 57 reviews

Woolworths Credit Card

  • Earn Wrewards
  • Conveniently shop online
  • Earn reward points

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Woolworths homepage
Author Woolworths. Screenshot of Woolworths website.
[Accessed December 11, 2022]

About Woolworths

One of the reasons that Woolworths started issuing credit cards was to expand the reach of their financial services.

Woolworths has great values

Woolworths has a respectable list of values and morals. It's these values that allow them to provide value to their communities as well as supply crucial financial products and services where they're needed most.

They make sure that their customers come first, by offering you quality products and services.

When they opened for the first time in the year 1931 in Cape Town, they had no idea their store would grow so rapidly. Woolworths continues to give their customers the best food, clothing, and all-around service.

They're inspired by their customers' tastes as well as current trends, which allows them to stay on top. They provide responsible services and work together with their customers to create a friendly environment.

Woolworth's services and requirements

The fact that they have more than 400 outlets means you can apply for credit cards or personal loans at any nearest convenience store.

All you need to provide is the necessary documents that include your ID document, recent payslips, and bank statements and they'll help you right away.

Woolworths Services

Although Woolworths runs a financial services provider, they still want you to know the importance of having a budget and saving money.

They want you to only spend money when there's a need and not just whenever you feel like it.

A variety of credit cards

Since people live different financial lives and also don’t have the same kind of loans, Woolworths thought it would be wise to use a variety of credit cards that are aligned with a customer’s financial situation. 

There are three types of credit cards which are Silver, Black, and Gold options. They also offer revolving loans that are flexible, affordable, and can help you build a good credit score.

Credit card loyalty program

All Woolworths credit card customers automatically obtain access to the Quarterly Loyalty Vouchers Programme. You don't have to do anything to join and there are no costs for taking part.

The benefit is that you'll earn a percentage of your spending back in Woolworths Quarterly Vouchers.

Woolworths – Credit card

  • Loan Type Credit cards

Benefits of Woolworths

  • Get Wrewards for using your credit card
  • Earn quarterly vouchers
  • Easy application process

Get a credit card with a range of benefits

Woolworths offers credit card options with big smiles on their faces because of the great variety of products.

This means that you're given a wide choice and can select a credit option you can afford. Once you've decided which credit option appeals to you, you can apply for a loan online and one of their representatives will assist you.

Customer-friendly services

Woolworths strives to ensure that every customer is treated with the utmost respect and professionalism. If you feel they haven’t done you any justice, don’t keep quiet. Speak up and allow them to fix the error while moving forward.

Woolworths credit cards

If you'd like to apply for a Woolworths credit card, you need to earn a minimum of R2000 every month.

This would open the room to all the benefits that you could enjoy when you get a credit card from Woolies. These include lost card protection and secondary Woolworths cards at no extra charge.

Swimming in credit rewards

Woolworths is constantly showing you why you made the right choice by picking them as your credit provider. They do this by giving you amazing benefits simply because you're part of their family.

Woolies' gold and platinum credit cards

With these cards, you receive legal and medical benefits at no additional cost. You'll find their services to be quite affordable and efficient especially if you're looking for cheap credit cards which can be used daily. Contact Woolworths today and they'll give you a quotation on their top-notch credit services.

man holding thumbs up

Woolworths is a trusted & reliable provider of credit cards

In our review, Woolworths adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Woolworths is a registered credit provider in South Africa: NCRCP49

Customer Reviews & Testimonials

March 2021

When I went into the store to apply for my card I was met with the best staff. They were all willing to help me get my credit card.

Jacki S
— Cape Town —

May 2021

The mobile app is great. When I got my credit card, they told me about an app where you can shop online and it will come right to your door for a busy person like me. That is perfect.

Juan J
— Johannesburg —

October 2021

3. They are a fantastic company. I love the fact that I can buy it on my credit card and it will be delivered to my door. Woolworths you are the best.

Kayla R
— Port Elizabeth —

Woolworths Contact

Physical Address

  • Adderley St & Strand Street, Cape Town City Centre Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 18:00
  • Tuesday 07:00 – 18:00
  • Wednesday 07:00 – 18:00
  • Thursday 07:00 – 18:00
  • Friday 07:00 – 18:00
  • Saturday 09:00 – 17:00
  • Sunday – Closed