Rating based on 57 reviews



  • Earn Wrewards
  • Conveniently shop online
  • Earn reward points

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Woolworths homepage

Author Woolworths. Screenshot of Woolworths website. [Accessed September 1, 2021]

About Woolworths

One of the reasons we started with credit cards was to ensure compliance with the National Credit Regulator is adhered to.

When we opened our doors in 1931 at Cape Town, we had no idea our store would grow into the great outlet that it is today. Nonetheless, we persisted to give our customers the best food, clothing and all-around service.

More than 400 stores in South Africa

The fact that we have more than 400 outlets means you can apply for credit cards or personal loans at any nearest convenience store. All you need to carry are documents that include your ID documentation, recent payslips and bank statements and we will help you right away.

Woolworths Services

We run a financial services provider but we also want our clients to know the importance of having a budget and save money.

This is because we want our customers to be able to spend money only when there is a need and not just whenever they feel like it.

A variety of credit cards

Due to the fact that people live different financial lies and also don’t have the same kind of loans, we thought it would be wise to use a variety of credit cards that are aligned to a customer’s financial condition. We also offer revolving loans that have assisted clients in taking better care of their credit.

Woolworths – Credit card

  • Loan Type Credit cards

Benefits of Woolworths

  • Get Wrewards for using your credit card
  • Earn quarterly vouchers
  • Easy application process

Get a credit card with a range of benefits

The reason we offer our credit card options with such big smiles on our faces is because of the great variety of credit products.

This means they are given a wide choice and are able to choose a credit option they can afford. Once you have decided which credit you appeal to, you can apply for a loan online and one of our brokers will be delighted to assist you with your application. We strive to ensure that every customer is treated with the utmost respect and professionalism. If you feel we haven’t done you any justice, don’t keep quiet. Speak up and let us see what we can fix moving forward.

Pick your pick at Woolworths

Since the months are the same financially speaking, clients will be pleased to know that there are 55 days where your credit card will not be charged for any use for the interim of the 55 days. Call it a gift from us as because we cover the charges on your behalf while you don’t have to worry about the credit.

Reaping all the credit benefits

If you would like to apply for a Woolworth credit card, you need to earn a minim of R2000 on a monthly basis. This would open the room to all the benefits that you qualify for on the provision that your credit card application has been approved. These include lost card protection and secondary Woolworths cards at no extra charge.

With us, you will be swimming in rewards

At Woolworths, we are constantly showing you why you made the right choice by picking us a credit provider and why you should never leave us. This we do by giving you amazing benefits simply because you are part of our chosen family.

Our Gold and Platinum credit cards constitute of legal and medical benefits that are given to the customer at no additional cost. Our clients have found our services to be quite affordable and efficient for people who are looking for cheap credit cards they can be able to use on a daily basis. Contact us today and we will give you a quotation on the credit services that we offer.

man holding thumbs up

Woolworths is a trusted & reliable provider of credit cards

In our review, Woolworths adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Woolworths is a registered credit provider in South Africa: NCRCP49

Customer Reviews & Testimonials

March 2019

They are a fantastic company I love the fact that I can buy on my credit card and it will be delivered to my door Woolworths you are the best.

Kayla R
— Port Elizabeth —

May 2019

When I went into the store to apply for my card I was met with the best staff they were all willing to help me get my credit card.

Jackie S
— Cape Town —

October 2018

The mobile app is great when I got my credit card they told me about the app where you can shop online and it will come right to your door for a busy person like me that is perfect.

Juan J
— Johannesburg —

Woolworths Contact

Contact Number



Physical Address

  • Adderley St & Strand Street, Cape Town City Centre Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 18:00
  • Tuesday 07:00 – 18:00
  • Wednesday 07:00 – 18:00
  • Thursday 07:00 – 18:00
  • Friday 07:00 – 18:00
  • Saturday 09:00 – 17:00
  • Sunday – Closed