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Author Woolworths. Screenshot of Woolworths website.
[Accessed September 1, 2021]

About Woolworths

One of the reasons why Woolworths started with credit cards was to ensure that the National Credit Regulator is adhered to.

Woolworths` great values

Woolworths has a list of values and morals they live up to. It is these values that allow them to be of so effect to their communities as well as supply them with their monetary needs.

They make sure that their customers come first, by supplying them with quality products and services. They are inspired by their customers' taste as well as the current trend, which allows them to stay on top. They provide responsible services and work together with their customers to create a friendly environment.

Woolworth's services and requirements

The fact that they have more than 400 outlets means you can apply for credit cards or personal loans at any nearest convenience store. All you need to carry is the necessary documents that include your ID documentation, recent payslips, and bank statements and they will help you right away.

Woolworths Services

Although Woolworths runs a financial services provider, they still want their clients to know the importance of having a budget and saving money.

They want their customers to only spend money when there is a need and not just whenever they feel like it.

A variety of credit cards

Since people live different financial lives and also don’t have the same kind of loans, Woolworths thought it would be wise to use a variety of credit cards that are aligned to a customer’s financial condition. There are two types of credit cards known as Silver, Black, and Gold credit cards. They also offer revolving loans that have assisted clients in taking better care of their credit.

Credit card loyalty program

All Woolworths credit card customers automatically obtain access to the Quarterly Loyalty Vouchers Programme. You do not have to do anything to join and there are no costs for taking part in the program. The benefit is that the customers earn a percentage of their spending back in Woolworths Quarterly Vouchers.

Woolworths – Credit card

  • Loan Type Credit cards

Benefits of Woolworths

  • Get Wrewards for using your credit card
  • Earn quarterly vouchers
  • Easy application process

Get a credit card with a range of benefits

Woolworths offers credit card options with big smiles on their faces because of the great variety of credit products.

This means that you are given a wide choice and can choose a credit option you can afford. Once you have decided which credit you appeal to, you can apply for a loan online and one of their brokers will be delighted to assist you with your application.

When they opened for the first time in the year 1931 in Cape Town, they had no idea their store would grow so rapidly. Woolworths continues to give their customers the best food, clothing, and all-around service.

Customer-friendly services

Woolworths strives to ensure that every customer is treated with the utmost respect and professionalism. If you feel they haven’t done you any justice, don’t keep quiet. Speak up and allow them to fix the error while moving forward.

Reaping all the credit benefits

Since the months are the same financially speaking, you will be pleased to know that there are 55 days where your credit card will not be charged for any use for the interim of the 55 days. Call it a gift from Woolworths, since they cover the charges on your behalf while you don’t have to worry about the credit.

Woolworths credit cards

If you would like to apply for a Woolworths credit card, you need to earn a minimum of R2000 every month. This would open the room to all the benefits that you qualify for on the provision that your credit card application has been approved. These include lost card protection and secondary Woolworths cards at no extra charge.

Swimming in credit rewards

At Woolworths, they are constantly showing you why you made the right choice by picking them as your credit provider and why you should never leave them. They do this by giving you amazing benefits simply because you are part of their chosen family.

Our gold and platinum credit cards

With these cards, you receive legal and medical benefits that are given at no additional cost. You will find their services to be quite affordable and efficient for people who are looking for cheap credit cards which can be used daily. Contact Woolworths today and they will give you a quotation on the credit services which they offer.

man holding thumbs up

Woolworths is a trusted & reliable provider of credit cards

In our review, Woolworths adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Woolworths is a registered credit provider in South Africa: NCRCP49

Customer Reviews & Testimonials

March 2021

When I went into the store to apply for my card I was met with the best staff. They were all willing to help me get my credit card.

Jacki S
— Cape Town —

May 2021

The mobile app is great. When I got my credit card, they told me about an app where you can shop online and it will come right to your door for a busy person like me. That is perfect.

Juan J
— Johannesburg —

October 2021

3. They are a fantastic company. I love the fact that I can buy it on my credit card and it will be delivered to my door. Woolworths you are the best.

Kayla R
— Port Elizabeth —

Woolworths Contact

Contact Number



Physical Address

  • Adderley St & Strand Street, Cape Town City Centre Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 18:00
  • Tuesday 07:00 – 18:00
  • Wednesday 07:00 – 18:00
  • Thursday 07:00 – 18:00
  • Friday 07:00 – 18:00
  • Saturday 09:00 – 17:00
  • Sunday – Closed