Rating based on 28 reviews

African Bank


  • Get financial freedom
  • Personalised card options
  • No monthly fees

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African Bank homepage

Author African Bank. Screenshot of African Bank website. [Accessed September 2, 2021]

About African Bank

African Bank started a financial service to ensure that we help customers with their credit affairs. However, this was only one of the many reasons why we opened this operation. Another was to ensure compliance with the National Credit Regulator.

While our job is to ensure that customers get the best credit card solutions, we also have to ensure that they stick well within their credit limits. The last thing you need is to be spending money you don’t really have simply because you want a credit card.

Credit made easier at African Bank

There has never been an easier way of getting a credit card than the Africa Bank way. If you are looking for personal loans, ensure that you meet the criterion that has been set by us and we will be more than happy to give you the money you need.

African Bank Services

The fact that we supply clients with loans that are not secured doesn’t in any way change the fact that they need to ensure the fact that they pay their credit plans. Failure to do so will impact your credit profile.

Offering customers market-related interest rates

The interest rates that we offer can be easily compared with other credit providers and you will realize that there’s not much of a difference. Complete our online loan application and we will also help equip you with good credit management.

African Bank credit card - bank better

If you are not exactly sure which credit card products you prefer, it is wise to compare all the options that you have on offer to get a better deal. The fact that we don’t have one exclusive credit card means that we wanted to ensure that clients are given a wide variety of options before settling for the one that they prefer.

African Bank – Credit card

  • Loan Type Credit cards

Benefits of African Bank

  • No monthly fees
  • Enjoy financial freedom
  • Tailormade credit cards

Credit cards are not only convenient but a safer method of handling cash

The fact that you could get up to R20 000 to spend doesn’t mean that you have to spend that much.

There is nothing wrong with not exceeding your limit; it shows financial discipline in actual fact. What you can also benefit from is the 60 days interest-free that members qualify for. This means there will be 60 free days where customers will have the pleasure of using their credit cards for as long as they want without a car in the world about the bank charges.

What else can I get?

For starters, you will not be charged for making purchases. This puts a lot of people at ease as they always think there will be charges incurred for swiping in retail stores. Another benefit is the fact that you can check your bank balance and mini statements at any time. The reason we believe in rewarding our clients is that out of all the credit providers they could have decided on taking, they chose to have a credit card with African Bank and this is how we show our gratitude to them.

More and more gifts

There are more benefits that you get from using our low-interest credit cards. For starters, whenever you shop with our card, you earn points. This doesn’t now mean clients have to shop like crazy for the mere fact of earning points but rather shop where they see a need. We will always do our best to ensure that customers get the best deals but they need to ensure that they also never skip their monthly instalments. Give us a call today and we will make sure you stay a happy client.

man holding thumbs up

African Bank is a trusted & reliable provider of credit cards

In our review, African Bank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

African Bank is a registered credit provider in South Africa: NCRCP5

Customer Reviews & Testimonials

December 2018

The application took a few minutes and I had sent it in and the best part is they keep you informed about your credit card app.

Jack S
— East London —

October 2018

They have the best service I have ever experienced if you are looking for a bank that will take care of you then look no further they are here for you believe me.

Jackson P
— Cape Town —

June 2019

When we contacted African bank to discuss a problem we were having with our application they helped us through and we were able to upload our app they have the best customer service that we have ...

Lizette V
— Paarl —

African Bank Contact

Physical Address

  • 150 Commissioner St Marshalltown Johannesburg 2107 South Africa
  • Get Directions

Postal Address

  • Private Bag x170, Midrand, 1685, South Africa

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday 08:30 – 12:00
  • Sunday – Closed