Rating based on 55 reviews

ABSA Credit Card

  • Full ATM functions
  • Build a credit history
  • Earn great rewards

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Absa homepage
Author Absa. Screenshot of Absa website.
[Accessed December 11, 2022]

About Absa

Getting a credit card with ABSA is easy.

ABSA is one of the biggest banks in South Africa and Africa at large. It's regulated by the National Credit Regulator and adheres to the National Credit Act.

Absa Bank forms part of the Barclays Africa Group and is listed in the JSE. Absa is known all over South Africa for its excellent client service and outstanding credit card options.

Get a tailored credit card today

Absa makes complicated banking products like credit cards look simple. They ensure that you're catered to in terms of your credit card affairs whether it's for personal or business use.

They've also become a specialist in investment because they've built an impressive reputation with their credit cards and many other services that they offer to the public.

Expanding their credit card services

It's evident that when something works, you need to expand and improve on it to keep it competitive. That's exactly what Absa has done with their credit cards by continually adding features and upgrading its tech as new technologies come to market. 

Absa's brand has crossed borders and reached countries as far as Namibia, Mozambique, and Tanzania. They make sure that everyone that applies for a credit card or any of their other services is given a fair chance.

Absa Services

Their operation distinguishes the beginning of an unwavering credit card financial service that prioritises you and your personal needs.

With Absa Bank, you have access to the best quality credit cards.

Ranging from a minimum monthly fee of R44 up to a maximum monthly fee of R219. The minimum income required is R800 if you’re opting for a student credit card.

An Absa credit card is a game-changer

When they opened their business, they started it with the sole purpose of ensuring that they never fail you. They work hard to give each client a chance to apply for their credit cards with ease.

The reason that they are rated the number one credit card provider is that when they promise to deliver, they go above and beyond to deliver more than what is required.

Absa provides great services

There are a variety of credit cards on offer from Absa. They usually lay out all your options so that it's easier for you to make a decision based on what you qualify for. 

Furthermore, you'll be happy to know that there are 57 days during which you won't be liable to pay interest on your credit card.

It doesn’t end there, they also offer rewards. Their rewards include services such as travel insurance when you buy flights using your credit card or make online purchases.

Absa – Credit card

  • Loan Type Credit cards

Benefits of Absa

  • Earn rewards
  • Shop online
  • The credit cards have full ATM functions

ABSA is one of the leading banks providing financial products in South Africa.

If you'd like to apply for credit cards, you need to ensure that you're above the age of 18, are permanently employed and are a South African citizen.

Whether you're using a cheque or savings account, you'll still get to experience the benefits that come with being a Titanium Credit Cardholder. ABSA is one of the leading banks providing financial products like credit cards in South Africa. They do more than your regular credit card providers. 

Their credit card is a dream come true

It's every customer’s dream to find financial freedom in the best possible way, and that best possible way just so happens to be a credit card with Absa bank.

They don’t rest until they can see that you can account for your financial obligations every month without fail. At the end of the day, they want to see their customers taking charge of their finances with their credit cards.

Benefits of a credit card with Absa

  • Earn rewards
  • Shop online
  • The credit cards have full ATM functions

Choose the best credit card option

While the rewards that come with each credit card might be tempting, you need to ensure that you don’t overwhelm your budget by choosing a credit card that is too expensive to maintain.

Furthermore, each credit card differs in terms of price and affordability. Therefore, you need to ensure that personal finance management is never compromised.

Having a bad credit profile is repairable but it'll take years before other credit providers want to work with you. Therefore, it's better to ensure that everything is up to par and that you pay your monthly credit card instalments on time.

If you encounter problems and you find that your payments might be late, contact them as soon as possible and they'll try to find another alternative for you.

Absa is the best credit card provider and bank when it comes to innovation and rewards. Absa's colour is red which is visible and stands out from the crowd. The employees of Absa are more than qualified and professionally trained to ensure that your credit card application process runs smoothly.

man holding thumbs up

Absa is a trusted & reliable provider of credit cards

In our review, Absa adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Absa is a registered credit provider in South Africa: NCRCP7

Customer Reviews & Testimonials

February 2021

They have such a great online app where you can keep up with all of your payments. This app has helped me to keep up with my account and my credit card.

Aviwe B
— Johannesburg —

December 2021

I applied and it took me a few minutes and my credit card application had been sent in. They even follow up with you to let you know. It is a great feeling knowing you can count on them.

Juan N
— Port Elizabeth —

April 2021

I have only always received the best service when I went to the bank to apply for a credit card. They go out of their way to help you and make you feel secure with them.

Mishqua J
— Cape Town —

Absa Contact

Physical Address

  • 180 Commissioner St, City and Suburban Johannesburg Gauteng 2000 South Africa
  • Get Directions

Absa Universal Branch Code

  • 632005

Postal Address

  • PO Box 7735, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 08:30 – 15:30
  • Tuesday 08:30 – 15:30
  • Wednesday 08:30 – 15:30
  • Thursday 08:30 – 15:30
  • Friday 08:30 – 15:30
  • Saturday 08:00 – 11:00
  • Sunday – Closed