Rating based on 55 reviews


  • Full ATM functions
  • Build a credit history
  • Earn great rewards

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Absa homepage
Author Absa. Screenshot of Absa website.
[Accessed September 2, 2021]

About Absa

ABSA is one of the biggest banks in South Africa and Africa at large. It also has set a standard that needs to be adhered to and is stipulated in the National Credit Regulator

Absa Bank forms part and parcel of the Barclays Africa Group and is also recorded in the JSE. What we do is simple; we ensure that all clients are catered for in terms of their credit affairs whether it is for personal or business use. We have also become a specialist in investment because we have built an impressive reputation with the services that we offer to the public.

Expanding to other African continents

It is evident that when something works for you, you need to expand it to the whole world to indulge in what you seem to be enjoying too. Our business has crossed borders and reaches countries as far as Namibia, Mozambique and Tanzania.

Absa Services

Our operation distinguishes the beginning of an unwavering financial service that prioritizes clients and the quality end product. Our colour is red which is visible and makes you stand out from the crowd.

ABSA is an evident game changer

When we opened our business, we started it with the sole purpose of ensuring that we never fail our clients. It wouldn’t be arrogant of us to agree that the reason we are rated number one is because when we promise to deliver, we go above our normal duties of what is required for banking in South Africa.

How do I apply?

If you would like to apply for our credit card, you need to ensure that you are above the age of 18 years, must be permanently employed and should be a South African citizen. Whether you are using a cheque or savings accounts, you will still get to experience the benefits that come with being a Titanium Credit Cardholder.

Absa – Credit card

  • Loan Type Credit cards

Benefits of Absa

  • Earn rewards
  • Shop online
  • The credit cards have full ATM functions

ABSA is one of the leading banks providing financial products in South Africa.

It is every customer’s dream to find financial freedom in the best possible way.

We don’t rest until we can see that you are able to account for your financial obligations on a monthly basis without fail. At the end of the day, we want to see customers taking charge over their finances.

Great service coupled with a thorough knowledge

There are a variety of credit cards that we offer to our clients. We usually give you all the proposals so that it will be easier for you to make a decision based on what you applied for. Furthermore, clients will be happy to know that there are 57 days where you will not be liable to pay interests. It doesn’t only end there, we also give our customer's rewards such as travel insurance where they can pay for flight tickets and make online purchases.

Which credit card is a better option?

While the rewards that come with each credit card might be tempting, you need to ensure that you don’t overwhelm your budget with choosing a credit card that is too expensive to maintain. Furthermore, each credit card differs in terms of price and affordability. Therefore, you need to ensure that personal finance management is never compromised. Having a bad credit profile is repairable but it will take years before other credit providers want to work with you. Therefore, it is better to ensure that everything is up to par and that you pay your monthly credit card instalments every month. If you encounter problems and you find that your payments might be late, contact us as soon as possible and we will try to find another alternative for you.

man holding thumbs up

Absa is a trusted & reliable provider of credit cards

In our review, Absa adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Absa is a registered credit provider in South Africa: NCRCP7

Customer Reviews & Testimonials

February 2019

They have such a great app you are able to keep up with all of your payments this app has really helped me to keep up with my account.

John B
— Johannesburg —

December 2018

I have gotten the best service when I got to the bank to apply for a credit card they go out their way to help you and make you feel secure with them.

Mishqua J
— Cape Town —

April 2019

I applied it took a few minutes and my application had been sent in they even follow up with you to let you know. Great feeling knowing you can count on them.

Juan N
— Port Elizabeth —

Absa Contact

Physical Address

  • 180 Commissioner St, City and Suburban Johannesburg Gauteng 2000 South Africa
  • Get Directions

Absa Universal Branch Code

  • 632005

Postal Address

  • PO Box 7735, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 08:30 – 15:30
  • Tuesday 08:30 – 15:30
  • Wednesday 08:30 – 15:30
  • Thursday 08:30 – 15:30
  • Friday 08:30 – 15:30
  • Saturday 08:00 – 11:00
  • Sunday – Closed