Rating based on 45 reviews

FNB Credit Card

  • Get eBucks rewards
  • Apply 100% online
  • Reliable credit card options

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Author FNB. Screenshot of FNB website.
[Accessed December 11, 2022]

About FNB

First National Bank is one of the biggest banks in South Africa and complies with the National Credit Regulator. They're known for their good services and have been in the banking industry for a number of years.

FNB specializes in quick online loans as well as equipping customers with other handy financial tools.

First National Bank places you first

They're one of the oldest banks in South Africa. It's because of the endless dedication that they've been able to survive and thrive over the years

This is why they go above and beyond to ensure that your needs are catered for.

The history of FNB

First National Bank's history has always been firmly influenced by the needs of the individuals they serve.

The Acacia tree in the FNB brand logo is a suitable representation of their history. Their roots run deep in South Africa and have grown thanks to their commitment.

FNB Services

FNB offers a variety of banking products that are at your disposal.

As long as you meet their criteria, you can get a temporary loan, a personal loan, a student loan, and even a credit card.

Choose the credit card deal that suits you

With an FNB credit card, the choice is yours. Their monthly rates vary from R42 per month to R275 monthly. Each credit card package comes with its own set of perks. Navigate over to the FNB website to find the deal that fits your budget best.

Top credit card services

It wouldn’t be fair to give FNB all the credit, without looking at the individuals who play the most important roles. Having experienced specialists who know how to tackle issues and deal with clients is another reason why FNB is still a firm and stable institute.

Your guide to credit

First National Bank has almost 50 years of experience with credit cards and provides you with the best guidance to make your financial decisions.

FNB – Credit card

  • Loan Type Credit cards

Benefits of FNB

  • Manage your credit card with the app 24/7
  • Get eBucks as rewards
  • Quick & easy online credit card application

FNB is the trusted name when it comes to credit card providers

When you get a credit card from FNB, it's not just a normal credit card, you'll be getting yourself a card that will work for you while you do little to nothing.

FNB's job is to ensure that their financial services are satisfying and don't disappoint you. If you'd like to get feedback from other credit card users, you are welcome to make use of the reviews and find out what they're saying about the various credit cards offered by FNB.

Requirements for a credit card

Because there are a variety of credit cards you can choose from, you'll have to choose one that you can afford. To qualify for one, you have to earn a minimum of R3,000 each month.

Furthermore, you must be above the age of 18 years and should be a South African citizen. Maintaining a good credit profile is important.

Therefore, if you think there will be a time when you might fail on paying your monthly instalment, you might have to rethink the entire decision of applying for a credit card.

FNB credit card benefits

You'll be given 55 days with no interest charged. Furthermore, you'll also be spared a penalty charge if you've lost your credit card. If want to get a credit card, you can apply for one online and they'll attend to your application as soon as possible.

One of FNB's agents will call you back and ask you questions about the application which they have received. If you decide that you're no longer interested, you're welcome to inform them as soon as possible.

Take advantage of great credit

Another great benefit is comprehensive travel insurance. This means wherever you travel, FNB will cover you.

Clients often worry about what might happen to them when they're miles apart but FNB will ensure that you get the best cover should anything go wrong.

Speak to a financial advisor and allow them to help you get the best deal from one of the greatest financial providers.

man holding thumbs up

FNB is a trusted & reliable provider of credit cards

In our review, FNB adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ FNB is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

December 2021

The service and the amazing staff that are willing to help you at any time really has made me feel like I will be going to stay with FNB forever.

Jayson W
— Durban —

February 2021

The app that allows you to pay your accounts from wherever you are is fantastic and it also lets me know how much I owe on my credit card

Chris S
— Durban —

October 2021

The best part about getting my credit card approved is when I spend on my card I get rewarded with E Bucks which I can use later.

Kathy M
— Johannesburg —

FNB Contact

Physical Address

  • 3, First Place, Pritchard St & Simmonds St, Bank City Johannesburg Gauteng 2000 South Africa
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FNB Universal Branch Code

  • 254005

Postal Address

  • PO Box 1153, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday 08:00 – 13:00
  • Sunday – Closed