- NO annual fees
- A range of benefits
- Low interest rates
[Accessed December 11, 2022]
About Virgin Money
Being guided by the National Credit Regulator, Virgin Money has ensured that you're given the right tools when it comes to applying for a credit card.
Their job at Virgin Money is simple; they make sure that you're given the best credit cards that are affordable for their monthly budgets.
Virgin Money credit card can be good for you
There are many factors that they take into consideration before giving you a credit card. For starters, they look at your monthly debts to see how much you're spending.
They also check how much money you are left with after you have paid all your monthly obligations.
Virgin Money then works with those figures to ensure that financial freedom remains a prerequisite to their credit cards.
Deciding if a credit card is for you
Their website contains sufficient information you'll need to decide which credit card is best for you.
All Virgin Money credit card plans are top tier and they're all set up in a way that's suitable, affordable, and convenient for each customer.
Virgin Money Services
Due to the fact that they don’t want you to spend too much money on charges, they try their best to keep these to an absolute minimum.
This might sound unbelievable to many but Virgin Money makes it a reality. They want their credit card customers to at least feel like there is some good they do in meeting them halfway.
Zero credit card fees
One of the reasons they're the best in the market is because of the travel insurance benefit that's included with their credit cards.
Their customers have found their services to be reasonably affordable and they'd recommend them to anybody who needs an affordable and beneficial credit card. Virgin Money customers have rated its credit card services to be above average and effective.
Become part of a big financial family with a company that has your best interest at heart. Furthermore, they'd do everything that they can to ensure that you don’t necessarily spend a lot of money. They'd never put you in a situation that makes it difficult for you to pay your monthly debts.
Virgin Money – Credit card
- Loan Type Credit cards
Benefits of Virgin Money
- No annual credit card fees
- Get a range of benefits
- Competitive interest rates
Choose the best banking partner in SA, choose Virgin Money
All the credit cards that they offer have benefits that you can make use of as soon as you get access.
They make it their life's mission to ensure that your every need is taken care of. Your financial stability is what matters to them most.
The end goal is the fact that you'll save money and shop cost-effectively with your credit card. Should you take particular interest in one of their credit cards, you can apply for a credit card online or give them a phone call and they'll be delighted to assist.
How the credit card process works
They usually advise their loyal customers to not only use the credit card for shopping, and also not to an extent that it reflects a negative bank balance. You must use it responsibly and also for managing your budget.
A variety of credit card options
The fact that there are many different credit cards in South Africa means that you'll never be restricted to one credit card option.
In fact, you'll have a wide variety of credit cards to choose from because there are many that might be exactly what you're looking for in terms of charges and interests charged.
Qualifying for a credit card
To qualify, you need to be 18 years and older, you should be committed to some form of employment that pays you a minimum of R5000 and you should be a South African citizen.
Virgin Money wants to teach its clients the art of financial freedom and how to maintain it with the credit cards that they offer.
Credit cards are always something handy to have with you at all times. Since Virgin Money has many different credit card plans it'll be better for you to compare their credit cards so that you make sure you choose the best one for you.
Benefits of a Virgin Money credit card
- Earn rewards
- Access instant cash when you need it
- Shop in-store and online anywhere in the world
- Low-interest rates
- Astonishing service delivery
Virgin Money is a trusted & reliable provider of credit cards
Customer Reviews & Testimonials
I never knew that a credit card application would be so quick and the service is super speedy you cannot go wrong with them.
— Cape Town —
The app is fantastic. You can keep up with all of your finances and if you have any questions you can contact any virgin money center and they are more than willing to help.
— Port Elizabeth —
What’s lovely about the credit card that I have gotten from virgin money, is that every time I swipe it helps me get rewarded.
— Johannesburg —
Virgin Money Contact
- 00, Sandown Sandton Gauteng 2146 South Africa
- Get Directions
- Monday 08:30 – 17:30
- Tuesday 08:30 – 17:30
- Wednesday 08:30 – 17:30
- Thursday 08:30 – 17:30
- Friday 09:00 – 17:30
- Saturday 09:30 – 13:00
- Sunday – Closed