Rating based on 59 reviews

Credit Salvage

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Credit Salvage homepage
Author Credit Salvage. Screenshot of Credit Salvage website.
[Accessed December 12, 2022]

About Credit Salvage

Credit Salvage is a company providing financial assistance to South Africans who are in serious debt.

Their credit clearance service is one of the best ways to get out of debt without experiencing serious financial consequences. Their debt consolidation solutions are highly efficient and reliable.

Competitive interest rates

They wrap all your current obligations into one loan with a lower interest rate. You get to turn a new page and forget about the nightmare associated with huge interest payments monthly. They operate online and you can find all the necessary information required on their website. They provide direct personal assistance via phone and email.

Credit Salvage Services

They offer solutions to people in financial distress as well as loans for people with bad credit.

Their debt negotiation and credit clearance services are designed to offer a fast and effective solution no matter what your specific circumstances are.

Credit Salvage focuses on your individual needs

They perform a detailed analysis of your current financial situation focusing on your debt. This allows them to offer the best consolidation strategy in your particular case. If they discover that their service is not suitable for you, they'll go a step further and refer you to a company which will match your requirements precisely. This is how flexible and customer-friendly their professional service is.

Want to know how long you’ll pay – Repayment calculator

If you'd like to get a clear picture of how long you’ll stay in debt review before you apply, utilise the repayment calculator. If your combined debt is R300,000 and your debt counsellor has negotiated an 8.75% interest rate, your instalments are:

1 Year – R26,201 monthly
2 Years – R13,671 monthly
3 Years – R9,505 monthly
4 Years – R7,430 monthly
5 Years – R6,191 monthly

Credit Salvage – Debt review

  • Loan Type Debt review

Benefits of Credit Salvage

  • Competitive interest rates on debt consolidation
  • A reliable debt counselling process

Credit Salvage is the leaders in debt consolidation loans

They're all too familiar when you just aren't able to afford to pay your debts at the end of each month, not to mention daily living expenses.

In a case such as this debt counselling may be just the right choice for you. Debt counselling is a structured process where a debt counsellor will negotiate with your creditors on your behalf, this is done so that your credit agreement instalments are reduced and extended, and they'll also negotiate a reduction on the interest rate enabling you to afford to settle your debts as soon as possible.

It's easy to accumulate a lot of debt when your monthly income is not sufficient for covering your monthly expenses. This situation is extremely dangerous and has to be resolved timely. Credit Salvage is confident that its debt consolidation loans can be of use to you.

A credit provider you can trust

They operate online and this enables them to serve South Africans from all over the country. They have a small but dedicated team of experts, who work hard to help you in every respect.

You can expect a professional service

Credit Salvage will find a loan for you based on your existing debt and income. Their aim is to get a loan with a lower interest rate and smaller monthly payment which does not exceed the cost of borrowing too much.

They work with many lenders and this gives you a high chance of getting the most useful loan for your specific needs. In general, this option can bring you more benefits compared to working with an individual lender.

The main advantage of using their services at Credit Salvage is that they'll actually negotiate with your current lenders on your behalf. Not only will they find you a new loan but they’ll actually make every effort to reduce your debt. You can be assured that they offer a great service and this makes them unique in every way.

It enables you to generate further savings and to get even more favourable terms and conditions.

Secured & unsecured debt consolidation loans

They advise you to only borrow the amount needed and to ensure that you can make repayments on the agreed dates so that you don’t incur extra costs. In any case, it’s only wise to ensure that the new monthly instalment will be perfectly affordable to you.

This will help you get rid of debt completely in the long term. The debt consolidation at Credit Salvage is highly useful. They are timely and efficient.

They can help you save money while giving you room to breathe. You’ll have a fixed monthly repayment for creditors and there’ll be no more multiple repayments. And your disposable salary and cash flow will increase instantly in order to afford your day-to-day living outlays.

Customer Reviews & Testimonials

December 2018

If you looking for an affordable credit plan, Credit Salvage Corporation SA is your best shot at getting a good loan offer.

Hedrick V
— Vanderbijlpark —

Credit Salvage Contact

Contact Number

E-Mail

Website

Physical Address

  • 63 North Road, Linden Extension Randburg Gauteng 2194 South Africa
  • Get Directions

Postal Address

  • PO Box 5725, Cresta, 2115, South Africa

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed