Rating based on 100 reviews

Debt Guard

  • Effective debt solution
  • Affordable payments
  • Qualified specialists

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Author Debt Guard. Screenshot of Debt Guard website.
[Accessed April 5, 2018]

About Debt Guard

Debt Guard offers clients throughout South Africa, relief from stressful debt problems, we aim to get you back on the path of affording life!

Debt takes over our lives in stages, and before we can stop it, it’s at the point where we are not able to afford all the debt we have accumulated. We use credit to pay for our daily living and take out more loans to cover that credit, and so the circle continues. You are not alone.

You do not need to stress over debt

We have a solution - We assist thousands of clients in the country with our debt relief programmes and have had overwhelming success with our debt-free client outcomes.

Take back control of your financial situation

Live debt-free, and afford the things in life you have always wanted. Get rid of legal letters and the risk of losing your assets. We have a customised solution that will help you start living your life stress-free, without the hassles of not being able to pay your debts.

Start a debt-free life

Our solutions are highly effective, and clients are unable to make more debt or use credit under our services. This will stop your debt in its tracks, and you will be able to pay off the b, credit cards and loans under one smaller instalment each month. We have the answer to your problems, and all it takes is one phone call to our debt counsellors.

Debt Guard Services

We offer a permanent solution to your debt problems. By no means are we offering another cash loan or a quick fix to rid your debt.

Valuable debt solutions are here to help clients throughout South Africa get out of debt. When you decide to make the choice, to get out of debt, you will sign a contract, allowing us to take legal matters on your behalf and provide you with a customised solution that is affordable to you.

Debt solutions

Being over-indebted is when you have so much debt to pay each month that you can’t even afford your monthly premiums. When your situation gets to this point, our solution is your only hope if you don’t want to start losing your assets.

Protect your assets and become debt-free

Whilst dealing with Debt Guard, you will immediately start feeling the relief of debt weighing you down. We will negotiate lower terms with your creditors, giving you a consolidated amount to pay each month; this will be a reduced amount than what you are paying for debt currently.

The funds will be paid directly to your creditors through the NCR, allowing you the freedom to afford and live life to the fullest.

Debt Guard – Debt review

  • Loan Type Debt review

Benefits of Debt Guard

  • Professional debt counselling services
  • Debt restructuring 

Debt Guard protects you from debt harassment

Get the peace of mind that you are legally protected and are able to start living debt-free.

Make the choice now and contact us for an assessment.

Debt Guard protects you from having too much debt

We will help you to rid of your debts for good. Our convenient methods work in line with the National Credit Act and the Regulations Board, to ensure you get a solution that reduces your monthly instalments on your accounts, to afford the repayments.

Who can apply?

To qualify for our services, we will need to evaluate your debt situation, to see if you are over-indebted. Being over-indebted means that you currently have too much debt on your plate and you are struggling to make your monthly payments.

If you fit this profile, we are able to assist you with the next steps, by getting all your personal details, and a list of all your creditors and what your outstanding balances are. We will contact you to discuss your employment, banking and personal details to add to our database.

Supporting documents may be needed for this step. Next, we will contact all your creditors to try and negotiate a new reduced instalment, to ensure that we can create and agree on a lesser instalment that you will pay each month.

We will assist you throughout the entire process

Once the creditors we have contacted and agreed to new terms on your debt, we will put together a proposal for you leaving you with one reduced monthly instalment regarding your consolidated debt.

This will be the only payment you will make each month, and we will ensure all your creditors are paid on time. You need to be aware that from this point on you will not be able to make any further debt and not be able to buy on credit until all your creditors have been paid in full.

A method that works!

This is a proven and successful method for reducing and paying off your debts and stay out of debt for good. You can also increase your payment amounts when you can afford to, which will allow your debt payments to be paid off sooner. Contact us today, and start changing your life now.

Customer Reviews & Testimonials

April 2019

One of the characteristics the Debt Guard’s agents have is ensuring that you are happy with your credit offer as the customer.

George O
— Carletonville —

Debt Guard Contact

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Physical Address

  • 7 Cleveland St, Boston, Bellville Cape Town Western Cape 7530 South Africa
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Opening Hours

  • not available