DCGsa

Times are tough and when you’re presented with difficult financial choices, it helps to know that there are sound solutions available to help you cope.

DCGsa debt counsellors are one of the leaders in its field and have assisted countless clients to turn their financial woes around.

How debt review can help you

If you’re having a difficult time paying all your creditors on time, you’ll be happy to know that there’s light at the end of the tunnel. Debt counselling is a process through which you’re assisted to restructure your debts in a way that helps you regain control over your finances.

Debt counselling restores your dignity and prevents you from losing valuable assets through repossession. It also offers you a way back into the credit market as it restores your creditworthiness. The concept has a proven track record internationally.

A team you can trust

Since its conception in 2018, the company has won various accolades for stellar service. DCGsa’s knowledgeable team comprises lawyers and advocates, all experts in matters of finance. The company’s primary concern is your financial well-being. By opting for debt review you’ll get huge relief from the heavy financial burden you’re carrying.

All processes have your dignity at their core. DCGsa offers hope if you’re over-indebted as the debt review process will enable you to re-enter the credit market.

Owner Casper le Grange is a registered debt counsellor whose passion and commitment clearly reflects in DCGsa’s undisputed record as a company that cares.

A proven record of excellence

In its short existence, DCGsa has already received a number of accolades. They’ve been recognised as one of the top 5 large debt counsellors in South Africa, as well as Best Large Debt Counsellor in 2021. Being acknowledged by their peers in the industry stands as testimony to the great service you can expect from them.

DCGsa offers holistic financial services solutions to consumers who are serious about overcoming their debt challenges. They partner with you to address your money challenges and their sound advice can be trusted, as you’re being kept in the loop throughout.

They understand the difficulty in deciding which accounts to pay first when you’re struggling. When you get to this point it simply makes sense to approach the experts for an in-depth debt assessment and advice on a way forward.

The process will free up valuable extra cash for you to direct towards daily living expenses. The company also offers assistance with the drafting of free wills and the administration of estates. They even give personal budget training to help you with financial planning.

An escape route out of a difficult predicament

• You have to borrow money to meet your financial responsibilities
• You’ve started to live off your credit card
• You prioritize accounts according to their importance and leave some unpaid
• You’re getting threatening letters and calls from your creditors
• A Section 129 letter of demand has been served
• You have judgments against your name

Debt counselling isn’t administration

• Contrary to administration, there’s no limit on the debt amount (inclusive of your prized assets such as your house and vehicle).
• When you opt for debt counselling, you’ll only be flagged at the credit bureaus until you receive your clearance certificate at the conclusion of the process. If you undergo administration, you’ll be blacklisted.
• Administration is much more costly than debt counselling.
• Debt counselling is geared towards larger debts that include valuable assets.

The process is costly

The primary objective of DCGsa is, after all, to get clients out of debt. You can, therefore, rest assured that all fees and disbursements will be absorbed in your payment plan in one instalment you can afford. Your only responsibility is to ensure that your loan instalment is paid every month.