LegalWise
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About LegalWise
LegalWise is a credit provider that's been helping customers for a number of years with debt counselling. It's become evident that clients are battling to pay all their loans at once.
As a result of that, they fall behind on their financial obligations such as personal loans and other credit plans.
An impressive service record
It becomes increasingly difficult for a customer who has a number of debts to settle. The greater their debt becomes the harder it is to pay everything at once.
Preferred debt counselling provider
A number of people prefer their services because they have proven time and time again that they have your best interests at heart.
LegalWise is a step in the right direction
The National Credit Act implemented debt counselling as a financial remedy for seemingly financially struggling customers. Ever since this innovation started, drastic changes have come into being.
LegalWise Services
LegalWise doesn’t hinder anybody from having loans and debts. The only problem is when you start missing payments due to having other obligations to account for.
What is a debt review?
Debt review is when you feel you can no longer afford all the loans you're paying for. As a result of that, you ask for debt consolidation. This is an amalgamated credit process where financial providers combine all your loans and make them one big debt. In order to qualify, you need to be a South African citizen, get a salary on a monthly or weekly basis, and be a pensioner or a certified spouse.
How does the process work?
There's a systematic process that has to be followed. For starters, they'll first have to check your finances to see if you qualify for debt review. Secondly, the debt counsellor will clarify after assessing your financial situation if you're struggling to pay your loans or you are simply unable to prioritise payments and expenses. If there's a reason to believe that you can’t pay your debts, you'll get a new credit plan that'll have to be adhered to. The debt review will make your creditors know of the new guidelines set.
LegalWise – Debt review
- Loan Type Debt review
Benefits of LegalWise
- Legal benefits
- Membership benefits
- Reduced expenses
LegalWise works hard for you to get your budget back on track!
One of the reasons they have a debt counselling service is because they've appointed effective and knowledgeable people who know how to perform debt counselling services efficiently.
What happens from now?
An investigation will have to be conducted and they'll inform you if you qualify for debt counselling. They have to do their own analysis to be certain that you qualify.
They're there to help you
There is absolutely nobody who would stand up tall and be proud of falling on settling their accounts. Every client yearns for the day when their credit record is cleared. In the end, it's everybody’s wish to start from scratch.
Why is LegalWise the best?
Many people have loans that are quite displeasing. The only thing you have to ensure is that payment is made. You have to be financially accountable for your payments so that your credit profile doesn’t turn sour again. In essence, you have to prioritise paying off debts so that they don’t pile up and make everything seem like a heavy financial burden.
There's nothing wrong with cutting down costs especially when you feel like you can no longer afford to pay personal loans and other debts. It's better to be financially safe than sorry. LegalWise will help you get there as long as you too will do whatever it takes to never be in the same position you have fought so hard to be freed from.
Customer Reviews & Testimonials
LegalWise Contact
Physical Address
- Office 1 Thibault Square Western Cape Cape Town 8001 South Africa
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Postal Address
- P.O. Box 6144, , Weltevredenpark, 1715
Opening Hours
- Monday 09:00 – 16:30
- Tuesday 09:00 – 16:30
- Wednesday 09:00 – 16:30
- Thursday 09:00 – 16:30
- Friday 09:00 – 16:30
- Saturday 09:00 – 12:00
- Sunday – Closed