Help-U Debt Counsellors

Help-U was founded in 2007 and was acquired by Belinda Louiza Driskel, a qualified attorney and registered debt counsellor in 2012.

In addition to an LLB from the University of South Africa, she also has years of experience in the debt-collection industry. With her eye set on changing the way debt review worked, she set out to bring South Africans innovative, up-to-date, and sustainable financial solutions.

Growing from strength to strength

Since 2012, Help-U has grown from six employees to fifteen, improving the system along the way to bring you better service. The growth has enabled them to open offices in Botshabelo, Pretoria, and East London.

Always putting you first

Help-U Debt Counsellors always goes the extra mile to take care of you. They believe in applauding hard work and maintaining clear and concise communication with you and your credit providers. This has been one of the aspects of Help-U’s success from the start.

Providing outstanding customer service

Help-U’s main objective is to provide its customers with financial solutions that benefit all parties involved. They aim to negotiate the best deals possible for all over-indebted customers. Help-U understands all aspects of the industry and strives to provide sustainable solutions.

Help-U has deeply rooted core values

The heart of every company is its value system. This ultimately dictates the manner in which they conduct business. Help-U has a set of values that has been the guide to how they conduct business since they were established. These values include:

• Integrity – They operate on the principle of being open and honest. Through the highest level of ethical standards, they’re in the business of empowering people to achieve financial freedom.
• Work ethic – Help-U is constantly looking for more innovative and efficient ways to improve the way they conduct business.
• Commitment – With the utmost commitment, they go the extra mile to ensure that agreements are reached and accepted by creditors.

Debt review was still a new concept when Help-U was founded in 2007.

There have been many changes to the system that improved and streamlined the process to what we know it to be today.

Debt review is a process that you can apply for when you find yourself to be over-indebted. Help-U consists of a group of qualified professionals that can assist you through this process. They aim to accurately and effectively get you set up for debt review to help you become debt-free.

What are the costs involved in debt review?

When you decide to apply for debt review, you’ll book a consultation. During this consultation they’ll explain the cost and fees in detail to you, ensuring you understand all the critical details right from the start.

Overview of the debt review fees you’ll pay

• Application fee
• Debt counsellor’s fee
• Legal fees
• Your monthly PDA and DC fees

Crunching the numbers

The first step to filing for debt review is breaking down your financial situation. Help-U knows how crucial this is and has put a budget calculator on their website to help you.

This will enable you to see how much you can afford to repay monthly and assists them with the restructuring of your debt.

You’ll be able to breakdown the following:

• Total monthly income
• Total monthly expenses
• Transportation
• Entertainment
• Health
• Total monthly credit provided repayments