Rating based on 7 reviews

Help-U Debt Counsellors

  • Clear Your Credit Record
  • One Monthly Repayment
  • Become Debt Free

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Help-U Debt Counsellors homepage
Author Help-U Debt Counsellors. Screenshot of Help-U Debt Counsellors website.
[Accessed December 12, 2022]

About Help-U Debt Counsellors

Help-U was founded in 2007 and was acquired by Belinda Louiza Driskel, a qualified attorney and registered debt counsellor in 2012.

In addition to an LLB from the University of South Africa, she also has years of experience in the debt-collection industry. With her eye set on changing the way debt review worked, she set out to bring South Africans innovative, up-to-date, and sustainable financial solutions.

Growing from strength to strength

Since 2012, Help-U has grown from six employees to fifteen, improving the system along the way to bring you better service. The growth has enabled them to open offices in Botshabelo, Pretoria, and East London.

Always putting you first

Help-U always goes the extra mile to take care of you. They believe in applauding hard work and maintaining clear and concise communication with you and your credit providers. This has been one of the aspects of Help-U’s success from the start.

Providing outstanding customer service

Help-U’s main objective is to provide its customers with financial solutions that benefit all parties involved. They aim to negotiate the best deals possible for all over-indebted customers. Help-U understands all aspects of the industry and strives to provide sustainable solutions.

Help-U has deeply rooted core values

The heart of every company is its value system. This ultimately dictates the manner in which they conduct business. Help-U has a set of values that has been the guide to how they conduct business since they were established. These values include:

  • Integrity – They operate on the principle of being open and honest. Through the highest level of ethical standards, they’re in the business of empowering people to achieve financial freedom.
  • Work ethic – Help-U is constantly looking for more innovative and efficient ways to improve the way they conduct business.
  • Commitment – With the utmost commitment, they go the extra mile to ensure that agreements are reached and accepted by creditors.

Help-U Debt Counsellors Services

Debt review was still a new concept when Help-U was founded in 2007.

There have been many changes to the system that improved and streamlined the process to what we know it to be today.

Debt review is a process that you can apply for when you find yourself to be over-indebted. Help-U consists of a group of qualified professionals that can assist you through this process. They aim to accurately and effectively get you set up for debt review to help you become debt-free.

What are the costs involved in debt review?

When you decide to apply for debt review, you’ll book a consultation. During this consultation they’ll explain the cost and fees in detail to you, ensuring you understand all the critical details right from the start.

Overview of the debt review fees you’ll pay

  • Application fee
  • Debt counsellor’s fee
  • Legal fees
  • Your monthly PDA and DC fees

Crunching the numbers

The first step to filing for debt review is breaking down your financial situation. Help-U knows how crucial this is and has put a budget calculator on their website to help you.

This will enable you to see how much you can afford to repay monthly and assists them with the restructuring of your debt.

You’ll be able to breakdown the following:

  • Total monthly income
  • Total monthly expenses
  • Transportation
  • Entertainment
  • Health
  • Total monthly credit provided repayments

Help-U Debt Counsellors – Debt review

  • Loan Type Debt review

Benefits of Help-U Debt Counsellors

  • Clear your credit record
  • Consolidate your debt
  • Expert advice
  • Protection against creditors
  • Protect your assets

The debt review application process

Help-U is dedicated to bringing you solutions that work.

They’ve made the application process understandable and transparent, ensuring you make the most informed financial decision possible.

The steps to follow:

  1. You’re able to contact Help-U in various ways namely, by email, telephone, online, an in-house consultation, or even in the comfort of your home.
  2. You’ll do a budget assessment with your debt counsellor. This will give them a clear picture of your current financial situation and the way forward.
  3. When the assessment is completed and it was found that you’re over-indebted, you’ll be signed up for debt review. All relevant creditors will be notified and this will prevent any legal action against you.

Why you should choose Help-U’s debt review services

  • Help-U is registered with the National Credit Regulator
  • The owner of the company is a practising attorney
  • They consist of a team of highly trained and professional employees
  • The software used by Help-U is cutting-edge
  • They go the extra mile for all their customers

Other services that Help-U offer

Once your creditors have taken legal action against you, Help-U can assist you with debt administration. This enables Help-U to remove legal action from the equation. This has proven to be a very effective method of handling debt.

What does debt administration cost?

A cost list has been compiled for clients residing in the Free State. Depending on the number of creditors, you’ll pay an initiation fee of between R430 and R860. There’s a legal fee of R850 and the monthly fee is set at 12% of your negotiated monthly instalments.

Let Help-U help you ease your debt

When the shackles of debt are weighing you down, the help you need is a phone call away. The friendly and highly qualified staff at Help-U have years of experience in the debt review industry and can assist you to become debt-free.

Give them a call today for a free consultation and get expert advice on the options available from them.

man holding thumbs up

Help-U Debt Counsellors is a trusted & reliable provider of debt review

In our review, Help-U Debt Counsellors adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Help-U Debt Counsellors is a registered credit provider in South Africa: NCRDC2076

Customer Reviews & Testimonials

November 2021

I realised that I needed help and searched the internet for a suitable solution. I was glad to find Help-U as they were able to assist me with gaining back control of my finances.

Cynthia P
— Bloemfontein —

February 2022

Debt was getting me down and I was told about the success my friend had with Help-U. I went online and completed the assessment and they were able to assist me with debt review.

Braam L
— Pretoria —

July 2022

I would like to take this opportunity to thank the staff at Help-U for their friendly and empathic attitude towards my situation. They are a great company and I would recommend them to anyone.

Boiki M
— Nelspruit —

Help-U Debt Counsellors Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed