expert financial guide to borrowing background image

Expert financial guide to borrowing

Discover expert financial advice, useful tips, and effective how-to's for getting online loans, quick cash, payday loans, and more, when living in South Africa.

Through our blog, we aim to demystify the intricacies of credit scoring, explore various loan options, and provide valuable insights into building and maintaining a healthy financial profile. From understanding the difference between secured and unsecured loans to decoding credit terms and conditions, we've got you covered.

Our team of financial experts and industry professionals will share their knowledge and expertise to help you make informed decisions that align with your financial goals. Whether you're considering applying for a home loan, exploring personal loan options, or seeking guidance on debt management strategies, our blog is your go-to destination for reliable information and actionable insights.


SASSA Loans in 2026: What People Mean, What’s Real, and How to Stay Safe

SASSA Loans in 2026: What People Mean, What’s Real, and How to Stay Safe

People search for “SASSA loans” every day, but the phrase is misleading. In official channels, SASSA deals with social grants and grant administration. If you need a loan, that loan comes from a private credit provider, not from SASSA itself.

This m...
Read more
LoansFind’s Guide to SASSA Status Check (SRD R350)

LoansFind’s Guide to SASSA Status Check...

When we say “official SASSA status check”, we mean checking your SRD application...
13 South African universities to consider for teaching qualifications

13 South African universities to consid...

Teaching is a practical profession, so I look for two things first: a recognised...
Pros and Cons of Debt Consolidation in South Africa

Pros and Cons of Debt Consolidation in ...

Debt consolidation can help some borrowers, but it is not automatically the righ...
Beat the unemployment struggle and use these helpful tips to snatch up a good job

Beat the unemployment struggle and use ...

Whether you’re fresh out of school, have just completed your tertiary studies, o...
The In Duplum Rule in South Africa

The In Duplum Rule in South Africa

The correct term is in duplum, not “duplam”. In simple terms, it is a legal rule...
Juggling’s for clowns, and debt isn’t funny

Juggling’s for clowns, and debt isn’t f...

In today’s world, financial freedom seems impossible but it isn't so. Each and e...
Debt vs Equity Finance in South Africa: Which Business Funding Option Fits Your Business?

Debt vs Equity Finance in South Africa:...

Choosing business funding is not only about getting access to money. The more im...
Is money tight? Perhaps it's time to start earning extra cash!

Is money tight? Perhaps it's time to st...

We might be getting by okay on our salary, but are we able to afford a lovely ho...
In today’s economy, is it a good idea to fix your home loan rate?

In today’s economy, is it a good idea t...

While the question might be a straightforward one, the answer is a tad more comp...
Historical property debt – is this a concern for new owners?

Historical property debt – is this a co...

Picture yourself becoming the new owner of your lovely new home, only to find ou...
Business Liquidation in South Africa 2026: Key Legal Factors to Consider

Business Liquidation in South Africa 20...

Liquidation is one of the most serious steps a business can take. It is not a ro...
Can Foreigners Get Loans in South Africa?

Can Foreigners Get Loans in South Afric...

It can be harder for a foreign national to get credit in South Africa, but it is...
3 Ways you can rescue your struggling business

3 Ways you can rescue your struggling b...

Not everyone is cut out to run their own business, most people will go on to wor...
Am I Lowering My Credit Score With Multiple Loan Applications?

Am I Lowering My Credit Score With Mult...

Many South Africans worry that every loan application will automatically damage ...
Government Employee Loans in South Africa: What Really Affects Approval?

Government Employee Loans in South Afri...

Working for government can help support a credit application, but it does not cr...
How Does Debt Counselling Work in South Africa?

How Does Debt Counselling Work in South...

Debt counselling can help when your debt has become genuinely unmanageable, but ...
Islamic Banking in South Africa

Islamic Banking in South Africa

Islamic banking is a form of banking structured around Shari'ah-compliant financ...
What Is a Revolving Loan in South Africa?

What Is a Revolving Loan in South Afric...

A revolving loan, often called a revolving credit facility, is not the same as a...
Safe Borrowing in South Africa: How to Avoid Loan Scams, Loan Sharks and Risky Lending Offers

Safe Borrowing in South Africa: How to ...

Borrowing money is not only about finding a lender willing to say yes. In South ...
Money Management in South Africa: Budgeting, Credit Use and Smarter Spending

Money Management in South Africa: Budge...

Good money management is not about avoiding all credit or cutting every non-esse...
10 Tips to Secure your Business Loan in South Africa

10 Tips to Secure your Business Loan in...

Applying for business finance is not only about getting approved. The more impor...
Help Get Out of Debt in South Africa

Help Get Out of Debt in South Africa

Getting out of debt is rarely one big decision. It is usually a sequence: stabil...
6 Ways to Help Clear your Bad Credit Record

6 Ways to Help Clear your Bad Credit Re...

Living in a world where things just becomes more expensive every day, sometimes ...
Money from Medallions

Money from Medallions

At the end of 2013, with ubiquitous strikes, service protests and political scan...
Inflation in South Africa in 2026: What It Means for Your Money

Inflation in South Africa in 2026: What...

Inflation is the rate at which prices rise over time across the economy. In Sout...
Addressing the Balloon in the Room

Addressing the Balloon in the Room

With the South African middle class rapidly expanding, banks and loan companies ...
Ways to Repay Your Debt Early in South Africa

Ways to Repay Your Debt Early in South ...

Paying off debt early can reduce interest and shorten the time you stay exposed ...
What Is a Credit Line in South Africa?

What Is a Credit Line in South Africa?

There are different types of credit products available in the market, and a cred...
Home Loan Approval in South Africa: What Actually Improves Your Chances

Home Loan Approval in South Africa: Wha...

Home loan approval is not simply about wanting to buy property. It is a credit-r...
Personal Loan Approval in South Africa

Personal Loan Approval in South Africa

Personal loan approval is not simply a question of whether you want the money or...
Blacklisted in South Africa: How to Improve Your Credit Record

Blacklisted in South Africa: How to Imp...

If you’ve been told you are “blacklisted”, do not assume your financial position...
Your First Home Loan in South Africa

Your First Home Loan in South Africa

Buying your first home is a major financial step. It can be exciting, but it can...
Debt Consolidation Strategy: An Online Guide

Debt Consolidation Strategy: An Online ...

It is a common misconception that with debt consolidation your debt will just go...
Which Is the Best Loan Company in South Africa?

Which Is the Best Loan Company in South...

When you are looking for a personal loan to fill holes in your budget or to make...
Payday Loans & Salary Advances – South Africa

Payday Loans & Salary Advances – South ...

The popularity of payday loans in South Africa is growing because they are quite...
How to Manage Personal Loan Repayment in South Africa

How to Manage Personal Loan Repayment i...

Managing a personal loan well is not only about paying on time. It is about keep...
Understanding Personal Loans in South Africa

Understanding Personal Loans in South A...

A personal loan can be useful, but it is still debt. The safest starting point i...
Credit Card Rewards in South Africa: How to Save Money Without Building Bad Debt

Credit Card Rewards in South Africa: Ho...

Credit card rewards can be useful, but only if they save you money after you acc...
Online Loans in South Africa: How to Avoid Loan Scams

Online Loans in South Africa: How to Av...

Online borrowing can be convenient, but it also creates opportunities for fraud....
Avoid Common Loan Mistakes in South Africa

Avoid Common Loan Mistakes in South Afr...

Most loan mistakes are not dramatic. They are usually small decisions made too q...
Should You Finance Home Improvements with a Personal Loan?

Should You Finance Home Improvements wi...

Using a personal loan for home improvements can make sense in some situations, b...
Student Loans for a Better Future

Student Loans for a Better Future

There are many reasons why a person can get a loan. One of these is to finance o...
Manage Your Finances with a Short-term Loan

Manage Your Finances with a Short-term ...

There is nothing better than being debt free but then this is the ideal lifestyl...
How to reduce credit card debt in South Africa?

How to reduce credit card debt in South...

Credit card debt can build up quickly because cards are convenient and easy to u...