Through our blog, we aim to demystify the intricacies of credit scoring, explore various loan options, and provide valuable insights into building and maintaining a healthy financial profile. From understanding the difference between secured and unsecured loans to decoding credit terms and conditions, we've got you covered.
Our team of financial experts and industry professionals will share their knowledge and expertise to help you make informed decisions that align with your financial goals. Whether you're considering applying for a home loan, exploring personal loan options, or seeking guidance on debt management strategies, our blog is your go-to destination for reliable information and actionable insights.
When should you consider debt consolidation?
Can you relate to the following?
You’ve maxed out your overdraft/credit cards
You are falling behind on more than one debt repayment
You are barely getting by with little to no monthly living expenses, after paying your debt obligations
You have no ...
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You’ve maxed out your overdraft/credit cards
You are falling behind on more than one debt repayment
You are barely getting by with little to no monthly living expenses, after paying your debt obligations
You have no ...
The five golden rules for debt consolid...
For debt consolidation to work effectively, you have to have a clear plan of att...
Pros & Cons of Debt Consolidation
It’s important to be aware of the pros and cons before you take on new debt.
De...
De...
Improve your Finances with Debt Consoli...
Are you struggling to pay your debt?Lowering the amount you pay towards debt is ...
4 ways a Debt consolidation loan can he...
A Debt consolidation loan is a powerful tool if you know how to use it.
Paving ...
Paving ...
Beat the unemployment struggle and use ...
Whether you’re fresh out of school, have just completed your tertiary studies, o...
The Duplum Rule – The Duplam what?
Did someone mention dumplings? Not quite, but if you’re someone who gets a thril...
Juggling’s for clowns, and debt isn’t f...
In today’s world, financial freedom seems impossible but it isn't so. Each and e...
Applying for a business loan? Easy step...
If you're considering applying for a business loan in South Africa, these 9 step...
At the fork of debt & equity finance, w...
It’s virtually impossible to avoid injecting at least some capital into a busine...
Is money tight? Perhaps it's time to st...
We might be getting by okay on our salary, but are we able to afford a lovely ho...
In today’s economy, is it a good idea t...
While the question might be a straightforward one, the answer is a tad more comp...
The dangers of building up a credit rec...
We’ve all struggled with the notion of registering for credit in order to prove ...
SMS loan spam & SMS loan scams
Are you one of those who gets annoying spam all day, every day from companies ov...
Historical property debt – is this a co...
Picture yourself becoming the new owner of your lovely new home, only to find ou...
Liquidation in SA – 5 Important factors...
Let’s get one thing straight, being in the process of liquidation is a position ...
The Do’s & Don’ts when applying for a B...
You’ve been working a full-time job for 5 years now and the only real person ben...
Peer-to-Peer Lending in SA
What is Peer to Peer lending or “P2P”?
P2P lending is an alternative option bas...
P2P lending is an alternative option bas...
Foreigners seeking loans in South Afric...
Not from South Africa? Don’t fret, where there’s a will, there’s a way, and if y...
Beware the teeth of Loan sharks in Sout...
As we’re all well aware (and if not – listen up), loan sharks are not legal lend...
Choose the right loan for you
All the groundwork is done and you’re finally ready to get going, so you apply f...
Do I even qualify for a loan?
You have all these great ideas, plans and figures going through your mind…
You’...
You’...
3 Ways you can rescue your struggling b...
Not everyone is cut out to run their own business, most people will go on to wor...
Am I lowering my credit score with all ...
These days with debt collectors hot on the heels of bad payers, blacklisted indi...
Loans for Government Employees
We all know that getting a loan can sometimes be very difficult; some might even...
How Does Debt Counselling Work?
We have all heard the term debt counselling before and some of us have either ma...
Islamic Banking in South Africa
Islamic banking can be described as a banking system that is based on the princi...
Revolving loans in South Africa
Often times when people are in a difficult financial situation, they are turning...
3 Essential Safety Tips when Banking
In this article, we will be taking a closer look at some safety tips you can mak...
How to Consolidate ALL your Debt into a...
First of all, let’s take a look at what exactly it means when you consolidate yo...
9 Ways to Effectively Manage your Money
When it comes to money, we more than often read or hear the words financial tips...
10 Tips to Secure your Business Loan
It’s no secret that cash is king when running a small business.
More so when st...
More so when st...
8 Things that will Help you Get Out of ...
Most of us dream of living a debt-free life, and even though we know how very im...
6 Ways to Help Clear your Bad Credit Re...
Living in a world where things just becomes more expensive every day, sometimes ...
8 Ways to Climb Out of Debt
Most people understand the importance of being debt-free yet so few of them actu...
Found a Loan? Avoid these mistakes
Sometimes, not borrowing is better than borrowing, but there are times when you ...
Christmas Budgeting: Set yourself a bud...
With everyone tightening their purse strings (and considering pawning the purse)...
Money from Medallions
At the end of 2013, with ubiquitous strikes, service protests and political scan...
Inflation in South Africa
The news is filled with terms like inflation, interest rates and debt relief, my...
Addressing the Balloon in the Room
With the South African middle class rapidly expanding, banks and loan companies ...
Ways to Repay Your Debt Early
When you pay your debt off earlier than the set term, you will be able to save c...
What is a Credit Line?
There are different types of credit products available in the market. In additio...
First time Home Loan Applicant in South...
As stability returns to the South African economy, banks have lowered their home...
Effective Use of Programs for Debt Cons...
There are many consumers who are interested in debt consolidation programs, but ...
How to Get a Loan in South Africa
You are not supposed to be an expert in finance in order to obtain a loan.
Stil...
Stil...