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Expert financial advice about borrowing

Discover expert financial advice, useful tips, and effective how-to's for getting online loans, quick cash, payday loans, and more, when living in South Africa.


What is a Credit Line?

There are different types of credit products available in the market. In addition to the traditional loans, consumers can use credit lines.

These are much more flexible to use, but all of their pros and cons have to be evaluated carefully.

The simp...
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First time Home Loan Applicant in South Africa

As stability returns to the South African economy, banks have lowered their home...
Effective Use of Programs for Debt Consolidation

There are many consumers who are interested in debt consolidation programs, but ...
How to Get a Loan in South Africa

You are not supposed to be an expert in finance in order to obtain a loan.

Stil...
How to Save for a Deposit

The deposit is your contribution to the purchase of a house or a car while the r...
Get Rid of Debt Effectively – South Africa

Can a modern family, couple, or business individual live without incurring any d...
Home Loan Approval – South Africa

Homeownership can be real and not only a dream. You can purchase any type of pro...
Personal loan approval in South Africa

Personal loans are often referred to as signature loans since you do not have to...
Improve your chances of Home Loan

Even though the recent global economic downturn has had a major negative impact ...
Blacklisted: How to improve your Credit Record

If you’re blacklisted, it’s not the end of the world. It’s perfectly possible fo...
Your First Home Loan

It is truly exciting to buy your first home, but at the same time, there is a lo...
Debt Consolidation Strategy: An Online Guide

It is a common misconception that with debt consolidation your debt will just go...
Which Is the Best Loan Company in South Africa?

When you are looking for a personal loan to fill holes in your budget or to make...
Payday Loans & Salary Advances – South Africa

The popularity of payday loans in South Africa is growing because they are quite...
How to Manage Personal Loan Repayment

You need to set aside a portion of your budget that will be sufficient for the p...
Understanding Personal Loan – South Africa

Are you looking for a personal loan for blacklisted people in South Africa? You ...
A Guide to the Credit Card Reward Programmes

The reward programmes are among the most attractive features of credit cards.

T...
How to get a Personal Loan in the Tough Economy of South Africa

The world economy has been in recession over the past few years and the economy ...