Better Compare

Better Compare is South Africa’s first 100% impartial and independent loan broker.

They pride themselves on bringing only the best quotes and insurance to your doorstep. While other companies may endorse certain lenders, Better Compare has a transparent and responsible mode of operation.

They offer you the best service and savings in the business. They truly believe every South African has the right to fair and affordable home loans, and they use their company to give you just that.

Use Better Compare to better compare your quotes

Better Compare has relationships with a wide variety of reliable South African online loans, all responsible and dedicated to helping you grow and achieve your dreams with affordable finance.

They use these relationships to capitalise on maximising savings for you, so you can get your dream home without also getting yourself into destructive debt. Their partnership with South Africa’s largest comparison service means that they can find you the best savings on any home loan.

Getting a quote from their company

Their quote process is as quick and easy, as it's safe and secure. Using their service can get you affordable and tailor-made quotes from up to eight banks or lenders at a time, which is more than can be said for many of the comparison services that are currently operating today.

This gives you the unique opportunity to apply for more than one home loan at a time and gives you the added benefit of being able to pick and choose the most viable financial option for you and your future home.

How they make your home loan work for you

Their streamlined process is quick and easy, and they really go the extra mile to ensure you get not only the most out of your home loan but the most out of your experience with Better Compare and your lender.

Acquiring finance for your dream home is a tad more complicated than a short-term or personal loan, and can take a few days to arrange.

However, they still pride themselves on being faster than most banks and other financial institutions in acquiring a firm and reasonable answer within a matter of a few short days.

How the banks deal with your loan application

The banks and lenders in question will usually take between 3 and 5 days to respond to your loan application, as they have various details to attend to and background checks to do on their end.

This usually involves checking your employment history, salary and credit record, to make sure you’re a responsible candidate.

Once they have an answer, they'll contact you with their terms and conditions, and get the ball rolling. Before being approved or declined, however, the bank may request additional details from you as needed to process your mortgage application.

What happens next?

Well, once you have approval, Better Compare negotiates with the lender or bank in question to settle on the most reasonable rate available.

Once this is approved in principle, the bank or lender will send an assessor over to the house to ensure everything is in order and value the property accurately.

Once this is taken care of, all that’s left to do is sign the paperwork and start moving your things into your new home – what a pleasure!

Better Compare has more than just home loans on offer

Better Compare also has a variety of other personal loans and financial solutions available that can benefit you through these aspects as time goes on in your new home.

While they have and will have your back for the duration of your loan term, these services are set out to assist you in other aspects of your life, which can present unpleasant hurdles. This is why they strive to supply a more holistic service to you.