Better Compare

Better Compare is South Africa’s first 100% impartial and independent loan broker.

We pride ourselves on bringing only the best quotes and insurance to your doorstep. While other companies may endorse certain lenders, Better Compare has a transparent and responsible mode of operation.

We offer you the best service and savings in the business. We truly believe every South African has the right to fair and affordable home loans, and we use our company to give the people just that.

Using Better Compare to better compare your quotes

Better Compare has relationships with a wide variety of reliable South African online loans, all responsible and dedicated to helping people grow and achieve their dreams with affordable finance.

We use these relationships to capitalise on maximizing savings for you, so you can get your dream home without also getting yourself into destructive debt. Our partnership with South Africa’s largest comparison service means that we can find you the best in savings on any home loan.

Getting a quote with our company

Our quote process is as quick and easy, as it is safe and secure. Using our service can get you affordable and tailor-made quotes from up to eight banks or lenders at a time, which is more than can be said for many of the comparison services that are currently operating today.

This gives you the unique opportunity to apply for more than one home loan at a time and gives you the added benefit of being able to pick and choose the most viable financial option for you and your future home.

How we make your home loan work for you

Our streamlined process is quick and easy, and really goes the extra mile to ensure you get not only the most out of your home loan, but the most out of your experience with Better Compare and your lender.

Acquiring finance for your dream home is a tad more complicated than a short-term or personal loan, and can take a few days to arrange.

However, we still pride ourselves on being faster than most banks and other financial institutions in acquiring you a firm and reasonable answer within a matter of a few short days.

How the banks deal with your loan application

The banks and lenders in question will usually take between 3 and 5 days to respond to your loan application, as they have various details to attend to and background checks to do on their end.

This usually involves checking your employment history, salary and credit record, to make sure you’re a responsible candidate.

Once they have an answer, we'll contact you with their terms and conditions, and get the ball rolling. Before being approved or declined, however, the bank may request additional details from you as needed to process your mortgage application.

What happens next?

Well, once you have approval, Better Compare negotiates with the lender or bank in question to settle on the most reasonable rate available.

Once this is approved in principle, the bank or lender will send an assessor over to the house to ensure everything is in order, and value the property accurately.

Once this is taken care of, all that’s left to do is sign the paperwork and start moving your things into your new home – what a pleasure!

Better Compare has more than just home loans on offer

Better Compare also has a variety of other personal loans and financial solutions available, however, and can also benefit you through these aspects as time goes on in your new home.

While we have and will have your back for the duration of your loan term, these services are set out to assist you in other aspects of your life, which can present unpleasant hurdles. This is why we strive to supply a more holistic service to customers.