Rating based on 30 reviews


  • Property Investment
  • Simple bridging finance
  • Online applications

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TUHF homepage
Author TUHF. Screenshot of TUHF website.
[Accessed December 12, 2022]

About TUHF

Unearthing potential with home loans is what TUHF does best.

They see the diamond hidden in the rough and TUHF's vision is to change run-down buildings into safe places where families can live and thrive. They believe in developing a sustainable future. To make this dream a reality TUHF offers property finance solutions to all entrepreneurs to purchase, convert, or refurbish buildings into affordable rental units to help develop inner cities.

TUHF has 13 Years of experience

The TUHF company has been in business for over 13 years and they have had the privilege of financing over R4bn in inner-city development. When you apply for a home loan they will support you with guidance and help you understand the risks involved and how to manage them.

Fund for previously disadvantaged communities

To help previously disadvantaged communities TUHF has developed the Intuthuko Equity Fund (IEF). This fund helps individuals who have never before owned property.

The fund helps contribute money towards the deposit or other equity requirements. The IEF Fund won't cover 100% of the financing, instead, it will help you invest your funding to create a better life for you and those around you.

TUHF grants home loans to improve communities

The focus of their projects is to improve the local community and urban areas that are in decline.

To qualify for a home loan, your project should be close to schools, have access to transport systems and be close to the areas where people work. All projects aim to have a positive impact and improve the area.

TUHF Services

When TUHF considers your home loan application for a property development they don't only look at the feasibility but also at you as an individual.

Their mentorship program will assist you in making decisions. TUHF will provide hands-on training to give your project the best chance of succeeding.

Good investments reap good rewards

Breaking the boundaries and developing a property portfolio can be challenging. TUHF looks at your project's ability to make enough money to cover your expenses. These expenses include rates, taxes, and your home loan.

Their lending is character-based if they decide to take a chance of granting you one of their home loans. TUHF will cover up to 80% of the costs. You will need to invest the other 20% of your own money to make the project a success.

TUHF provides inner-city housing

TUHF wants to help to develop inner-city accommodation that is close to people’s place of work, where there is already easy access to transport and existing infrastructure. There is a very high demand for this type of housing. Their values include grit and the ability to look beneath the surface to find out what is hidden underneath.

At TUHF they go the extra mile to help you

All clients will benefit from TUHF's mentorship program. They won’t leave you in the deep end, not knowing what to do. Instead, mentors offer their support and guidance as well as on-the-job training and expert advice.

To learn more about the amazing initiatives that they are supporting and to find out how you can get involved, visit their website and apply for a loan online today.

TUHF – Home loan

  • Loan Type Home loans

Benefits of TUHF

  • Property Investment
  • Bridging Finance

The TUHF works hard to help you get a home

TUHF's home loans are available for either buying or building your dream property.

The terms allow you up to 15 years to repay the home loan. Clients can benefit from a prime-linked interest rate and no monthly service fees.

Requirements needed to qualify

  • You will need to provide 20% of the purchase price
  • Supply a signed purchase deed of sale
  • Provide FICA Documents
  • A copy of your financial statement

TUHF's experts are there to offer advice and assistance when you need it.

Before you start with the home loan application form there are a few things you need to do first

  • Identify the area that you want to invest in.
  • Find an appropriate existing building with a potential or building site.
  • Collect as much information as possible for your meeting with a TUHF expert.

Now that all of this has been done you are ready to begin the home loan process.

Step one

You have to complete the TUHF home loan application form. Ensure you have all your supporting documents on hand.

Step two

After the home loan application form together with your supporting documents has been filled in and submitted you will now begin with the credit approval phase. You will be notified if they need anything more from you at this stage.

Step three

You will now be presented with a home loan offer. If you meet and agree with the conditions of the agreement and accept, you will now sign the home loan contract.

Step four

The registration of the property will now take place and depending on if you borrowed for a building site or an existing building, construction or rental can now take place.

Reach your dreams with a TUHF home loan

Seeing potential in people and their dreams are what drives TUHF to jump in and assist ordinary people to achieve great heights.

You can become a part of their family today and play a vital role in your community within the housing sector. Speak to a qualified TUHF home loan advisor today

Benefits of a home loan with TUHF

  • They offer online home loan
  • TUHF has expert advisors in the home loan
  • Great property investment.
  • They also offer bridging finance.

Customer Reviews & Testimonials

February 2021

Getting into the property market seemed like it was going to be a challenge at first. Then a colleague informed me about TUHF. They presented me with an unbeatable offer and I could finally get t...

Sophia J
— Pietermaritzburg —

November 2021

I just want to thank everybody at TUHF for the amazing service I received. Their advisors are experts in the property business and they helped me make the right choice. With the home loan I got f...

Christopher M
— Alexandria —

July 2021

Often we turn to mainstream banks to get the best deal on a home loan. I found out about TUHF through an internet search and I have never looked back. They treated me like family.

Frikkie Fourie
— Alicedale —

TUHF Contact

Physical Address

  • 2nd Floor BCX Building 106 Park Drive St. George’s Park Port Elizabeth Eastern Cape 6000 South Africa
  • Get Directions

Postal Address

  • 2nd Floor BCX Building 106 Park Drive St. George’s Park Port Elizabeth, Port Elizabeth, 6000, South Africa

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday 08:00 – 16:30
  • Sunday 08:00 – 16:00