Rating based on 30 reviews



  • Property Investment
  • Simple bridging finance
  • Online applications

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TUHF homepage

Author TUHF. Screenshot of TUHF website. [Accessed August 31, 2021]

About TUHF

Unearthing potential is what we do best, we see the diamond hidden in the rough, our vision is to change run-down buildings into safe places where families can live and thrive, we believe in developing a sustainable future.

To make this dream a reality we offer property finance solutions to all entrepreneurs to purchase, convert or refurbish buildings into affordable rental units to help develop inner cities.

13 years of development

Our company has been in business for over 13 years and we have had the privilege of financing over R4bn in inner-city development. When you apply for a home loan we will support you with guidance and help you understand the risks involved and how to manage them.

The TUHF way

Helping develop the community is one of our core principles we do this by providing property financing to individuals that have the passion and are able to share our vision of the future. Through years of experience, we are able to spot the potential in people and help them develop; our key focus is on inner-city development.

Providing inner-city housing

It is important for us to help develop inner-city accommodation that is close to people’s place of work, where there is already easy access to transport and existing infrastructure. There is a very high demand for this type of housing.

Our values include grit and the ability to look beneath the surface to find out what is hidden underneath.

TUHF Services

To help previously disadvantaged communities we have developed the Intuthuko Equity Fund (IEF) this fund helps individuals who have never before owned property.

The fund helps contribute money towards the deposit or other equity requirements. The IEF Fund won't cover 100% of your financing instead we will help you invest your own funding and to make a better life for yourself and those around you.

Putting the person before the project

When we consider your quick loan application for a property development we not only look at the feasibility of the project but also on you as an individual. Our mentorship program will assist you in making decisions and provide hands-on training to give your project the best chance of succeeding.

Your project will cover the costs

Breaking the boundaries and developing a property portfolio can be challenging, we look at your projects ability to make enough money to cover your expenses such as rates, taxes and your bond. Our lending is character based if we decide to take a chance of granting you one of our home loans we will cover up to 80% of the costs. You will need to invest the other 20% of your own money to make the project a success.

Projects aimed at improving the community

The focus of our projects is to improve the local community and urban areas that are in decline. To qualify your project should be close to schools, have access to transport systems and be close to the areas where people work. All projects aim to have a positive impact and improve the area.

TUHF – Home loan

  • Loan Type Home loans

Benefits of TUHF

  • Property Investment
  • Bridging Finance

The TUHF works hard to help you get a home

Bridging finance offers our clients short term loans of up to 6 months that they are able to use to pay for any temporary expenses. These kinds of expenses could include your Rates Clearing Certificates, your early profit release or other related transaction costs.

Our bridging loans have a very competitive market price and the amount that you are charged will be determined by how much you are willing to put down as collateral to secure your loan. There are unsecured loans available but they will be charged at a much higher cost.

Understanding how your loan works

Our loans are available for either buying or building your dream property. The terms allow you up to 15 years to repay the home loan. Clients can benefit from a prime linked interest rate and no monthly service fees. There are only a few requirements needed to qualify. You will need to provide 20% of the purchase price, supply a signed purchase deed of sale. Provide FICA Documents and a copy of your financial statement. Our experts are there to offer advice and assistance when you need it.

Our property training program

TPPE is our in-house property training program that focuses on improving skills and encouraging development. This program teaches our clients the important aspects involved with owning a property. This program is run as a 6-day course and all clients are required to complete the training.

Holding your hand through mentorship

All clients will benefit from our mentorship program; we won’t leave you in the deep end, not knowing what to do. Instead, mentors offer their support and guidance as well as on the job training and expert advice. Once our clients have completed the course they will receive a certificate of completion from the prestigious University of Cape Town at a dinner hosted in their honor. To learn more about the amazing initiates that we are supporting and to find out how you can get involved, visit our website and apply for a loan online today.

Customer Reviews & Testimonials

February 2019

TUHF has quick and easy service and helped me a lot.

Portia M
— East London —

November 2018

TUHF helped me sort out the finance issues I had with my home and I am so grateful.

Anele D
— Port Shepstone —

TUHF Contact

Physical Address

  • 2nd Floor BCX Building 106 Park Drive St. George’s Park Port Elizabeth Eastern Cape 6000 South Africa
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Postal Address

  • 2nd Floor BCX Building 106 Park Drive St. George’s Park Port Elizabeth, Port Elizabeth, 6000, South Africa

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday 08:00 – 16:30
  • Sunday 08:00 – 16:00