Rating based on 35 reviews


  • 100% finance
  • Flexible repayment options
  • Competitive interest rates

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Investec homepage
Author Investec. Screenshot of Investec website.
[Accessed December 12, 2022]

About Investec

Since they began their operations in 1974 Investec has been among the leaders in specialist banking and asset management.

Currently, they offer a wide variety of flexible, profitable and low-risk solutions in three major markets which are the UK, South Africa and Australia. They have operations in other countries around the world and continue to expand each year.

Wealth management

Investec is there to help you with your wealth management, their relationships with you are based on trust and finding you the best deals. They entered the UK market in 1992 and practice sustainable business development.

The company currently employs 10 000 people worldwide throughout its different divisions across various sectors. Their values are centred on integrity, distinctive performance, focus on you and their entrepreneurial spirit. They specialise in asset management, specialist banking services as well as wealth management and investment planning services.

Giving back to the community

Because they believe in being extraordinary their sponsorships reward individuals that stand out from the rest and are champions when it comes to sports achievement or art and cultural activities. They reward energy and ambition that turns into the outstanding talent that makes South Africa proud.

Investec Services

They're there to help you achieve the lifestyle that you want without fuss and hassle. Simply share your future financial plans with them and they'll provide the source for making them a reality.

It's as simple as that. The knowledge and experience they offer are ideal solutions for boosting your personal life and your business through asset acquisition including property finance.

Easy and quick to obtain

They specialise in several core areas. They provide asset finance and motor vehicle finance to private individuals, professionals and businesses. Their service can arrange finance for the establishment of professional practice and for the purchase of equipment. They make financing for investment easy and quick.

Their loans cover a wide range of options including personal lending products, property finance and private capital investment. They also offer protection services to protect your loans or investments.

Investec Life offers you life insurance options that you can afford with flexible repayment terms on an easy-to-manage payment schedule. If you're an existing private banking client and you've been with them for more than 3 years then it'll be even easier for you to apply.

Investec – Home loan

  • Loan Type Home loans

Benefits of Investec

  • Competitive interest rates
  • Flexible repayment options
  • Wealth management

Owning your first home is easy with their innovative first-time home loans

Contact Investec to help you finance the purchasing of your ideal property, in order to qualify you'll need to meet certain requirements.

Investec offers a sufficient amount of property finance that's available at an affordable interest rate. Investec's home loans aim to provide you with affordability and overall quality. Use it to find out how well they correspond to your needs.

Areas of operation

Their company serves niche clients to meet their financial needs fully. They focus on three main areas of operation including vehicle and home loan sourcing. These are specialist bank services and products, asset management and wealth and investment. Investec has had a dual listing on both LSE and JSE since 2001. Their combined capitalisation at present is equal to around GBP3.6 billion.

Highly customised solutions

They have over 40 years of experience in the financial industry and their core activities include specialist banking and asset management. They cater to meet the needs of individuals and institutional investors. Their speciality is in the provision of highly customised financial solutions which match your individual needs and enable you to generate high savings. The financial services that they offer are of superb quality.

A lender that stands out

Investec home loans are available to property buyers who have never used their services before and may be able to qualify. These quick loans are flexible. In fact, you'll only need to present your requirements so that the lender can offer a solution that meets them precisely. This is what makes this lender stands out from all the rest.

Maximum savings on taxes

The interest rates that Investec home loans offer are highly competitive. Their loans come with individually tailored repayment schedules and this is a huge advantage. They'll help you determine the schedule that you're comfortable with and the repayment terms of the loan agreement. Enjoy maximum savings on taxes and other costs.

Borrow using other assets

These loans offer more flexible mortgage loans than most of their counterparts. You can borrow against other assets such as share portfolios and investment products in order to obtain more finance or to pay for the deposit.

When used correctly, this opportunity can generate considerable savings especially if the return on the investments is higher than the interest rate on the loan.

Loans for commercial property buyers

Another benefit of using these loans is that they're available not only to first-time homebuyers but also to holiday home buyers, property investors and even commercial property buyers. No matter how specific your investment is, you'll be offered a solution.

The bottom line is that Investec home loans are highly customisable, flexible, and highly useful as well.

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Investec is a trusted & reliable provider of home loans

In our review, Investec adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Investec is a registered credit provider in South Africa: NCRCP9

Customer Reviews & Testimonials

September 2018

Investec gave me a home loan that changed my entire life.

William C
— Cape Town —

May 2019

Applying for the Investec home loan took me ten minutes to complete.

Allistar S
— Western Cape —

Investec Contact

Physical Address

Investec Universal Branch Code

  • 580105

Postal Address

  • PO Box 785 700, Sandton, 2146, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed