Nedbank Home Loan

A home is a big commitment and, in many cases, the biggest investment you will ever make.

A home will provide your family with protection, privacy, and a secure place for many years to come, as well as a place to call home.

Owning a house is significant 

Whether you're buying, constructing, or transferring your financing, they are here to answer all of your concerns and ensure that you feel confident as you go through each phase of your home loan and home purchase. At the end of the day, this online lender will make sure you're able to return to your ideal house on a consistent basis.

Nedbank is registered to provide home loans

Nedbank gives you straightforward advice on home loans that assists you in determining what is best for you. They offer affordable options that meet your ideals and budget.

Low fees and costs associated with home loans

They have a  competitive interest rate depending on how much money you have available to spend. There are no hidden costs, only straightforward pricing and payment options.

They understand that purchasing a home is a big decision, and they are here to help you every step of the way.

You will be able to pay back the mortgage from five to twenty-five years when you earn a salary of more than R10 000 per month. Nedbank will do more than just give you a home loan.

Nedbank will assist you in your journey

They will give you advice on whether or not you should purchase a piece of real estate. They will tell you when it will be a good time to purchase a home, and they will assist you in comprehending the process of purchasing a property and obtaining a home loan.

Move your home loan to Nedbank

Take out a mortgage against your house. If your home had additional value when the initial bond was registered, or if the value of your home has increased, you can refinance your home loan and apply for a loan online.

A home loan with Nedbank helps you save

Paying less over a longer period of time by switching to them will allow you to lower your monthly payments by choosing a home loan term of 20 or 25 years, depending on your needs.

Tools to help you calculate affordability

When you’re about to purchase your first home, it’s always good to know what you qualify for before you start house hunting. With the Nedbank affordability calculator, you can calculate an estimate of what to expect.

Let’s say you earn R25,000 monthly and your expenses total R10,000. According to the calculator, you could qualify for a loan of up to R790,708. This loan is payable over 20 years at 9.75% interest. Thus, you’ll have a monthly instalment of R7,500.