Rating based on 46 reviews

FNB Home Loan


  • Fixed interest rate
  • Low-interest starting from 9.75%
  • Repayment up to 240 months

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FNB Home Loan homepage

Author FNB Home Loan. Screenshot of FNB Home Loan website. [Accessed July 24, 2019]

FNB - The oldest bank in South Africa

Our bank logo the Acacia tree is very recognisable throughout South Africa as we are one of the first banks to ever open our doors.

Our roots can be traced way back to 1838 when we opened our first branch in Grahamstown.

As South Africa has grown as a country our needs have changed, we keep up to date with the times while still respecting our past history and using it to build a brighter tomorrow.

Not only focused on money

Even though we are a bank our prime focus is not only to make money, we realise that protecting the environment and sustainable development policies are the only way forward.

Our vision is to educate people on the importance of being earth friendly and helping to create a better world.

Our company practices Ubuntu in everything we do, putting our people first and remaining proudly South African.

Full circle finance

No matter what kind of personal or property financing you are looking for, we have you covered as we offer a wide range of products and services as well as regular and business banking.

If you require a credit card for personal use or for your business speak to one of our consultants about the options available.

Our petrol cards make it easy to fill up on fuel Nationwide, while if you need to pay a bill or send someone money then our eWallet service has you covered.

It's all in the FNB App

Technology has advanced so much over the years that it is now possible to carry around your bank in your pocket and access it any time through the use of your smartphone.

Our amazing banking App is secure and has everything that you will ever need available at your fingertips. From applying for one of our customer centered home loans to a quick personal loan - you can do it all!

Breaking the mold when it comes to banking

There are so many different convenient ways that you are able to access your finances there days, using our app, digital banking, digital payment solutions and in person. Our website is filled with extra value services as a benefit to our clients. Transact, bank, save, invest or plan your financial future. If you need assistance with financial planning or have questions about your retirement options, our consultants are there to answer any questions that you may have.

When you need a hand up

Many South Africans are struggling financially and may need a bit of a hand up to secure their financial future. Our service is there to offer a number of different lending options. You could apply for a credit card to help you manage your monthly expenses, set up an overdraft facility to cover any overflow expenses or make use of one of our revolving short-term loans. If you require a larger sum of money, you could apply for one of our personal loans or to borrow a smaller amount for a shorter period of time then apply for our temporary loan options.

Reward yourself by banking better

To give you even more value for money we reward you for banking better through our eBucks rewards program and our SLOW benefit.

FNB Home Loan – Home loan

  • Loan Type Home loans
  • Interest Rate from 9.75%
  • Repayment 240 months

Benefits of FNB Home Loan

  • Repayment up to 240 months
  • Fixed interest rate

Let us take care of all your home finance needs

Buying your first house is one of the most expensive purchases that you will ever make, if you have never bought a property before then all the steps can be very confusing especially if you apply for a loan.

Our many years of experience with granting home loans has allowed us to simplify the process to make it as easy as possible for you to apply. Log onto our website and locate the home loans option, decide if you would like financing for buying or building your dream home and select whether you are making an individual or joint application.

Know how much you have to spend each month

When applying for a home loan it is important to know how much money you have to spend on repayments each month. Our system wants to find our more about you in order to find you the best options to suit your needs. Pick a salary bracket before deductions to find out what type of deals you will qualify for. If you earn a minimum income of R3 500 per month and a maximum of R25 000 before deductions then you may qualify for one of our specialist housing solutions.

Apply for 100% financing on your home loan

Apply for a home loan today to receive up to 100% financing on your home loan without needing to put down a deposit. Select the option to pay a fixed interest rate for the duration of the home loan for up to 5 years to save even more money.

Seize the opportunity and find a home today

If you are still looking to find your dream property our website has made it even easier to apply for a home loan and find the property of your dreams. Browse our housing development options to get the first option on the best deals. Search by area or price and access exclusive property deals.

Visit our website today and you could be one step closer to owning your dream home by tomorrow.

Customer Reviews & Testimonials

March 2019

Calling FNB gave me better financial perspective and I now know which home loan I should take.

Caroline K
— Carletonville —

October 2018

Applying for a FNB loan was fast, easy and convenient.

Brian A
— Pretoria —

FNB Home Loan Contact

Physical Address

  • 15 Pickering St, Newton Park, Port Elizabeth, 6055 Port Elizabeth Eastern 6070 South Africa
  • Get Directions

Postal Address

  • 15 Pickering St, Newton Park, Port Elizabeth, 6055, Port Elizabeth, 6070, South Africa

Opening Hours

  • Monday 9:00 – 15:30
  • Tuesday 9:00 – 15:30
  • Wednesday 9:00 – 15:30
  • Thursday 9:00 – 15:30
  • Friday 9:00 – 15:30
  • Saturday 08:30 – 11:30
  • Sunday – Closed