Rating based on 64 reviews


  • Home loans up to R125,000,000
  • Low-interest starting from 7.25%
  • Repayment up to 30 years

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Author Ooba. Screenshot of Ooba website.
[Accessed December 12, 2022]

About Ooba

Ooba is your leading bond originator in South Africa with the best options for home loans online with a fully dedicated service.

Clients will receive a piece of mind from Ooba service with their mortgage finance and insurance options to make their home loan experience perfect.

Home loan options for every client

They offer a fully comprehensive solution that includes Oobabond and Oobainsure. They negotiate for the best home loan on your behalf while taking care of the home loan application from start to finish.

Ooba company is different because they help to empower South African citizens to own their own property. They also teach you by helping you gain knowledge and assist you in making an informed decision.

The best home loans in South Africa

They have strong relationships with the leading banks for home loans including Nedbank, ABSA, FNB, HIP, RMB, Investec, and Mercantile Bank. This allows them to bring you the lowest interest rates and the best terms and conditions.

Ooba aims to empower you, the client, by offering affordability tools like the home loan calculator that can assist you with finding out how much you can afford to spend. They will also equip you with a pre-qualification certificate that informs you how much you may borrow and shows home sellers that you are a serious buyer.

A solid presence in the market

Ooba is an authorized provider of financial services in South Africa. Formerly known as MortgageSA, their company has a solid presence in the mortgage market and has a good reputation among home buyers and lenders.

Ooba Services

Ooba is the expert choice for a home loan in SA.

They offer the best products to suit your needs at any given time and are accompanied by the most reliable expertise and advice for the home loan you need. The average home buyer in South Africa needs to use a mortgage loan to finance the purchase of their own home. These products are available from many home loan lenders so you have to choose your options extremely carefully.

This is where Ooba home loans will help you to receive the best options from multiple lenders you can choose from. Ooba will evaluate the quality of these credit products and help you determine the one that suits you best.

Ooba home loans service are free

They only work with the top lenders for home loans in South Africa, so success is guaranteed. With Oobainsure you can cover both your mortgage and your newly purchased property fully at an affordable price.

Ooba guarantees that you will get the best quality customer service from their office's staff, from the website, or via their call center consultants. Their service secures you multiple home loan quotes so that you have a choice and can make an informed decision.

Professional services for a home loan online

They offer professional service which is based entirely on your needs and requirements. The mortgage consultant that you work with will provide you with the best match and the right home loan option.

Ooba home loans have helped hundreds of thousands of clients to move into their dream homes. The company continues to grow from strength to strength delivering excellent results.

Utilise Ooba’s bond calculator

With the Ooba bond calculator, you’re able to see the amount you could qualify for even before you apply.

If you earn a monthly Net income of R27,000 and your expenses total R12,000, you could qualify for a home loan of R1,012,106. This amount carries an interest rate of 9.75% and is repaid over 20 years, giving you a monthly instalment of R9,600.

Ooba – Home loan

  • Loan Type Home loans
  • Interest Rate from 7.25%
  • Loan Amount up to R125,000,000
  • Repayment 5 years to 30 years

Benefits of Ooba

  • Online application
  • Check your credit score
  • Multiple quotes for quick comparisons

Ooba Home Loans will help you buy your dream home

Get in touch with Ooba today and access the perfect home loan solution for you and your family.

Information needed for application

  • Fill in the home loan amount you need.
  • Provide personal information.
  • Your income and expenses in full.
  • Employment status.
  • Information about the property.

Now they will submit your application for a new bond with their list of approved home loan lenders and help you negotiate the most competitive and affordable mortgage.

Securing the best-matched home loan deals.

The Ooba consultant will do comparison shopping on your behalf. This will save you time and effort. You will most certainly save money since you will get a superb deal with even better terms and conditions on your behalf.

You will have a much higher chance of approval even if you have a bad credit record. This is highly beneficial professional assistance that any home buyer will benefit from.

Benefits of Ooba home loan

  • They will assist you with all your home loan needs, offering full assistance with second mortgage applications as well
  • You can use your existing home as equity and save money by paying lower rates
  • Their personalized and friendly customer service makes them a popular choice
  • Ooba’s high-speed approval rate
  • The best expert advice

For the best results keep in mind that you will need to have a sufficient deposit and the ability to pay the registration costs. This will make your house buying process easier and quicker.

Customer Reviews & Testimonials

March 2021

I was searching the web for a home loan and came across Ooba, my search was over and they got me the perfect home loan.

Kendra P
— Knysna —

March 2021

They provided me with a selection of home loans and got my preferred home loan, they assisted me to the end.

Mandla K
— Thohoyandou —

September 2021

Happy with their great service, even got Oobainsure and I am almost moving into my new home.

Elna P
— Pretoria —

Ooba Contact

Contact Number



Physical Address

  • 33 Bree St, Cape Town City Centre Cape Town Western Cape 8000 South Africa
  • Get Directions

Postal Address

  • PO Box 1535, Cape Town, 8000, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed