Rating based on 11 reviews

Budget Cash Loans


Budget Cash Loans homepage

Author Budget Cash Loans. Screenshot of Budget Cash Loans website. [Accessed April 5, 2018]

About Budget Cash Loans

When you are having a little cash problem and need an instant cash loan, you can rely on us to deliver a fast and efficient lending solution to meet your specific needs.

We have been servicing clients with instant loan products since 2002. Budget Cash is more than a financial provider. We specialise in people and you can have peace of mind in knowing that we put emphases on our services and on our client’s needs.

Cash for emergencies

In this time, we have successfully assisted thousands of clients each month, in achieving their financial goals. By assisting with a loan to bridge the gap between now and your next paycheck, we can help you rid those unexpected bills, or emergency payments that need to be made when you are a little short of cash.

Easy ways to get cash

You can apply through our online platform on our website contact us via telephone and let one of our consultants contact you to take your loan further, or simply email us, and we will send you the application form to complete. Whichever way you prefer to apply, the outcome is always the same, fast, simple and reliable!

When you need a loan to help you through the tough times, Budget Cash can help you! Get the instant cash loan you need within 24 hours

Budget Cash Loans Services

We use technology to provide effective instant cash solution and online processes that make getting cash simple and quick.

With an online calculator, you can work out what you can afford to borrow, and see what the total loan amount would cost you including the interest and what the monthly instalments would be. Having this convenient tool at your fingertips saves you time in trying to get your questions answered before completing your application form.

Loans up to R4000

Clients can get instant cash of up to R4000, which is payable off over a period of time and that works within your budget. We will only lend you what you can afford, keeping you out of unnecessary long term debt. We offer short term cash loans that will appear in your bank account instantly once your loan is approved.

Who can apply?

If you are a permanent citizen of South Africa and over the age of 18 years, you can qualify for a cash loan. All you need is a recent payslip and three months bank statements, and you are on your way to getting approved for cash in minutes.

There is an easy way to get rid of the financial stress, and it’s all available here on one site. Apply now, you have nothing to lose and only cash to gain.

Budget Cash Loans – Instant loan

  • Loan Type Instant loans

Benefits of Budget Cash Loans

  • PAYDAY Loans
  • INSTANT Loans

Instant loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Budget Cash offers an instant cash loan to meet your budget

Because we provide loans, we try our best to make the process instant!

Going through each laid out step on our website makes for easy-to-use instructions that will guide you through the entire process, step-by-step.

There are no hidden fees or complicated processes

We work through a quick paperless process, which takes only a few minutes of your time, and before you know it, the cash is in your account, to use as you please. Use the calculating slider on our website to work out the amount you can afford to borrow from Budget Cash. This will give you an indication of what amount you can borrow, and what amount to apply for on your application form.

Complete the application form and attach the following documents:

A copy of your ID book, three months bank statements and a recent salary slip

These documents can be emailed to Budget Cash Loans, once we have received the application together with your supporting documents, we can start processing your loan agreement. We will be in touch with you timeously to discuss the loan amount and terms.

Instant cash at your disposal

Once you have agreed to everything, the cash is paid instantly into your banking account. Your loan repayments will be paid through a direct debit order that will be set up from your banking account. Clients, who wish to pay off their loan earlier, have the ability to lower their interest on their loan by doing so.

Unlike most lenders, we don’t penalise you for early repayment.

Bad credit clients can apply

We work in line with your affordability and not what your previous credit history may be. However, we cannot assist clients who are under debt review or administration, but everyone else within the right criteria can apply.

We will get you an instant loan when you need some cash to tide you over during a bad month.

Apply online to get cash the very same day!

Customer Reviews & Testimonials

April 2019

The service is super speedy and they are more than willing to help you with all your queries.

John M
— Humansdorp —

April 2019

They have saved me when I needed it most I had to apply for a quick loan in order to pay off some debt I did not for see they have helped me get my loan.

Michael M
— Cape Town —

February 2019

The service all I can say is if I can get the help that i needed when i went to the branch like I did anyone who needs a loan should come here.

Martin S
— Nelspruit —

April 2019

I am so happy to have less stress and able to have paid my instant loan off and be able to have paid my expenses with the help of the company.

Juan S
— Cape Town —

Budget Cash Loans Contact

Physical Address

Postal Address

  • P.O Box 8280, Nelspruit, 1200, South Africa

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed