Low Budget Loans

image of Low Budget Loans
image of Low Budget Loans

Low Budget Loans is a registered credit provider with South Africa’s National Credit Regulator: NCRCP4858


About – Low Budget Loans

Low Budget Loans was built up in 2004 by a group of banking experts who had a superior knowledge and goal to give faster, easier and less demanding quick cash loans to clients who earn a minimal wage.

It's our passion to help people.

Through dedication, innovation and a passion for people’s needs, they did just that, and have been assisting clients financially ever since.

Clear innovative process & ethical approach.

Low Budget Loans follows a clear innovative process and ethical approach to helping South Africans to keep within their budget, and still afford to get a loan when they need it.

Their commitment to their clients has spread across the country, making them the brand to recognise in the micro finance industry.

Low Budget Loans are committed to providing.

Straightforward and transparent loaning services, as well as having a finger on the pulse when it comes to responsible lending.

They work in line with the National Credit Regulator, making their financial services completely reliable and guided by the act.

Services – Low Budget Loans

We have been assisting South African clients with valuable and essential cash loan services from 2004, offering a great number of loans to the average worker in the country, needing financial assistance when times get tough.

Low Budget Loans are listed with the National Credit Regulator in the smaller scale of micro lenders in South Africa.

Excellent services with a business ethic which stands out.

We are well known in the financial sector for offering phenomenal services with a business ethic which stands out. Low Budget Loans guarantee to offer you a loan that you can easily afford, without making extra debt that you cannot cope with.

With one main focus in their business to assist workers and employment companies financially to stay financially afloat. The loans that companies offer to workers financed by Low Budget Loans won't have any effect on the organization's cash stream.

It’s a win win process and service for employees and employers.

Should there be any blacklisted accounts, Low Budget Loans will be in charge of the proceedings go forward with the altercations that follow.


Summary of Services

  • Quick Cash Loans
  • Online Loans 
  • Instant Personal Loans 
  • NCR Registered Lender
  • Urgent Loans
  • Simple loan application
  • Quick Approval
  • Up to R3,000 
  • 3 months to repay


Low Budget Loans promise you a loan that you can easily manage.

Low Budget Loans has been helping South African customers with profitable and fundamental cash advance service since 2004, offering an extraordinary number of loans to normal workers, requiring financial related help when difficulties arise.

They are affiliated with the National Credit Regulator on a smaller scale offering short-term loans to employees wanting to lend cash from their place of work.

They are known throughout businesses for their business ethic which emerges in their day to day dealings with their clients.

They promise to offer you an advance that you can undoubtedly manage, without making additional debt obligations that cannot be paid.

We provide unique loan options.

They are quite unique with their loan options, by working with the companies they assist, but taking full responsibility for the loans, repayments and default payments of the employees.

The loans that organizations offer their workers financed by Low Budget Loans won't have any impact on the association's cash stream.

There are NO risks included for the Employer.

Low Budget Loans will be responsible for the process and way forward should any employee who takes an advance, not be able to repay the loan.

The whole process when an employee applies for a loan is taken care of telephonically with voice recordings.

No compelling reason to complete reams of documentation, no need to visit our branch. Pay-out of loans is inside of 15 minutes from the time that the call was effectively finished with the customer, affirming every one of his points of interest.

The loan will be paid out specifically into the bank account where the worker has his salary paid into.

Low Budget Loans needs only a little amount of information from the worker when processing the loan application, just to get the main details from them, and to verify that they earn enough to pay off the loan.

Its simple, quick and controlled completely by Low Budget Loans on behalf of the company’s using them.

Loan portions must be deducted from the month to month/week by week pay of the Employee.

Low Budget Loans will have the capacity to give an electronic document that can be altered specifically into your finance programming.

 Contact Details

Lombardy Business Park Unit 24, Graham and c/o Graham and Cole Road, Shere AH, , Johannesburg, Gauteng, 0081, South Africa
Ph: 086 107 3072
Fx: 012 809 0333
Em: [email protected]
Em: [email protected]

 Postal Address

Postnet Suite 397, Private Bag x10, Elardus Park, Johannesburg, 0047, South Africa

 Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday Closed –
  • Sunday Closed –