Rating based on 72 reviews



  • Instant loans up to R1,000,000
  • Low-interest starting from 28%
  • Repayment up to 10 years

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Lulalend homepage

Author Lulalend. Screenshot of Lulalend website. [Accessed April 5, 2018]

About Lulalend

Lulalend are more than a financial services provider. We are an online revolution, providing instant loan opportunities for all South Africans; we aim to change your financial circumstances for the better.

We know that without having sufficient cash in your banking account can make for stressful situations as well as falling behind in payments or not being able to afford the specific things you need.

Solution to cover unexpected expenses

Imagine an emergency medical appointment came up and you had to pay cash but didn’t have the cash in your account to pay for the visit. Why should your life be compromised because of a bad financial month?

We have online lending solutions

Throughout our services, we help all South Africans, including small businesses, to get off the ground with a little financial help. We believe strongly in economic growth or our South African companies, reach their full potential and take our country from strength-to-strength through local growth.

Transparent financial solutions, with no hidden costs

Our terms are affordable and our fees are low, to ensure that our clients get a service delivery that benefits our clients more than anything else. Apply now, and get an instant cash loan today! Lulalend is here to assist you every step of the way!

Lulalend Services

Lulalend strives to offer customers a service that will not be found by any other lender.

Our online platform will help you and your business grow through an instant loan! We are confident that you won’t get this kind of service anywhere else!

Loans for personal or business use

We don’t only offer loans to individuals; we also offer small business opportunities that will help South African businesses take off and thrive when they need to get a foot up financially. We want to see your business grow to its fullest potential, and being able to provide the financial assistance you need to help you get there, will be an achievement for us.

Easy online access to all your loan solutions

With an online service solution, clients can get access for business or pleasure, through our convenient website. This is easy to access, and simple to follow. We have provided an online application form that is so simple to complete and only requires a few minutes.

A decision on your application within minutes

This is why we are an accredited lender to be reckoned with. Unlike traditional lenders, we don’t have any paperwork, and we don’t make you wait weeks or days for your cash! We can deposit the cash straight into your bank account within 24 hours of your approved application.

Lulalend – Instant loan

  • Loan Type Instant loans
  • Interest Rate from 28%
  • Loan Amount up to R1,000,000
  • Repayment 3 years to 10 years

Benefits of Lulalend

  • Quick and easy finance
  • Pay early and save
  • Expert business funding

Instant loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Lulalend is the preferred instant cash provider in South Africa

Our clients can apply for an instant loan online for free! through our website which takes only a few minutes of their time.

By sending and uploading a few supporting documents with your application such as your most recent bank statements and a copy of your ID, we can complete your application and have approval instantly sent to you. All your private information given to us on your application form will be handled with the utmost confidentiality to ensure your data is protected at all times.

Approval is a very fast streamlined step

Our technology which is of the highest quality driven innovation in the markets takes your approval to the next level of turnaround times. We will be in contact with you within minutes, to notify you of your loan approval. From there, we forward you an agreement for your loan contract, which you can sign and send back to us. The cash you have been approved for will be in your bank account within 24 hours.

Quotation on a loan with no obligations

If you are thinking of getting a little extra cash but not ready to commit just yet, we don’t hold you to it! We offer short-term loans to meet your financial requirements when your cash flow is looking a little slimmer than usual. Our approvals are almost instant, giving you immediate notification of the amount that we can lend you.

The repayment terms on our instant loans, allow affordability with terms of between 6 and 12 months. We also assist businesses with a small boost in their capital, as long as they have the criteria to meet the qualifications of our loans.

We are here to help you

We will be happy to discuss your further loan requirements, telephonically, our experienced consultant team will guide you every step of the way. We are here to help our clients with all their financial requirements.

Don’t let an empty bank account get you down, we can offer you an instant loan today, now that’s something to smile about!

Customer Reviews & Testimonials

April 2019

They give you the option to check how much your loan will be this is such a great tool cause with this I was able to see that I could make the lion payments easily.

Christian H
— Cape Town —

March 2019

The application take minutes and you have your money within the next 24 Hours I mean Who could complain the service is great.

Dirkie S
— Port Elizabeth —

Lulalend Contact

Physical Address

  • 112 Buitengracht Street, 1st floor, The Studios, Cape Town City Centre Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed