Rating based on 1,472 reviews

Budget Cash

image of Budget Cash
image of Budget Cash

About – Budget Cash

Our company was first established in 2002 with the goal to provide a simple and fast method for South African citizens to find payday loans that are simple to obtain and that won’t break the bank.

When you are struggling financially and you need money in a hurry then a payday loan could be the solution that you need, payday loans are easy to obtain and often have the same day pay out so that you can deal with your financial emergency quickly and easily.

A responsible lender

We are focused on the guidelines laid out by the law in South Africa and follow all rules and regulations set out by the National Credit Regulator. Our loans and lending practices are in line with what you are able to afford to pay back and we will never give you more money than you can afford to repay without causing yourself to go into debt.

Our organization is enrolled as a credit supplier and we conform to various guidelines and standards that oversee and control this industry.

Bad credit loans available

We do not discriminate against clients who have a bad credit history, we work on your level of affordability because we are extremely open with our clients, our fee structure and total loan package are transparent.

No hidden fees popping up at any point

Our online based platform allows ease of use and speed in getting you the cash you need when you need a loan fast. Complete the online application to receive a full quotation and find out what your repayments will be.

Services – Budget Cash

Budget Cash encourage our clients to only borrow as much as they can afford.

Responsible lending practices

It not only benefits the clients to keep them out of unnecessary debt but keeps us from having to take further action should you not be able to pay back the loan. We have payday loans that are suitable for anyone no matter if you have a good or bad credit score.

These products provide a very short-term loan solution, valid for a month, which is basically used to cover any extra expenses that you may incur during the month. The loan is usually paid back within 35 to 40 days.

Our loans are so easy to obtain

Simply apply, submit your application and wait for approval from us. We will contact you once we have loan approval to discuss the terms of your contract before the close of business on the day you have applied.

We have consultants on the other end of the phone who are very experienced, helpful and very passionate about helping you with whatever you may need during the loan process. You are never alone and can rely on us for whatever questions or guidance you need.

Solutions for unexpected expenses

An advance like this is awesome for those sudden expenses that you truly didn't see coming. We intend to make the application process as simple as it could possibly be regardless of whether you are applying for a payday loan, long-term or short-term loan.

Interest Rate

From 0 %

Loan Amount



Repayment Term

0 days

0 days

Summary of Services

  • PAYDAY Loans
  • UNSECURED Personal Loans
  • SHORT-TERM Loans
  • SAME-DAY Loans

Need cash in a hurry? Apply for a payday loan & get instant loan approval

Budget Cash in South Africa gives all clients an opportunity to find a payday loan when they are having a tough time keeping up with their monthly expenses and need some quick cash.

We never look at the negatives in life and see a chance for positive outcomes for anyone needing financial assistance. Payday loans are an instant cash solution to get through those emergency situations where cash is the only option to distress your life.

Fast, seamless and reliable loan processes

Payday loans are a lot easier to qualify for than any other loan as the lending criteria are not very strict.

As a short term loan solution, they cost a lot less in interest and rates and have a shorter repayment term that is usually between 30 and 40 days. This means a once off repayment of the whole amount needs to be paid back in one instalment by your next pay date.

Who may apply?

Only South African residents with a green bar-coded ID book can apply for a loan. You will need to have a valid bank account, as this will be the account we pay your loan into. Clients must earn a monthly salary and hold steady employment.

So when you are faced with an emergency medical bill or the tyres on your car have just seen the end for the road or when you receive a backdated electricity bill or need to pay for more on your groceries, don’t despair! Apply for a payday solution instead.

24 hour payout

Apply through our website by completing our online application form, and then simply wait for us to contact you. Once this is done, we will email you a copy of the agreement for you to sign and send back to us.

This is the final step to send it back quickly and we will start activating the direct payment straight into your bank account. You can expect the cash readily available to you within 24 hours.

Customer Reviews & Testimonials

 Contact Details

38 Nel St, Nelspruit, Gauteng, 1200, South Africa
Ph: 013 752 5855
Fx: 086 647 0038
Em: info@budgetcash.co.za
Em: loans@budgetcash.co.za

 Postal Address

P.O Box 8280, Nelspruit, 1200, South Africa

 Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed