Budget Cash

image of Budget Cash
image of Budget Cash

About – Budget Cash

Established in 2002, with a goal to provide a simple and fast method for clients to find payday loans.

We are focused on the guidelines laid out by the law in South Africa, and borrowing cash that is line with what you are able to afford to pay back. Our organisation is enrolled as a credit supplier and we conform to various guidelines and standards that oversee and control this industry.

Bad credit loans available

We do not discriminate clients who have a bad credit history, we just work on affordability. Because we are extremely open with our clients, our fee structure and total loan package is transparent.

No hidden fees popping up at any point

Our online based platform, allows ease of use and speed, in getting cash when you need a loan fast. Fill in our online application to get a full quotation on what your repayments will be!

Solution for unexpected expenses

An advance like this is awesome for those little sudden costs that you truly didn't see coming. We intend to make your advance application as simple as it could possibly be regardless of whether it is for a payday loan, long-term or short-term loan.

Services – Budget Cash

Budget Cash always encourage clients to lend what they can afford. We can’t stress this enough in our industry.

Responsible lending practices

It not only benefits the clients by keeping you out of unnecessary debt, but keeps us from having to take further action should you not be able to pay back the loan. We have payday loans that are suitable for anyone.

These products provide a very short-term loan, valid over a month, which is basically used to cover any extra expenses that you may incur during the month. The loan is usually paid back within 35 to 40 days of taking it.

Our loans are so easy to obtain

With simple and fast online steps, which are all self-explanatory, and easy to follow. Simply apply, submit and wait for approval from us. We will contact you once we have loan approval to discuss the terms of your contract. Before the close of business, on the day you have applied.

We also have people on the other end of the phone, who are experienced, helpful and very passionate about helping you with whatever you may need during the loan process. You are never alone, and can rely on us for whatever questions or guidance you need.


Summary of Services

  • Payday loans
  • Unsecured personal loans
  • Short-term loans
  • Same-day loans


A payday loan solution to cover those bills

Budget Cash in South Africa, gives all clients no matter what their credit score, an opportunity to find a payday loan, when they having a tough time keeping up with their monthly expenses.

We never look at the negative in life, and see chance for positive outcomes for anyone needing financial assistance. Payday loans are an instant solution to getting through those emergency situations where cash is the only way to destress your life.

With fast, seamless and reliable loan processes

Payday loans are a lot easier to qualify for than any other loan.

As a short term loan, they are a lot less in interest and rates, as they have a shorter repayment term, usually between 30 and 40 days. This means a once off repayment of the whole amount borrowed needs to be paid back in one instalment.

Who can apply?

Only South African residents with a green bar coded ID book can apply for a loan. You will need to have a valid banking account, as this will be the account we pay your loan into. Clients must be earning a monthly salary. This will be qualifying criteria, to show that you are able to repay back the loan, without hassles.

So when you faced with an emergency medical bill or the tyres on your car have just seen the end for the road. When you receive a backdated electricity bill or need to pay for more on your groceries, don’t despair!

A pay day solution that is just a few steps away from being in your bank account

Apply through our online application form, complete the details and click on submit. Wait for us to contact you, and take the application further. Once this is done, we will email you a copy of the agreement, for you to sign and send back to us.

This is the final step, so send it back quickly, and we will start activating the direct payment straight into your bank account. You can expect the cash readily available to you within 24 hours.

 Contact Details

38 Nel St, Nelspruit, Gauteng, 1200, South Africa
Ph: 013 752 5855
Fx: 086 647 0038
Em: [email protected]
Em: [email protected]

 Postal Address

P.O Box 8280, Nelspruit, 1200, South Africa

 Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday Closed –
  • Sunday Closed –