Rating based on 75 reviews

Power Financial Services

  • Payday loans up to R8,000
  • Get cash instantly
  • Repayment up to 240 days

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Power Financial Services homepage
Author Power Financial Services. Screenshot of Power Financial Services website.
[Accessed December 9, 2022]

About Power Financial Services

Power Financial Services is a leading provider of fast and affordable payday loans.

If you need finances in a hurry, they can help you. Their goal is to get you the cash you need when you need it most.

The NCR has made it easier to apply for a loan from alternative lenders, making micro-lenders that offer exclusive deals and special offers more popular than ever.

Convenient online loans

Power Financial Services offer you an affordable way to take care of emergency expenses.

To get started, complete the online application form on their website. Once they have your details, they'll present you with a loan tailored to suit your budget.

Use their handy onsite loan calculator to select the loan term and the amount you can comfortably afford. It'll show you what your repayment will be and give you a breakdown of the fees.

Once they receive your application and supporting documentation, they'll contact you with the outcome in minutes. If your application is successful, the funds will be paid into your account that same day.

Power Financial Services Services

Get the cash you need quickly and easily with Power Financial Services.

Payday loans are the perfect financial solution to the unexpected expenses that crop up between paycheques. Borrow what you need right now and only pay it back when your next payday arrives.

Flexible loan terms

They offer maximum flexibility with personal loan products that can be customised to meet all your needs.

The loan application process is simple to ensure that it runs smoothly and can be completed quickly.

Power Financial Services provide loan agreements that are transparent and straightforward. Let them know if you're having trouble making repayments; they'll be happy to help by working out an alternative repayment plan.

Power Financial Services – Payday loan

  • Loan Type Payday loans
  • Loan Amount up to R8,000
  • Repayment 4 days to 240 days

Benefits of Power Financial Services

  • Maximum affordable loan
  • Convenient online sliders
  • Get cash instantly

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

The payday loans from Power Financial Services are affordable and flexible

Payday loans are an excellent way to deal with emergencies without getting caught in the debt trap.

To make sure you always get the best deal on offer, make sure your credit score is as high as possible.  

Power Financial Services is a registered credit provider

They adhere to the rules and regulations of the National Credit Regulation. Their service is professional, and they are a responsible lender.  You can rest assured that you'll never be offered a loan that could harm your financial standing.

How much can you borrow?

You can borrow up to R5,000 when you apply for a payday loan online.  The maximum loan amount Power Financial Services offer is R8,000, but that is only available when you apply in-store.

How long is the loan term?

You'll be offered a repayment term of up to 45 days on a payday loan. However, interest on your loan is calculated by the day, so the longer the loan term, the more you'll pay in fees.

What will it cost?

Power Financial Services charge interest of 0.17% per day. They also charge a monthly service fee and an initiation fee. They offer an APR of between 35% and 60%.

When comparing their loan fees with other lenders, look for the Annual Percentage Rate.  The APR is a percentage that includes interest, service fees, and initiation fees.

Documents you’ll need for the application:

The latest payslip
Your South African ID document/Smart card
Your last three months’ bank statements

man holding thumbs up

Power Financial Services is a trusted & reliable provider of payday loans

In our review, Power Financial Services adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Power Financial Services is a registered credit provider in South Africa: NCRCP2274

Customer Reviews & Testimonials

May 2018

Using the Power Financial Services website saved me so much time!

Phila B
— Khayelitsha —

September 2018

Thanks to the fast response I got from Power Financial Services, I was able to attend to my financial emergency just in time.

Mawande H
— Howick —

Power Financial Services Contact

Contact Number


  • not available


Physical Address

  • Shop No.18, Qualbert Center Building, Bertha Mkhize St, Durban Central Durban 4001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed