Rating based on 31 reviews

SupaSmart Loans

  • Payday loans up to R200,000
  • Low-interest starting from 16%
  • Repayment up to 60 months

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SupaSmart Loans homepage
Author SupaSmart Loans. Screenshot of SupaSmart Loans website.
[Accessed December 9, 2022]

About SupaSmart Loans

Supasmart Loans is one of South Africa's favourite payday loan brokers.

Once you submit your application, your requirements are sent to their network of trusted lenders.  You can then choose the loan offer that best suits your needs. Applications are 100% free, and there is no obligation to accept any loan offer.

They work hand in hand with the NCR

They comply with all the rules and regulations set out by the NCR so you can get a cash loan that's safe and affordable.

Supasmart Loans' goal in the financial industry is to provide financial solutions that meet the needs of each applicant. Whether you need a long term or short-term loan, they'll find you the loan that's a perfect fit for you.

Making life easier for you

Their entire loan application process happens online to save you time when you need cash in a hurry. No appointments, endless queues, or stacks of paperwork- just you and an internet connection.

SupaSmart Loans Services

Apply with Supasmart Loans today and get instant approval and a loan paid directly into your bank account.

What makes their lending services so unique is their 24/7 service delivery. They assist you with the cash you need any time and any day!

A fast response rate

Once you've completed the online application form, they'll provide you with an instant decision! They work with a select group of lenders to ensure you don’t get a one-size-fits-all loan.

The choice is yours, from loan term to lender. Supasmart helps you find payday loans that suit your pocket.

Their  service is free of charge

Supasmart doesn't charge a brokerage fee.  The only costs associated are between you and the lender you choose to work with.  These fees may include interest, initiation, and administration fees.

They take the effort out of finding the perfect solution to those expenses that just won't fit into your budget. The best part is that their service isn't limited to payday loans.

SupaSmart Loans – Payday loan

  • Loan Type Payday loans
  • Interest Rate 1628% p/a
  • Loan Amount up to R200,000
  • Repayment 12 months to 60 months
  • Decision a few hours

Benefits of SupaSmart Loans

  • Apply online 24/7
  • SupaSmart loan finding service
  • We find loan quotes in seconds

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get smart about your Payday Loans with SupaSmart

Supasmart helps you get a payday loan in minutes! 

What you get with Supasmart!

  • An online process from application to payout – everything is fast and streamlined for your convenience.
  • Their clients get to choose the amount of cash they want to borrow – approval of all loans is based on an affordability check.
  • Cash is paid into your bank account within 24 hours to use for whatever you like – get cash quickly with no hassles!

How does it work?

  1. To get started, complete the quick application form online. It'll take no longer than 5 minutes.
  2. Submit an application, and they'll start with the verification process and put together an agreement.
  3. They take your application and loan needs and submit them to their lenders, who will each provide a quote that you can consider.

Get funds within 24 hours!

Apply online and receive an instant decision. If your loan application is approved, the lender will pay cash into your bank account within 24 hours.

Life is easier with Supasmart Loans. With a 5-minute application form to complete, you can save time getting your payday loan.

All of their lenders offer different loan benefits

Supasmart narrow down the search to make life less complicated for you. The lenders selected will be chosen by the loan term, amount, and type of loan you request.

Documents you'll need to apply

  • A copy of your South African ID
  • Bank statements for the last 90 days
  • Your most recent payslip 

Apply for your payday loan from SupaSmart, and find out what makes them one of South Africa's favourite financial service providers.

Customer Reviews & Testimonials

November 2018

I would commend Supasmart Loans for giving clients affordable interest rates on their credit plans.

Ernest M
— Polokwane —

January 2019

Applying for a Supasmart Loan was fast, easy and convenient.

Tshililo M
— Limpopo —

SupaSmart Loans Contact

Contact Number

  • not available


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed