Rating based on 31 reviews



  • Payday loans up to R200,000
  • Low-interest starting from 16%
  • Repayment up to 60 months

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SupaSmart homepage

Author SupaSmart. Screenshot of SupaSmart website. [Accessed April 5, 2018]

About SupaSmart

Supasmart Loans offer loans between R1,000 and up to R200,000 to all clients even those that may have been blacklisted.

To apply for one of our loans is 100% free and there is no obligation to accept the loan offer. by completing one simple application we apply to the various lenders in our network and source you the best loan offers so that you can compare them and make an informed decision.

We work in accordance with the NCR

We comply with all the rules and regulations set out by the NCR so that you can get a cash loan within your budget and not more than what you can afford. This is just one of the ways we look out for the best interest of our clients. Our aim and purpose in the financial industry is to provide financial solutions that meet the needs of every application that we process. Whether you need a long term or short-term loan, we will find you the loan that best fits your specific criteria.

Making life easier for you

We have steered away from the normal appointment and meeting process and have leapt into the 21st century where technology speeds up everything.

We use our online platforms to alleviate wasted time, which is precious to clients who need cash in a hurry.

SupaSmart Services

Apply with Supasmart Loans today and get instant approval and a loan paid straight directly into your bank account before the day is over.

What makes our lending services so unique, is our 24/7 service delivery. We are here to assist you with the cash you need any time and any day!

A fast response rate

Once you have completed our online application form we will provide you with an instant decision! We have a list of preferred lenders that we work with to ensure you don’t get a one size fits all loan offers. We allow you choice, so you can choose which option you like or think you can benefit from more.

Our lenders offer clients between R1 000 upwards depending on your affordability. Payday loans are usually paid back within 35 days.

Our services are free of charge

We don’t charge our clients for our services; you will only be charged what is stipulated in your loan agreement. Receive your payday loan today, to help you through a tough month of accounts and emergency bills.

We have the solution to your cash flow problems and it’s all here online, to access whenever you like.

SupaSmart Payday loan

  • Loan Type Payday loans
  • Interest Rate 1628% p/a
  • Loan Amount up to R200,000
  • Repayment 12 months to 60 months
  • Decision a few hours

Benefits of SupaSmart

  • Apply online 24/7
  • SupaSmart loan finding service
  • We find loan quotes in seconds

Payday loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get smart about your Payday Loans with SupaSmart

We offer you the smartest way to get a payday loan. Use our online lending service provider to get a payday loan .

We offer a range of benefits to our clients, who need a little boost in cash flow when their month just isn’t coping with the expenses on hand. During this stressful time, you can have the peace of mind that Supasmart Loans have a solution to your financial concerns.

What you get with Supasmart!

  • An online based process from application to pay out – everything is fast and streamlined for your convenience.
  • Our clients get to choose the amount of cash they want to borrow – if you can afford to pay back the amount you borrow, we will approve it!
  • Cash is paid into your bank account within 24 hours to use for whatever you like – get cash quickly with no hassles!

How does it work?

  1. To get started simply complete the quick application form online. This will take no longer than 5 minutes to complete.
  2. Submit application and we will start with the verification process and put together an agreement.
  3. We take your application and loan needs and put them forward to our lenders, they will each produce a competitive quote that you can decide between.

Get funds within 24 hours!

Apply online and receive an instant decision. If your loan application is approved the cash will be paid straight into your bank account within 24 hours. Life is easier with Supasmart Loans. We make getting the cash you need the least of your concerns. With a 5-minute application form to complete you can definitely save time getting your payday loan through us.

All of our lenders offer different loan benefits

Each of our lenders has their own unique offers. We narrow down the search to make life less complicated and to find you the one that will benefit your specific criteria. This may be in the lines of the amount you want, the terms that meet your budget, and the loan amount.

What's next?

Once you have been approved and have agreed to the contract and the terms, we will get the process started to get the cash into your bank account as fast as possible. We know you don’t have time to waste, so we get things done fast.

Get cash in a hurry, payday loans are short term that need to be repaid over 35 days.

Customer Reviews & Testimonials

November 2018

I would commend Supasmart Loans for giving clients affordable interest rates on their credit plans.

Ernest M
— Polokwane —

January 2019

Applying for a Supasmart Loan was fast, easy and convenient.

Tshililo M
— Limpopo —

SupaSmart Contact

Contact Number

  • not available


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Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed