Rating based on 58 reviews


ZarFin homepage
Author ZarFin. Screenshot of ZarFin website.
[Accessed April 5, 2018]

About ZarFin

Zarfin offers one of the most affordable payday loans in South Africa simply because we are experts in dealing with lenders.

The reason so many South African citizens struggle to make ends meet is because they don’t plan ahead and use a budget to make their finances go further.

We can help you manage your budget

One of the things that make us different is that we work with our clients to educate them and teach them to manage their money better. Our goal is to help our clients realize the importance of a budget, assist them with drawing up a budget that will work with their wallets and how to track their spending habits.

Quick loan approvals

We will pinpoint the perfect loan opportunity for you our lending criteria are very lenient so you have a better chance of having your loan application approved. We can assist you with credit opportunities from other banks. Our service also offers gap cover, retirement planning, mortgage and banking advice as well as a large range of insurance products.

If your bank has given you a good amount of credit and is not willing to offer more, we will help you find lenders which will offer superb interest rates and terms and conditions. We offer personalized customer service and assistance though every step.

ZarFin Services

Whenever you have an urgent need for cash, Zarfin can help you out.

Simply log onto our website, make sure that you meet the simple lending criteria and complete the online application form.

Our payday loans are easy & simple to obtain

Our company continues to grow as we have so many satisfied customers, we understand that when you need a payday loan you need it as quickly as possible that is why our payday loan are super-fast, once your loan application has been approved you will receive the cash which you require in no time. You have maximum flexibility when you work with us. You can get a loan up to R10,000.

Repayment terms range between 1 to 12 months

Even if you have a bad credit score this does not mean that your loan application will be declined we help everyone find their dream loan including blacklisted people and those searching for a payday loan. You can get the loan application process started right away.

When you need money for emergency expenses when you least expect it and don’t know where you are going to find the funds that you need we will be able to assist you with a payday loan in record-breaking time.

ZarFin – Payday loan

  • Loan Type Payday loans

Benefits of ZarFin

  • LONG-TERM Loans
  • BAD Credit Loans
  • INSTANT Loans 

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Resolve any cash emergency with Zarfin's payday loans

The important thing is for you to find a suitable solution right away and we have the solution that you have been searching for.

Use this Zarfin review to find out whether these credit products can help you resolve a cash emergency.

A loans compare service

Zarfin is a service provider specializing in matching consumers to the most suitable online loans for them. ZarFin works with a large number of lenders and has years of experience in the industry. These factors enable its consultants to find the most favourable loan opportunities in the market. Our service is very professional and you can expect to get great results.

Our loan service is run entirely online and over the phone, this technology can save you a lot of time and hassle.

Borrow between R500 & R10,000

Whether you need R500 for a forgotten bill or R10 000 for an emergency expense that can’t wait then we have the loan solution that you need. Select the amount which matches your needs precisely.

The main difference between our payday loans and other lenders is that most payday loans need to be repaid by your next pay date while at Zarfin we give you a bit more time to repay your loan so you have the chance to use your new budgeting skills and take charge of your financial freedom.

A larger loan of R10,000 would be very difficult to pay back in only one month in one large lump sum so we give you up to 12 months to repay your loan.

Up to 12 months to repay your loan

The more money that you borrow the longer you will have to repay your loan. A larger amount will result in a longer-term. This will certainly make it easier for you to repay the loan and allows you to repay the loan slowly in smaller instalments.

However, you have to take into account the extra costs associated with interest being charged for a longer period of time. The longer your loan term the more interest you will end up paying. The interest rates on the loans offered by this company are competitive and so are the fees. Our company focuses on affordability.

The qualifying criteria are very simple

Even people who are blacklisted have good chances of securing a loan. However, they may have to pay a higher interest rate.

Customer Reviews & Testimonials

April 2019

Zarfin would always ensure that you are not only happy with your loan but that you can also afford it.

Agnes M
— Ventersdorp —

February 2019

As long as Zarfin gives me affordable credit plans, I don’t plan on changing my credit provider.

Alison G
— Cape Town —

April 2019

Thanks to Zarfin, I got the credit that I needed to attend to my financial emergency.

Donald P
— Sandton —

ZarFin Contact

Physical Address

  • 5 Greyville Close Milnerton Ridge Western Cape 7441 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed