uBank Loans

uBank has had the people’s needs and desires at the heart of its ideology since its inception, with their father company dating back to 1975.

They began their company’s mission in providing for the mining community, and have since then extended their services and outreach programs to a variety of other communities.

uBank – how they came to be who they are today

As mentioned, uBank began its journey in 1975, as a company under a separate name altogether. They were Teba Cash Finance Solutions, a company that was brought into being by the need in the poorer mining communities for safe and reliable personal loans and financial services.

They did just that, ensuring that these communities had safe places to keep their money, easy access to loans if need be, and many other essential services.

They could not then have known how great their company would become as they took a second transformative step in the 1990s.

The metamorphosis of TCFS into uBank

Teba Cash Finance Solutions was transformed into a commercial bank in the 1990s, growing to supply services to a larger audience of clients. After years of continued growth and success, they changed their name to uBank, realizing that their company's dream of becoming a bank centred around the ideologies of uBuntu.

This is a philosophy relating to humanity - an idea that means we must be as one, as a nation, and a people, completely undivided.

This idea means that the company has at its heart the main goal of helping South Africa’s people, in whatever way it can. Finance is the way uBank continues to bring new possibilities to Africa’s people.

Just as uBank has succeeded in realizing its own dreams and purpose, they can help you realize and achieve your own.

By providing a variety of financial services, and also through various personal loans, uBank can provide you with the means to really get the upper hand in life.

uBank provides – and here's how they do it

uBank focused on assisting rural and mining communities, and still does these days, with the inclusion of all other people wishing to use their services, no matter their background. With offers of any loan amount up to R180,000, they can surely provide you with what you need.

With fair rates, easy-to-pay instalments, and flexible repayment terms, uBank has a finance option for all pockets, no matter the shape or size. uBank truly believes that each and every citizen of our country has the right to easily accessible financial help, and they do what they can to provide it.

They offer these amounts on repayment terms of 1 to 72 months, whichever suits you best, at the end of the day. After a few simple affordability checks, anyone between the ages of 18 and 65 can take out a loan, and use it to make the most of their lives.

What can you use these funds for?

Well, anything you like! Once you're approved, your quick loan will be transferred into your account immediately – which means you could have same-day access to your funds! Aside from providing excellent services, uBank offers a fast transfer of funds to your account, to ensure that your needs are met.

Whether you need those funds for a dire emergency, a new car, or a family holiday, how you use your money is of no concern to them – as long as they can get it to you fast, and easily. From there, all you'll be faced with are small, fair monthly repayments, that will last as long as your selected loan term.