Rating based on 4 reviews


  • Personal loans up to R150,000
  • Improved credit rating
  • 24/7 legal aid

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Author CreditGenie. Screenshot of CreditGenie website.
[Accessed December 8, 2022]

About CreditGenie

CreditGenie is a revolutionary lender established with solid goals in mind.

They can help you improve your credit score, which will then give you access to a variety of dedicated lenders.

With these noble missions set in stone, they strive daily to achieve and fulfill these goals, no matter what stands in the way. And with their happy client reviews and high rate of return customers, they're certainly doing something right.

CreditGenie – what secrets their lamp contains

When it comes to secrets, this lender has none – they're a completely transparent NCR registered lender, and continue to maintain transparency as a part of their core values.

Not only do they successfully cultivate trust with clients, but they ensure you stay in the know throughout the process of lending, or credit score repair.

This way, you can grow as you use their services. And rest easy with the knowledge that you have access to all the information you may need.

Repairing your credit score

CreditGenie provides some of the best financial advice available to the general public – and all online, right at your fingertips! With service as easy and streamlined as theirs, what could stop you from joining today?

Credit Genie's lenders, and what they can do for you

CreditGenie has partnered with a wide variety of online lenders, and they’re incredibly picky about what they look for in these lenders.

Those that make the cut can be relied upon to be trustworthy, honest, reliable, and beneficial to each and every one of their customers. Their customer’s well-being is their core ideal, of course, and it shows.

CreditGenie Services

CreditGenie has a variety of options available, from small loans to larger loans with a variety of uses.

How you use these personal loans is completely up to you, and they have full confidence that they'll be used wisely, especially if you’ve gone through their process of debt repair.

This service is available to all of CreditGenie's new clients and is set in place to repair your credit score before they supply you with finance.

CreditGenie is incredibly proud of the diverse team they’ve put together, and some of the country’s most distinguished financial professionals grace their ranks.

What CreditGenie's lenders have on offer

Their lenders can provide a variety of financial options from R1,500 to R150,000.

As we’re sure you can imagine, these amounts can stretch a long way in anyone’s budget and can be used for just about anything.

Your personal loan could take care of any unforeseen expenses, a family holiday, or even go towards putting down a deposit on your first bachelor pad or family home.

How CreditGenie can improve your financial wellness

CreditGenie has set in place some extremely beneficial Financial Wellness programs – all geared toward healing any damaged credit and increasing the probability of loan approval with any lenders out there.

This is relevant not only to them but to any lender, as your credit score obviously plays a large part in the finance you have access to.

They do this because they care about you and what you’ll experience and achieve in the future.

CreditGenie – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to R150,000

Benefits of CreditGenie

  • See your credit rating
  • Access to a panel of lenders
  • 24/7 legal aid
  • Improve your credit rating

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Personal loans at CreditGenie – let them help you on a personal level

All you need to do is make sure you meet their criteria, and apply to see what kind of personal loan you qualify for.

What the Financial Wellness Programme sets out to do

FWP is offered for the simple purpose of repairing your credit score. Signing up for this service will cost you a small monthly and initiation fee.

Once these are taken care of, one of their finance professionals will attend to your needs, and take you through the entire process.

They specialise in fixing your credit score, which your monthly fee will assist them in doing. Once your credit score is healthy, your advisor will put you in touch with their trusted panel of lenders.

What they'll need from you

They'll require a few supporting documents for you to take advantage of their services. All you'll need to apply for a loan with CreditGenie is:

  • A valid RSA ID
  • Your proof of address
  • Your most recent payslip
  • A 3-month bank statement

With these few documents in hand, all you have to do is follow their quick and easy application process, which can be completed in 3 minutes or less.

Once this is complete, their revolutionary, fully automated system will begin the process of setting you up with finance options that suit your needs, at an affordable interest rate. So rub the lamp and call on CreditGenie, and find out which wishes they can grant!

Customer Reviews & Testimonials

November 2019

Credit Genie helped me repair my credit score and get a loan.

Abigail B
— Pretoria —

September 2019

Credit Genie helped me get an affordable personal loan.

Leon H
— Cape Town —

CreditGenie Contact

Physical Address

  • 27 Willie van Schoor Avenue Suite 302, Tygervalley Chambers 5, Bellville Cape Town 7530 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed