Rating based on 22 reviews

Izwe Loans

Updated

  • Personal loans up to R250,000
  • Low-interest up to 24.75%
  • Repayment up to 60 months

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Izwe homepage

Author Izwe. Screenshot of Izwe website. [Accessed July 24, 2019]

About Izwe

Many people associate loans with debt or financial problems but Izwe doesn't agree and want to change that perception – their personal loans can be used to finance the things that you want and need.

Whether you need some money to further your education or want to renovate your kitchen – Izwe can help you get the finance you need.

Izwe: the African lender

The translation for “Izwe” is “country” making Izwe Loans the local lender you can rely on.

Izwe operates in South Africa, Namibia, and Botswana and offers flexible and affordable financial solutions to fellow Africans in order to help them to enrich their lives. Whether you need a pension bridging loan or a quick online loan this lender can help. 

Izwe wants to boost your financial freedom

Izwe is a part of the RCS group which offers a variety of financial services and products. However, their main aim is to provide financial security through innovative online loans.

That being said, they aim to embrace the same ideals as their parent company in order to ensure that they assist as many customers as possible on their journey to a better financial future.

Izwe plan to do this by offering the best possible online loan deals to customers with the assistance of their customer-orientated support team.

Izwe Services

When Izwe provides you with finance, they're giving you more than just money: they're providing you with an opportunity to improve your current living situation.

Their personal loans can be used for a variety of reasons and you can decide exactly what those reasons are. Don't hesitate – apply today via their simple online loan application.

Get close and personal with a personal loan

The beauty of a personal loan is that it can be used to finance anything. Do you need some additional money for the perfect seaside wedding?

Or have you always dreamt of going to Mauritius for your honeymoon? With the help of their personal loans, these dreams can become a reality.

Izwe have flexible and affordable loan options

Obtain a quick loan of up to R250,000 repayable over a period of 12 to 60 months.

Their long and short-term loans allow you to be as flexible as you need to be with borrowing amounts and loan periods. The rates are also fair, affordable, and competitive allowing you to get the finance without the stress.

Simply complete the application and receive a response within seconds. After a decision has been made you could have the money in your account within 24 hours!

Izwe Personal loan

  • Loan Type Personal loans
  • Interest Rate 24.75%
  • Loan Amount up to R250,000
  • Repayment 12 months to 60 months
  • Decision 24 hours

Benefits of Izwe

  • Flexible loan options
  • Quick and paperless loan applications
  • Accessible financial solutions

Personal loans calculator


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The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Izwe deliver more than just credit

Personal loans are really nifty because of their versatility which means that they can be used to finance just about anything. 

Sometimes debt can creep up on you and in times like these, a debt consolidation loan can help to get you out of a financial pickle.

Get a handle on your debt

Debt consolidation is a good way to help you to gain control of your finances. If you have multiple credit cards, store cards or additional loans and are struggling to keep up with all the repayments and accumulated interest then you should consider a debt consolidation loan.

This will allow you to repay all your current debts and repay one loan per month only. This means that you're saving money which can be used to pay back the loan faster or to finance something that you've been dreaming of. 

Izwe care about you and your family

Because Izwe cares about the wellbeing of their customers they want to ensure that you don't make a decision that will place you in a poor financial position.

For this reason, it is obligatory for all payday loans with Izwe to be insured with Customer Protection Insurance. This type of insurance will ensure that the monthly repayments are repaid in the event of death, disability or loss of income for up to twelve months.

This does not just provide you with some time to gain control of the situation but also prevents your family from inheriting debt.

Who can apply for an Izwe loan?

In order for your application to be considered you need to be 18 years or older with a valid South African driver’s license or ID. You also have to be employed and earning a minimum of R2,000 per month.

You'll be required to provide bank statements as proof of income. This is done so that Izwe can determine whether or not you'll be able to afford the instant loan.

Izwe is a responsible lender and will only lend to you if they're sure that you can afford the repayments. They'll never lend to you if the loan will place you in a poor financial position.

How do I decide which loan term is right for me?

When applying for a loan it's important to determine what repayments you'll be able to afford monthly. It's best to go for the maximum amount that you can afford in order to pay off your loan faster.

While a longer loan term will result in smaller repayments, you'll pay the loan off for longer and accumulate more interest. The shorter the loan period, the less interest you'll accumulate.

man holding thumbs up

Izwe is a trusted & reliable provider of personal loans

In our review, Izwe adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Izwe is a registered credit provider in South Africa: NCRCP4560

Customer Reviews & Testimonials

February 2019

Whether you are looking for a short-term or long-term loan, Izwe is the ideal lender for any of your financial needs. They understand exactly what fellow South Africans need. They come highly rec...

Thandi M
— Butterworth —

September 2018

Thanks to my personal loan from Izwe I was able to refurbish my kitchen exactly the way that I have always wanted. They are fair, affordable an awesome.

Lorato M
— Mthatha —

February 2019

What I love about Izwe is their flexible loans; I could decide on the loan amount that suits my budget and determines my own repayment schedules.

Travis H
— Paarl —

Izwe Contact

Physical Address

  • Aloe Grove, Houghton Estate Office Park 2 Osborn Road, Cnr, Terrace Rd, Houghton Estate Johannesburg Gauteng 2198 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed