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Friendly Finance

image of Friendly Finance
image of Friendly Finance

About – Friendly Finance

As human beings, we enjoy an array of options until we need to decide which option is the best for our situation.

This is why we are here to help take the pressure off. Friendly Finance is an online loan comparison service which means that you give us your shopping list and we will do the shopping for you.

Who are we at Friendly Finance?

We aspire to provide South Africans with all the relevant information they require about finance in order to make an informed decision. Better informed customers make a better-informed decision which is why we provide hundreds of comparisons on common finance products including personal loans, vehicle loans and short-term loans among others.

We understand your financial needs

We have decades of experience in financial services and we have decided to use this thorough knowledge to lend a helping hand and make the entire borrowing process a whole lot easier. We also consult with a number of lenders in order to assist them in building their understanding of the South African financial needs. At Friendly Finance we use our skills and experience to search the market for your ideal personal loan so you don’t have to.

Services – Friendly Finance

Deciding which personal loans to go for is a difficult decision especially since agreeing to a loan is a large commitment to make.

The best place to start is by understanding what options you have available to you and the nature of each option.

Personal loans for personal reasons

The personal loan is a highly attractive option to many borrowers due to the fact that the loan can be used to finance anything that the borrower needs or wants. Personal loans come in both secured and unsecured options and typically have a repayment period between one to six years.

We have flexible interest rates

Depending on the chosen lender, the interest rate can either be fixed or variable. The type of lender chosen will determine how much you are able to borrow, the borrowing period as well as the interest rate and fees that are incurred.

Whether you would like to take a road trip or upgrade your vehicle, a personal loan is a medium-term, quick cash loan option that can solve all your problems.

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Summary of Services

  • PERSONAL Loans
  • SHORT-TERM Loans


With our loans we will offer you a helping hand

When you are going through a tough time you need a friend that you can trust - whether you need a bad credit loan or a fast online loan.

Friendly Finance can be that friend. Our experience and knowledge allow us to determine which lender would be best suited for your financial circumstances. Sometimes an unexpected hurdle can pop-up preventing you from being able to make a repayment. There is no need to panic – simply contact your lender.

Who is eligible to apply for a loan?

Every lender has their own individual criteria that borrowers need to adhere to but the general criteria suggest that the borrower should be at least eighteen years of age and be a South African resident. The borrower will also have to be employed full-time with an active bank account to prove that they will be able to meet repayments. It is best to investigate the individual lender’s criteria prior to applying for a loan online.

Are you seeing red flags this month?

Sometimes unforeseen circumstances come a-knocking like an emergency medical bill or vet bill. When this happens you can find yourself short on cash for the month and unable to meet your repayments. If this should happen, you need to contact your lender immediately. Some lenders will readjust your payment terms to allow you to ease the pressure while others might halt the fees and charges on a loan. Most of the time a late repayment fee will be added that will have to be repaid upon the next repayment.

Little loans with large solutions

A short-term loan, also referred to as a payday loan, allows you to borrow between R100 up to R8,000 and repay it over a period of one day to six months. Typically, short-term loans are to be repaid by the borrower’s next payday which makes them a suitable option for short-term lending. Unfortunately, their higher interest rates make them a poor option for long-term lending.

A short-term or personal cash loan is used to relieve financial pressure when an emergency arises in the middle of the month and the money is then used to tide you over until your next payday. This is also a good option for those with a less-than-perfect credit history.


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 Contact Details

South Africa