Rating based on 49 reviews

Friendly Finance

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  • Personal loans up to R8,000
  • Fast Online Loans
  • Repayment up to 12 months

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Friendly Finance homepage

Author Friendly Finance. Screenshot of Friendly Finance website. [Accessed July 24, 2019]

About Friendly Finance

As human beings, we enjoy having options, that is until we need to decide which option is the best for our situation.

Friendly Finance can help take the pressure off of you by helping you decide which options are best suited to your needs. They're an online loan comparison service which means that you give them your shopping list and they'll do the shopping for you.

Who is Friendly Finance?

This lender aspires to provide South Africans with the relevant information about finance in order to make an informed decision.

Better informed customers make better-informed decisions which is why they provide hundreds of comparisons on common finance products. These include personal loans, vehicle loans, and short-term loans among others.

Work with a lender that understands your financial needs

Friendly Finance have decades of experience in financial services and use this thorough knowledge to lend a helping hand and make the entire borrowing process easier.

They also consult with a number of lenders in order to assist them in building their understanding of the South African lending market. Friendly Finance uses their skills and experience to search the market for your ideal personal loan so you don’t have to.

Friendly Finance Services

Deciding which personal loan to go for is a difficult decision especially since agreeing to a loan is a serious commitment.

The best place to start is by understanding what options you have available to you and the nature of each option.

Personal loans for personal use

The personal loan is a highly attractive option due to the fact that the loan can be used to finance anything that you need or want.

Personal loans come in both secured and unsecured options and typically have a repayment period between 1 and 6 years.

Friendly Finance offer flexible interest rates

Depending on the chosen lender, the interest rate can either be fixed or variable. The type of lender chosen will determine how much you're able to borrow, the borrowing term as well as the interest rate and fees that will be incurred. 

Friendly Finance can help you sort through your options to zero in on the best one for your specific situation. 

Whether you'd like to take a road trip or upgrade your vehicle, a personal loan is a quick cash loan option that can solve all your problems.

Friendly Finance Personal loan

  • Loan Type Personal loans
  • Loan Amount up to R8,000
  • Repayment 30 days to 12 months

Benefits of Friendly Finance

  • Apply for a loan in 2 minutes
  • Compare lenders and quotes
  • Get cash instantly 

Personal loans calculator


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The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Friendly Finance deliver tailored personal loans online

When you're going through a tough time you need a friend that you can trust - whether in the form of a bad credit loan or a fast online loan.

Friendly Finance can be that friend. Their experience and knowledge allow them to determine which lender would be best suited for your financial circumstances.

Sometimes an unexpected hurdle can pop up preventing you from being able to make your repayment. There's no need to panic – simply contact your lender.

Are you eligible to apply for a loan?

Every lender has their own individual criteria that you need to adhere to but the general criteria suggest that the borrower should be at least 18 years of age and be a South African citizen or permanent resident.

The borrower will also have to be employed full-time with an active bank account to prove that they'll be able to meet repayments. It's best to investigate the individual lender’s criteria prior to applying for a loan online.

Are you seeing red flags this month?

Sometimes unforeseen circumstances come knocking - like an emergency medical bill or vet bill. When this happens you can find yourself short on cash for the month and unable to meet your repayments.

If this should happen, you need to contact your lender immediately. Some lenders will readjust your payment terms to allow you to ease the pressure while others might halt the fees and charges on a loan. Most of the time a late repayment fee will be added that will have to be repaid upon the next repayment.

Little loans with large solutions

A short-term loan, also referred to as a payday loan, allows you to borrow between R100 and R8,000 and repay it over a period of 1 day to 6 months.

Typically, short-term loans are to be repaid by the borrower’s next payday which makes them a suitable option for short-term lending. Unfortunately, their higher interest rates make them a poor option for long-term lending.

A short-term or personal cash loan is used to relieve financial pressure when an emergency arises in the middle of the month and the money is then used to tide you over until your next payday.

This is also a good option for those with a less-than-perfect credit history. If you're ready to apply for a loan, contact Friendly Finance today! 

Customer Reviews & Testimonials

February 2019

For a helping hand in finance, I would recommend Friendly Finance. Their name says it all: they offer friendly service and highly attractive loans options. They made my day so I am sure that they...

Cindy N
— Pietermaritzburg —

May 2019

Online lending is the future of finance; I am so happy to have come across an online lender that I can put my faith in. Friendly Finance is efficient and will get you the money you need when you ...

Wanda C
— Polokwane —

December 2018

Friendly Finance offers more than just affordable and fair loans; they offer responsible loans. Before they agreed to lend to me, they ensured that I will be able to afford the loan completely. T...

Kyle W
— Johannesburg —

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