ICS Credit

• Personal loans up to R125,000
• Low-interest starting from 28%
• Repayment up to 60 months

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Getting a loan should be easy – that's why ICS Credit is the preferred lender in SA

Since the economy is so unstable, it's only common for South Africans to use loans to purchase pricey necessities and deal with emergencies. 

Make use of ICS Credit review system and find out whether or not their personal loans are the right option for you. They've made their services available both electronically and physically at branches nationwide. Therefore, if you prefer to go to one of their offices, their friendly agents will assist you. On the other hand, you can save yourself some time and do everything online.

ICS Loans don't lend based on credit score alone

There's no need to spend a lot of time trying to figure out their application processes because everything is easy to understand. Their payday loans are issued without considering your credit score alone. This makes it easier for people with bad credit to get approved for credit. 

Should you have a history of non-payment, you may still be granted a personal loan. This is because they know blacklisted people may change for the better in time and that credit scores are slow to catch up. 

The instant loan will quickly reflect in your bank account. The sooner it's made available to you, the quicker you can start making use of the money, which is ICS Credit' ultimate goal.

What steps should I take to apply for a loan?

Depending on your credit profile and affordability, you can apply for any amount. However, their personal loans can’t be offered to an individual that is not in good standing or cannot afford the repayments. 

Although the money should be repaid within 30 days, that doesn’t stop you from paying it sooner! Early repayment can save you a lot of money! 

Affordable rates for all

There is a basic interest rate that they charge for a bad credit loan. However, if you want to pay your credit plan sooner, you'll be charged an early repayment penalty. If you take the entire 30 days to pay your loan, you'll only be charged as per your agreement.