Rating based on 11 reviews


  • Pension bridging loans up to R9,000
  • 24/7 Lending
  • Repayment up to 65 days

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Binixo homepage
Author Binixo. Screenshot of Binixo website.
[Accessed June 24, 2020]

About Binixo

At Binixo, we offer a service in which our customers can easily and quickly find the best loan and credit options on offer.

This is especially applicable to pensioner loans as our online loan offers are from reputable NRC licensed companies. So there’s no need to worry about a questionable loan offer.

Pensioners deserve to retire at peace with their hard earned money, but sometimes, life happens and they need a little help.

At Binixo, one of our priority areas are pensioner loans. We pride ourselves on offering this service for you to access from the comfort of your own home.

Convenient online application process

Our application process is all online and very simple. There’s no need to go to a financial institution and wait in a long queue to have a payday loan approved.

All you have to do is open our online form and complete it. Your information will then be processed.

You should receive a handful loan offers and, once you have decided, you’ll receive your money in a very short amount of time.

We require very little information on your part, so as to ensure the simplicity of the online loan application process.

If you have access to a computer, have a valid bank account, a cell phone number and email address, you’re geared and ready to start our simple online application.

Financial assistance when you need it

Pensioners often need financial assistance before their pension fund pays out for whatever reason.

This can cause problems for pensioners if they still have financial obligations to meet.

We understand how tough things can get for pensioners, especially in South Africa. For our pensioners, we offer hastened pensioner loans with the simplest conditions and instant payment.

Binixo Services

Our online application is simple, reliable and fast.

All you have to do is follow our easy step-by-step procedure and you’ll receive your pension bridging loan in an instant.

  • Decide on the preferred loan amount and due date via a convenient slider.
  • Complete an online form that includes basic details such as your contact information.
  • Choose your creditor from the list of approved and trusted credit providers generated by Binixo.
  • Wait for approval. This can take anything from an hour to one day.
  • Once approved, your quick cash loan will be transferred.

Blacklisted? Not a problem

Many pensioners may be blacklisted due to debt incurred in their working years. This can turn people away from seeking financial assistance. Luckily, this does not have to be the case with Binixo. Blacklisted pensioners have the option to apply for bad credit loans.

Binixo offer various solutions to this conundrum. We offer microloans and credit solutions through the same application procedure as with a non-blacklisted applicant.

We’ll also make you aware of any hidden rules or penalties when applying for a loan whilst blacklisted so rest assured, you’ll receive the best solution without hidden agendas.

Are our applications too easy?

As soon as an online lender offers their services with seemingly easy steps and little requirements, people may get suspicious. This can be especially true for pensioners, who wouldn't like to incur financial problems during their retirement.

There’s no need for concern. We specialize in making online loan applications easy and seamless for our users to help them receive their personal loans in no time at all. Pensioners are typically accustomed to older ways where you’d have to submit reams of documents in order to get a loan approved.

This is not the case with us here at Binixo as we’re transparent and honest with all our procedures and policies and aim to provide the best possible solutions to you from the comfort of your own home.

Binixo – Pension bridging loan

  • Loan Type Pension bridging loans
  • Loan Amount up to R9,000
  • Repayment 4 days to 65 days

Benefits of Binixo

  • Apply for a loan 24/7
  • Loan applications are easy and convenient
  • No added fees or costs

Pension bridging loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Advantages of Binixo’s pensioner loans

Pensioner loans are similar to all loans with a few key differences.

They’re processed and approved faster than other loans. With Binixo, your loan application is processed even faster as we pride ourselves on being one of the fastest loan services in South Africa.

These loans are more readily available than others, making them more accessible. Some credit providers don’t require a credit check if you want to take out a pensioner loan.

This can be a huge benefit. We’ll endeavor to point this out to you when making a decision between credit providers.

Recommending the best lenders in the country

Binixo is a responsible brokerage service that recommends credit providers to our users. We only affiliate with credit providers licensed with the NRC.

We also offer our services face to face in the following cities: Bloemfontein, Cape Town, Durban, Johannesburg, Polokwane, Port Elizabeth, and Pretoria.

The reliable information you need when deciding on taking out the best possible personal loans, suited to your financial situation, can be readily supplied by our friendly and professional staff in our head offices.

Customer Reviews & Testimonials

February 2020

I was surprised at how easy the application procedure was. I could do it all within 10 minutes from my home.

Bonita V
— Cape Town —

November 2019

I was blacklisted and thought I could not apply for a pensioner loan. With Binixo, I managed to get a small loan when I needed it due to the many options they gave when I applied.

Andrea D
— Queenstown —

October 2019

I really appreciated the fact that I did not have to go into a bank with a stack of papers to apply for a simple loan. I had more to choose from in the fraction of the time.

James B
— Daleside —

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