Rating based on 11 reviews


  • Pension bridging loans up to R9,000
  • 24/7 Lending
  • Repayment up to 65 days

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Binixo homepage
Author Binixo. Screenshot of Binixo website.
[Accessed December 11, 2022]

About Binixo

At Binixo it is the main priority for them to provide pension bridging finance to customers that are waiting for their pension funds to payout.

They believe pensioners need to retire at peace, but sometimes life happens and therefore a bridging finance loan will be a good option. They help customers find a loan tailored to suit them. Their online loan offers are NRC licensed, so there is no need to hesitate.

Easy online pension bridging loans

The pension bridging loan application is simple and easy to use. There is no need to stand in a long queue until you get your pension bridging loan approved.

You can complete your online loan application, and their information will be processed. The application can be done in the comfort of your own home, so why wait?

A pension bridging loan when you need it most

While a pensioner is waiting for their fund to pay out, they still have financial obligations. Financial stress can be difficult during times like these, so let Binixo assist you. Binixo understands how difficult things can get, so they will provide you with simple and easy-to-understand conditions.

What you need for an easy application at Binixo

  • Access to a computer.
  • A valid bank account.
  • A Cell number that is working.
  • An E-mail address.

Binixo Services

You can borrow up to R9,000 with a repayment period of up to 65 days.

To do an online application for a pension bridging loan you need to decide on a preferred loan amount and a due date.

If you go to their site and complete an online loan application form You will be able to choose a creditor from their list of trusted credit providers. The great part is that you can receive approval within 1 to 24 hours.

Convenient bridging loans are offered to you 24/7

Binixo specializes in making pension bridging loan applications effortless. They want to help you to receive the loan that you have applied for within 24hours. Binixo does not charge any hidden commission fees as their selection of personal loan offers is free of charge. They are flexible when it comes to repayments, and transparent when it comes to costs.

Pension bridging loans with a few key differences

Pension bridging loans are processed and approved faster than other loans. Binixo takes pride in being one of the fastest loan services in South Africa.

One of the big advantages is that some of the credit providers at Binixo do not even require a credit check if you want to take out a loan and this can be a huge benefit.

Binixo – Pension bridging loan

  • Loan Type Pension bridging loans
  • Loan Amount up to R9,000
  • Repayment 4 days to 65 days

Benefits of Binixo

  • Apply for a loan 24/7
  • Loan applications are easy and convenient
  • No added fees or costs

Pension bridging loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This pension bridging loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Advantages of Binixo’s pensioner loans

Binixo wants to make the application process hassle-free.

The entire application process has been simplified and there are no more waiting in queues or filling out reams of paperwork. Now it only takes 3 easy steps to apply.

When doing the application for a pension bridging loan the helpful tools online will minimize efforts and assist you to get the finance that you need.

There are minor requirements when doing an application:

  • You must have an ID and an active bank account.
  • Have access to the internet.
  • Over the age of 18.
  • Only valid information may be provided.

Step one:

Fill out a pension bridging loan application form. The application form is located on the header of the site. Indicate full name and contact details. Wait for redirection to the creditor.

Step two:

Once redirected, fill in the requested information. Mention only valid and your own personal details.

Step three:

Wait for the application to be approved. If you get approved for a pension bridging loan it will take one business day for the loan to show in your bank account.

Apply face-to-face for a pension bridging loan 

The option of a store application is also available for those who want to do it face to face with one of their experienced consultants. The following cities have the option for instore application: Bloemfontein, Cape Town, Durban, Johannesburg, Polokwane, Port Elizabeth, and Pretoria.

The benefits of choosing Binixo as a loan provider

  • An answer within 24 hours of application.
  • Easy hassle-free online application.
  • No added fees or costs.
  • Convenient and easy loans.
  • Repayment period up to 65 days.

Customer Reviews & Testimonials

February 2021

I was surprised at how easy the application procedure was. I could do it all within 10 minutes from my home.

Sethu B
— Soweto —

November 2021

I was blacklisted and thought I could not apply for a pensioner loan. With Binixo, I managed to get a small loan when I needed it. They gave me many options when I applied.

Davies A
— Hermanus —

October 2021

I appreciated the fact that I did not have to go into a bank to apply for a simple loan. I really did enjoy the option of applying online. I had a lot to choose from in a fraction of the time.

Johnson A
— Daleside —

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