Rating based on 4 reviews

Marlin Credit

  • Pension bridging loans starting from R2,000
  • Improve your cash flow
  • Low-interest starting from 27.5%

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Author Marlin Credit. Screenshot of Marlin Credit website.
[Accessed February 6, 2021]

About Marlin Credit

Marlin Credit thrives to help people find simple financial solutions.

Helping you obtain a cash advance is our top priority. A bridging loan provides you with a simple way to get early access to your money.

We understand that waiting for a lump sum payout can take a long time, which causes confusion and frustrations. Marlin Credit provides easy financial assistance in these times through bridging loans.

Expert lender

With sixty years of experience in bridging pension loans, we guarantee trustworthy and safe financial solutions. Our experience means we have a very clear understanding of the bridging loan industry and we can utilize this experience to assist our customers.

The expert team at Marlin Credit wants to make getting back on your feet easy with a financial solution that suits you. We’re here to guide you through the step-by-step process, and our expert team is there to assist you with any questions you may have.

Trustworthy financial partner

As anyone who has ever been in a difficult financial situation understands, life is unpredictable. That’s why we strive to provide quick loans that help you get back on your feet.

We're a proudly South African company with National offices and dedicated customer support. Over 50 000 people have benefited from financial assistance from Marlin Credit. In 2018 alone we helped 4,000 happy clients with our quick and easy bridging finance.

Marlin Credit Services

We understand that every financial struggle is different and unique.

That’s why Marlin Credit offers pension bridging finance. While you wait for a payout, we understand that you have certain financial obligations to meet.

Our packages and services are made specifically to change the lives of South Africans. Our bridging loans offer you a cash advance on the money you are expecting to get. We offer bridging loans from 5% interest per month for short term transactions.

Who qualifies for bridging finance

Bridging finance is a personal loan you get while you’re waiting for a lump sum payout from another source.

Since some payouts may take a few months, a bridging loan will help you to meet your financial obligations in the interim. Various instances could lead to a situation where you may need bridging finance.

Provident or pension fund bridging loans

  • Resignations
  • Retrenchment
  • Dismissal from work
  • Severance package

The reason you’re waiting for a payout is unique to you. Maybe you resigned to follow your dream of opening your own business, or you got dismissed.

In any situation, where a lump sum is due to you from your retirement fund or provident fund, we can assist you with pension, property or RAF bridging finance to cover the gap.

Marlin Credit – Pension bridging loan

  • Loan Type Pension bridging loans
  • Interest Rate from 27.5%
  • Loan Amount from R2,000

Benefits of Marlin Credit

  • Get a short-term loan against a future pension payout
  • Improve your cash flow

Pension bridging loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

A fast and friendly bridging fund service

Pension bridging loans are available to customers awaiting a minimum of R20 000.

The loan amount could be up to 10% of the lump sum. Interest rates and fees are charged as prescribed and regulated by the National Credit Act and Regualtor.

Unforeseen difficulties

  • Divorce
  • Pension payouts
  • Death claims
  • Disability claims

Situations arise in life that we haven’t planned for. Like the unexpected death of a loved one, a disability, or the heartbreak of a divorce. These situations are some of the toughest things in life. While dealing with these difficult times you should not have to worry about financial obligations as well.

If you are waiting for a divorce settlement or a payout from a life policy, we can assist you with a bridging loan to cover your financial expenses until your money is paid. The bridging loan can be an advance of up to 10% of the payout you are expecting.

Property bridging advances

  • Sale of a property
  • Switching bonds
  • Applying for a second bond
  • Waiting on agent’s commission

We assist clients with property bridging advances in a dignified and respectful manner. The application process is simple and streamlined. An advance of up to 85% could be approved within a one hour turnaround time, provided that all documentation is submitted and in order.

If you sold your property, Marlin Credit can advance a portion of the proceeds of the sale of the property to you.

Should you be the one buying a property, Marlin Credit can advance a portion of your approved bond to help with conveyancing costs or any other financial needs.

When applying for a second bond or when you switch home loans, it may take up to 30 days to receive the funds. We can advance a portion of these funds to you for personal use.

Estate Agent commission is paid when the sold property is registered to the new property owner. Here we can also advance a portion of agent commission upfront before registration of the sale.

How to apply

At Marlin Credit, we believe in financially improving the quality of our customer's lives. We strive to make the online loan application process as simple and easy as possible and pride ourselves in same-day pay-outs.

As every person's financial situation is unique, we assess applications individually. You can fill in an easy application or contact our call centre, where professional and friendly staff will take you through the process step-by-step.

Customer Reviews & Testimonials

April 2020

It was such a pleasant easy experience dealing with you. Thank you for your help. 8/11/2019

Zeynep H
— Riversdal —

January 2020

Financial stress is the last thing you need when settling into retirement. Thanks to Marlin Credit the start of my retirement was a pleasant experience with no financial worries.

Reynald G
— Bedford —

June 2020

I was planning to start a new business venture when I retire. Thanks to your bridging finance I was able to start immediately and made a huge success.

Lesley T
— Nelspruit —

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