Rating based on 1,309 reviews
Ayoba Loans is a registered credit provider with South Africa’s National Credit Regulator: NCRCP6904
About – Ayoba Loans
Ayoba Loans is a provider of fast online cash loan products and services. We are proud to offer our solutions to all South Africans including those who are blacklisted and those who are not blacklisted on ITC.
We offer personal loans that are unsecured and this means that you take no risk with us because with an unsecured loan you need not offer your assets as a guarantee that the loan will be repaid.
Quick financial solutions
Our service is known for its safety & complete privacy; together with our expert team of advisors, we work closely with you to solve your financial problems discreetly.
Above all our solutions are fast and easy to understand. You simply need to fill out our online application which is pretty straightforward and only takes a few minutes to complete; we understand that time is of the essence so we’ll ensure that you receive your cash quickly.
We are ready to design the repayment schedule in line with your needs, meaning that you are able to make repayments monthly, weekly or every fortnight depending on your salary schedule.
Services – Ayoba Loans
Ayoba loans offer fast, safe and reliable unsecured loans which you can utilize for all your financial needs.
We offer highly affordable financial solutions in South Africa, our interest rates are attractive and our repayment terms are flexible, this means that we tailor a loan that is suited to your financial circumstances making sure that you have the affordability and still be able to live in a lifestyle that you are accustomed to.
Loans for clients with bad credit
We understand that there are times where we get ourselves into a situation of being blacklisted perhaps a forgotten bill that hasn’t been paid; however, we do offer personal loans to blacklisted people and to those who are not blacklisted on ITC.
We know how important it is for you to get cash quickly in case of an emergency; once your online application has been received and approved we aim to get the funds into your bank account as soon as possible. Every application is processed quickly and in complete confidence.
We emphasise on putting our customer’s best interest first so we provide the required amount of cash without requiring any sort of security. You can rely on our expert customer service for complete support with everything you need.
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Summary of Services
- PERSONAL Loans
- SAME-DAY Loans
- SMALL Cash Loans
Ayoba loans are reliable credit providers in SA that offer personal loans
There are various credit solutions that you can select from when you require money for financing a major purchase or for covering large expenses such as home renovations, buying a new car or furthering your studies.
The best way to make the right choice is to evaluate the different products we have to offer and choose the one that suites your requirements. Ayoba quick personal loans are flexible and can assist you in deciding which of our products can be useful to you. We specialise in finding the right loan for borrowers with different creditworthiness. Our service is available entirely online, and it's quite easy to use. You are under no obligation to accept the offer provided to you.
Benefit from using our service
We will advise you in the quickest possible time whether you qualify and what terms and conditions are offered to you. If you choose to accept the deal, you will have to submit a set of documents and sign the loan agreement.
You should receive the loan amount no later than 48 hours
There is great flexibility about the amount of money which you can borrow and the term of the loan when you use Ayoba Loans. You can select features of your choice depending on your needs and your ability to repay what you borrow.
When it comes to the interest rates, you should know that we depend on your individual credit history. We also offer loans to people with a good credit record and to blacklisted individuals. However, if you have bad credit, then you can expect to pay a higher interest rate. But it should still be completive. Note that it is your responsibility to ensure that you have the affordability to make repayments.
It is important to note that in order to qualify for a loan, you need to earn a monthly income which is greater than R3 000. And you must not be under debt counselling, administration or sequestration.
Ayoba personal loans are quick to obtain our rates are competitive and we offer flexibility.
Customer Reviews & Testimonials
Ayoba Loans is a leading online loans service. This means that I did not have to travel to the bank, stand in queues for hours or battle with mounds of paperwork. From the comfort of my home and my own Smartphone, I completed the fast application. It’s as simple as that.
— Cape Town —
I have to commend Ayoba on their friendly consultants. The lady that assisted me was well-trained, professional and very helpful. She made the entire process effortless and ensured that I understood everything along the way.
— Paarl —
Ayoba offers a variety of benefits for a small membership fee monthly. As a member, I have access to debt review, legal services and even emergency medical services. Ayoba definitely cares about their customers in every possible way.
— Hermanus —
Ph: 087 940 3072 / 0741238235
- Monday 08:30 – 17:30
- Tuesday 08:30 – 17:30
- Wednesday 08:30 – 17:30
- Thursday 08:30 – 17:30
- Friday 09:00 – 17:30
- Saturday 09:30 – 13:00
- Sunday – Closed