Rating based on 57 reviews

Personal loans offered by JustMoney


  • Low-interest starting from 18.5%
  • Personal loans up to R250,000
  • Repayment up to 84 months

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JustMoney homepage

Author JustMoney. Screenshot of JustMoney website. [Accessed April 5, 2018]

About JustMoney

We have made Just Money to be the first stop when it comes to financial products and services for our nationwide customers. With us, getting yourself an insurance policy has never been this easy and affordable.

Seeing that our clients are all over South Africa, we have made everything to be easily accessible online.

Giving you a reasonable deal

Just Money has a personal cash loan that is affordable for everyone who would like to apply. In fact, you can make a comparison of other credit providers and you will realize that we offer the most affordable credit plans.

High level of skills and experience

We have ensured that we employ the best financial gents when it comes to such life-changing decisions. Should you have any queries or any clarity that you are seeing regarding your loan application, don't hesitate to speak to us. The quick loan assessment is free of charge.

JustMoney Services

We know how tricky apply for credit may seem. However, we are here to make things slightly easier for you because we know that it tends to be a little tricky sometimes.

By making use of our personal micro-loan, we will be able to guide your financial path every step of the way.

Transparency is the name of our game

One of our job descriptions entails ensuring that you choose the right short-term financial products for your budget. In essence, we want you to be able to pay your other bills while you still have an obligation with us as well.

Just Money loan calculator

We usually encourage our customers to make use of the calculator prior to taking a loan with Just Money. This is due to the accuracy the calculator is able to deliver when your loan is concerned. Getting yourself credit cards is also a good idea provided you can be able to meet the monthly charges.

JustMoney Product Details

  • Loan Type Personal loans
  • Interest Rate from 18.5%
  • Loan Amount up to R250,000
  • Repayment 3 months to 84 months

Summary of Services

  • Choose between flexible or fixed interest rate
  • Flexible loan terms
  • Credit life insurance

Get a loan in a few easy steps with Justmoney.co.za

It is when you are usually facing the financial difficulty that you start considering the possibility of asking for a loan. Just Money has been assisting households for a number of graceful years.

Although there are many options to consider, always request the help of our consultants before you get yourself into a difficult financial situation. However, most of our personal loans are relatively cheap to maintain.

Giving you the best deal for your money

While our job seems too hard to do for other providers to do, it gives us great pleasure to find brokers for our clients. This is because we stick to our customer’s credit requirements and we make sure that we give them, exactly what they need. Our financial information and tips may help you when you are looking for a credit plan in the future.

Dealing with reputable lenders

We operate electronically. This means that online personal loans are available at the touch of the button. Once you have applied, we will go through your application and if everything is in order, we will get in touch with a suitable broker. All our lenders are professional and operate in a very great manner. All of your answers will be attended to by them after your credit application has been accepted.

How long will it take for the loan to be transferred?

Time is something we value. Having said that, our payday cash loans can be paid and made available into your bank account within two business days. Depending on how fast you submit the required documents, your money may be made available even sooner. Therefore, you need to ensure that you act quickly so that you will be able to make use of your money sooner rather than later.

It is not every credit provider that has given you the freedom of choosing your own repayment plan. This is because we want our customers to be able to enjoy our quick loans without worrying about the payment date. Therefore, we know that when we give you the mandate of deciding, you are able to properly plan your monthly obligations. This way, we know that everyone is not only happy when they get their loan but they stay happy because they are in control.

Customer Reviews & Testimonials

November 2018

The staff at Justmoney is above par. I was so pleasantly surprised by the service that I received from them that I had to give some feedback. I definitely recommend them to anyone – they are very...

David A
— Durban —

February 2019

Thanks to the Justmoney calculator I was able to work out which loan amount would be the most cost effective for me. I now have the money that I need and am repaying it at a rate that I can affor...

Jayne H
— Port Elizabeth —

September 2018

Justmoney are fast, affordable and competitive! I applied for my loan this morning and received the notification that the money had been transferred into my account by this afternoon. I definitel...

Sesona T
— Butterworth —

JustMoney Contact Details

Physical Address

  • 186 Loop St, Cape Town City Centre Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed