Rating based on 41 reviews

FNB Loans

  • Quick loans up to R300,000
  • Low-interest starting from 14.25%
  • Repayment up to 60 months

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FNB Loans homepage
Author FNB Loans. Screenshot of FNB Loans website.
[Accessed December 9, 2022]

About FNB Loans

FNB offer a range of valuable financial products and services throughout South Africa.

They also offer loan products such as personal loans at rates & fees which are extremely competitive. Whether you're looking for a small loan to take care of some unexpected expenses or need a large loan to consolidate your debt, FNB has your back. 

Quickly & easily secure a personal loan

FNB has grown in leaps and bounds over the years and now offer some of the country's most competitive and convenient credit, insurance, and investments products. They're desire to stay at the forefront of banking and credit has put them in a league of their own. 

Tailored loans to suit your needs

FNB thrive on their ability to offer assistance that can accommodate all of your needs under one roof. They take great initiative in tailoring solutions to meet the needs of a specific company, business or person. 

FNB offers quick online loans and various financial services to make your life a little easier. If you're already an FNB client, you're probably already pre-approved for a little loan, all you need to do is check your banking app or log in to your online banking profile. 

FNB Loans Services

FNB offer a number of loan products to ensure their customers get the cash they need when they need it.

If you are a current client, you could save money on your month–to–month repayments when you consolidate your loans with FNB.

You can reduce the hassles of paying various credit suppliers and rearrange your month-to-month repayments.

What does the quick loan offer you?

A personal loan up to R300,000 with adaptable repayment terms up to 60 months as well as a customized loan fee that suits your budget. You don’t pay any penalties when you settle your loan early.

Qualify for a quick personal loan with FNB

  • You must be between the ages of 18 and 64
  • Be a permanent SA resident
  • Be permanently employed or self-employed
  • Your salary must be paid directly into your bank account

FNB Loans – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 14.25%
  • Loan Amount up to R300,000
  • Repayment 30 days to 60 months

Benefits of FNB Loans

  • Pay no initiation fee
  • Personalised interest rate
  • Fixed repayment term 
  • No penalty fees for settling your loan early

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Getting a quick personal loan with FNB is easy

FNB offers you a range of quick loans and assistance with all your banking needs.

They offer loan options at rates based on your monthly budget and customised to your personal circumstances.

FNB offer tailor-made loans

FNB offers quick loans and an assortment of financial products and services that will be tailored to your needs. They offer small loans for emergencies as well as large personal loans of up to R300k.

Getting a loan from FNB is simple

If you're currently employed full-time, earning a monthly salary that is deposited into your bank account, have a valid ID book, and can provide proof of residence, you should be able to apply for any of their loan products.

They offer easy access to credit via their online platform for their personal loans in South Africa, making the application process a lot simpler. They offer affordable instalment options on loans, with fees that are highly competitive.

As an existing customer, you could save cash on your month-to-month repayments with a consolidation loan from FNB.

With FNB you don't pay penalties when you repay your debt earlier than expected. FNB has made banking and loan solutions easier with its no-fuss approach to finance. 

Now it’s easier than ever to switch to FNB

Become a part of the FNB family by switching over. Not only will FNB help you do it but they'll be there for you when you need it most. 

Documents required for your loan application

  • Your green bar-coded South African ID or Smart Card
  • Proof of residence
  • Valid banking account in your name
  • A stable job earning a monthly wage with proof of salary

Alternative ways to apply

  • FNB banking app
  • Cellphone Banking *120*321#
  • ATM
man holding thumbs up

FNB Loans is a trusted & reliable provider of quick loans

In our review, FNB Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ FNB Loans is a registered credit provider in South Africa: NCRCP3377

Customer Reviews & Testimonials

April 2019

FNB takes only a few minutes to get back to you after you have applied for credit.

Charles W
— Vereeniging —

May 2019

What I like about FNB is the affordable interest rates they have on their loans.

Bennett J
— George —

May 2019

The app that FNB uses is so convenient! An approved loan is literally at the palm of your hand

Martha A
— Cape Town —

FNB Loans Contact

Contact Number



Physical Address

FNB Loans Universal Branch Code

  • 250655

Postal Address

  • PO Box 1153, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 09:30 – 15:30
  • Tuesday 09:30 – 15:30
  • Wednesday 09:30 – 15:30
  • Thursday 09:30 – 15:30
  • Friday 09:30 – 15:30
  • Saturday 08:30 – 11:30
  • Sunday – Closed