Rating based on 1,237 reviews

African Bank

image of African Bank
image of African Bank

African Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP5

About – African Bank

For the best unsecured personal loans, African Bank is the lender of choice.

We are one of South Africa’s biggest lender, we empower South Africans to reach their financial goals through the provision of affordable and convenient credit solutions based on the principles of responsible lending.

Fast loan approvals

We offer personal attention, an easy and convenient application process and unbiased credit assessment. Some of the top benefits of our service include immediate loan approvals and fund transfers on the same day. We have competitive interest rates which can be fixed for the term of the loan. You get to choose the most suitable monthly repayment schedule possible.

African Bank offers special rewards to reliable credit holders plus a lot of extra perks. Contact African Bank today our service is professional, friendly and your expectations will be exceeded.

Services – African Bank

African Bank has developed its personal finance products based on its customers' needs.

We know that when you are in a cash emergency, you cannot go through a lengthy loan application process and then still wait for approval. That is why we offer quick loans between R1, 000 and R10, 000 with flexible repayment term.

Tailor-made loans

You can choose to repay the loan over 3 to 12 months depending on your requirements and financial plans. The application takes minutes while the funds are transferred instantly upon approval. We can help you cover unplanned expenses, make an important purchase or deal with any financial difficulty efficiently.

If you’re planning on buying a vehicle, planning on furthering your education or perhaps want to do a few home renovations, our personal loan could possibly be one of the many features we have to offer and could add more value than expected.

Interest Rate

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Summary of Services

  • INSTANT Loans 
  • PAYDAY Loans 
  • PERSONAL Loans 

At African Bank we offer our clients the best deals on loans

The ever higher cost of living and the lack of stability in the South African economy make financial emergencies something fairly common in the day to day lives of people.

The important thing is for African Bank is that we resolve timely, effectively and affordably. Contact a consultant at African Bank, they are able to assist you with any information you may require about our quick loans or any product offered.

African Bank is a dependable lender in every respect

We are a solid financial institution with an excellent reputation. You will receive great personal attention and complete professional assistance based on extensive expertise and experience. You can deal with the bank with complete peace of mind about your financial wellbeing. The African Bank quick loans are some of the fastest available from large commercial banks.

You can apply online and sign the loan agreement over the internet as well. You will not have to go to the office of the lender. In fact, you will not need to leave your home. You can expect the processing to take no longer than a day or two. When you sign the loan agreement, the micro lender will transfer the cash amount to your account and notify you with SMS for this.

Loans within 24 to 48 hours

These unsecured loans are specially designed for covering emergency expenses like Doctors bills or replaying a broken appliance. An unsecured loan can be used for anything you need; go a much- needed vacation or buy a gift for someone special.

You can select short-term cash loans up to R10 000. The range is quite reasonable. You can choose the repayment term as well. It can be between 3 and 12 months. A shorter term will result in larger monthly instalments, but you will be able to save on interest payments.

One of the major benefits of the African Bank quick loans is that we have fixed interest rates for the duration of the loan. As a result, the monthly instalments are also fixed and you will be able to manage your budget without any stress and get back on the road to managing your future finances with more ease.

Rates based on your credit history

Just keep in mind that the interest rates are determined individually based on your credit history as credit checks are done on all applications. African Bank quick loans are quite and helpful in case of an emergency contact us today our loans are affordable and our service is quick an easy – no hassle-no fuss.

Customer Reviews & Testimonials

 Contact Details

59 16th Road, Midrand, Gauteng, 2191, South Africa
Ph: 011 256 9000 / 0861 111 011
Fx: 087 943 0136
Em: loanbackoffice@africanbank.co.za
Em: cardbackoffice@africanbank.co.za

 Postal Address

Private Bag x170, Midrand, 1685, South Africa

 Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –