African Bank

image of African Bank
image of African Bank

African Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP5


About – African Bank

For the best unsecured personal loans, African Bank is the micro lender of choice.

We empower South Africans to reach their financial goals through the provision of affordable and convenient credit solutions based on the principles of responsible lending.

We offer personal attention, easy and convenient application process and unbiased credit assessment.

Some of the top benefits of our service include immediate loan approvals and fund transfers on the same day. We have competitive interest rates which can be fixed for the term of the loan. You get to choose the most suitable monthly repayment schedule.

We offer special rewards to reliable credit holders plus a lot of extra perks.

Services – African Bank

African Bank has developed its personal finance products based on its customers' needs.

We know that when you are in a cash emergency, you cannot go through a lengthy loan application process and wait for approval. That is why we offer quick cash loans from R1,000 to R10,000 with flexible repayment term.

You can choose to repay the loan over 3 to 12 months depending on your requirements and financial plans.

The application takes minutes while the funds are transferred instantly upon approval.

We can help you cover unplanned expenses, make an important purchase or deal with any financial difficulty efficiently.


Summary of Services

  • SHORT-TERM Loan
  • INSTANT CASH Loans 
  • PAYDAY Loans 
  • FAST Money 
  • PERSONAL Loans 
  • CASH Loans


African Bank Quick Loans - How Favourable Are They?

The ever higher cost of living and the lack of stability in the South African economy make financial emergencies something fairly common in the day to day lives of people.

The important thing is for them to be resolved timely, effectively and affordably. This African Bank quick loans review will help you decide whether you can achieve this outcome with these particular credit products.

African Bank is a dependable lender in every respect.

The bank is a solid financial institution with an excellent reputation. You will receive great personal attention and complete professional assistance based on extensive expertise and experience.

You can deal with the bank with complete peace of mind about your financial wellbeing.

The African Bank quick loans are some of the fastest available from large commercial banks. You can apply online and sign the loan agreement over the internet as well. You will not have to go to an office of the lender. In fact, you will not need to leave your home. You can expect the processing to take no longer than a day or two. When you sign the loan agreement, the micro lender will transfer the cash amount to your account and notify you with SMS for this.

After the transfer is completed, you will be able to use the money within 24 to 48 hours.

These unsecured loans are specially designed for covering emergency expenses.

You can select short-term cash loans up to R10 000. The range is quite reasonable. You can choose the repayment term as well. It can be between 3 and 12 months. A shorter term will result in larger monthly instalments, but you will be able to save on interest payments.

One of the major benefits of the African Bank quick loans is that they have fixed interest rates. As a result, the monthly instalments are also fixed and you will be able to manage your budget without any stress.

Rates based on the applicant's credit history.

Just keep in mind that the interest rates are determined individually based on the applicant's credit history.

The verdict of this review is that the African Bank quick loans can be quite helpful in case of an emergency and fairly affordable as well.

 Contact Details

59 16th Road, Midrand, Gauteng, 2191, South Africa
Ph: 011 256 9000 / 0861 111 011
Fx: 087 943 0136
Em: [email protected]
Em: [email protected]

 Postal Address

Private Bag x170, Midrand, 1685, South Africa

 Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –