RCS Loans

image of RCS Loans
image of RCS Loans

RCS Loans is a registered credit provider with South Africa’s National Credit Regulator: NCRCP 38


About – RCS Loans

We offer our clients a scope of financial related administration items under our own image name (being the RCS Group) and we have a relationship with various retailers in South Africa, Namibia and Botswana.

The cards products give the financial advantage to purchasers, whilst the loans products offer customers individual cash loans of up to R125, 000, to suit their needs and budgets. Our motivation at RCS is to upgrade an individual’s ways of life and to ensure that your money related security is through inventive, innovative and open credit arrangements.

The benefits of our service

The thought is to empower our clients to appreciate the accommodation, solace and true serenity offered by these credit arrangements. We are focused on making life & financial offerings more accessible to clients. The RCS Card is acknowledged at more than 20,000 retail locations over South Africa. From clothing to furniture, car parts to home accessories and even the most recent tech electronic devices and goods, one card gives you access to credit throughout South Africa's biggest shopping system.

Services – RCS Loans

If you are searching for extra cash, for whatever reason it is you require the cash, trust RCS Loans to make it possible. We offer pre-approved loans in seconds and a paperless procedure without any standing in line for appointments!

Get quick cash loans up to R125,000 within only 24 hours with only a short phone call plus we offer unbelievable rates! We offer terms of between 12-to-60 months to repay your debt, making affordability simple.

Quick cash solutions

Whether you're searching for additional cash for a home or car repairs, your studies or even a wedding or much deserved holiday, trust RCS to make it happen. From beginning to the end of the application process is simply faster and affordable. All it takes is a few minutes to complete the loan application online – and we’ll get back to you promptly. Once your application is approved, the cash is transferred into your account within a day or two for you to use the cash on whatever you would like to.


Summary of Services

  • PERSONAL Loans
  • QUICK Cash Loans
  • BAD Credit Loans


RCS Loans offer quick cash loans of up to R125,000 by the following working day

RCS has two main product offerings are; cash loans & insurance.

Our Insurance presently comprises; motor and home cover, customer protection Insurance and accidental death cover.

Apply for your cash loan of up to R125, 000

The cards can be utilised in retail and technology stores across the country with a single swipe – credit on hand! RCS is inspired and driven by ways of understanding people and their lifestyles and we guarantee your cash related security through imaginative, inventive and open credit facilities. Our thinking is to engage our customers to value the convenience, comfort and affordability offered by these credit options. RCS is fully centred on making getting credit easier for individuals who are able to afford the repayment terms.

We are proud that the RCS Card is recognized across over 20,000 retail stores throughout South Africa. Finally, it's about making anything possible in a world where the needs of clients all rely on financial gain. We do our best to find the best suited online loan or credit option to suit your requirements, your budget and your lifestyle. If you are hunting down some extra cash, for whatever you require, trust RCS to make it possible.

It’s easy & fast to get quick cash loans at RCS

Our online application process takes only a few minutes of your time to complete, and it goes through for pre-approval. Once approved you have access to quick cash! And it doesn’t matter what you need the cash for, you could possibly do some home remodelling or repair your car, pay for educational costs or maybe a vacation is just what you need, RCS has the right finance option just for you.

Getting cash with an RCS Loan is simpler and faster than ever before apply today and repay your loan within 12 to 60 months.

In order to apply you need to meet the following criteria:

  • You should be 18 years of age older
  • Be in possession of a valid SA Identification book/ card or drivers licence
  • You will also need to have a bank account in your name and earn more than R2 000 per month
  • Note that it is a necessity to provide proof of income documentation
  • RCS will conduct an assessment of your credit score whereby your credit history will tell us how well you manage your debt. Once this has been determined whether we can provide you with credit.
  • Loan repayments are automatically debited from your banking account on a date you selected when you applied for your loan.

 Contact Details

Liberty Grande Building, Voortrekker Rd & Jakes Gerwel Dr, Townsend Estate, Cape Town, Western Cape, 7460, South Africa
Ph: 021 597 4000
Fx: 021 597 4727

 Postal Address

PO Box 111, Goodwood, Cape Town, 7459, South Africa

 Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 08:30 – 16:30
  • Thursday 08:30 – 16:30
  • Friday 08:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed