Rating based on 3 reviews

Binixo Loans

  • Short-term loans up to R9,000
  • Low-interest starting from 10.5%
  • Repayment up to 65 days

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Binixo Loans homepage
Author Binixo Loans. Screenshot of Binixo Loans website.
[Accessed December 8, 2022]

About Binixo Loans

Binixo know that South Africans have a lot on their plates and need access to quick cash solutions they can trust.

They step forward as a company to assist you with any of your financial needs. Whatever the situation may be, when it comes to taking out payday loans online, Binixo can help.

This is where Binixo can step in and make a difference

Binixo can not only accommodate your financial needs but also give you access to things that some companies won’t, such as easy lines of credit that can help solve the credit and salary changes you’re facing in your daily life.

They even provide their services to clients that have landed themselves a bad credit score – they can’t change the past, but they can help you build a better future.

You know what they do, but here's who they are

Binixo was started to fill gaps in the market. Where lower-income individuals and households need extra help from short-term loans they're there to help.

These benefits immensely benefit individuals and families, and they aim to continue delivering.

They’re an intermediary broker that offers a service, completely free, that puts you in touch with a variety of online lenders that can cater to your individual needs.

They don’t lend you the money themselves but find you someone who can. This process is called into question by some, given its simplicity, but never fear, they’re 100% legitimate and here for you.

Binixo Loans Services

They provide a loan to fit your pocket and cater to your needs.

They provide personal loans from R300 to R9 000, on repayment terms of 4 and 65 days. Binixo provides these services across the country in all nine provinces.

With such a wide reach across South Africa, they remain on call at all hours, ready to assist, and their list of comprehensive lenders never fails to provide for you.

When can you use Binixo’s service?

These services are provided year-round, 24 hours a day. With simple and easy online access, it couldn’t be easier to get a loan.

All you have to do is log onto their site, fill in the details required, select the option that suits you best, wait for approval from one of their lenders, and voila!

Money in your account, and all within 24 hours from approval. Their APR ranges between 124% and 212%.

This is relatively low, considering the short space of time within which their short-term loans can be delivered.

They dedicate themselves to providing for all

As aforementioned, some people take how easy their loan process is as a bad sign – that there must be some fine print or hidden costs.

However, they pride themselves on being open and honest, always keeping you abreast of what goes on in their company, and how they go about delivering their services.

Their services are convenient, quick, and easy, and are aimed at bringing the best to you and your family, and your pocket of course.

Binixo Loans – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 10.571% p/a
  • Loan Amount up to R9,000
  • Repayment 4 days to 65 days

Benefits of Binixo Loans

  • Easily compare loan options
  • Their service is free
  • Choose between trusted lenders

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Hand-picked lenders ready to serve

Binixo provides these services through a group of lenders hand-picked to help all those who need a loan.

These lenders are all available to help out, regardless of your financial situation, credit history, or circumstances. Once you’ve taken a look through their list of lenders, chosen one, and been approved, the lenders will make you a short-term loan offer. Pick one of these, and you’ll have money in your account in no time!

Loans available from Binixo’s panel of lenders

  • Personal loans
  • Payday loans
  • Short-term loans
  • Instant loans

They can provide for all their clients, at rates that won’t damage their pockets. They understand that everybody faces some problems in their everyday lives, why should getting a little loan be one as well?

So, all that’s left to do is go on over to their easy-to-use site, see what you qualify for, complete an online loan application, and get the money you need to be transferred into your account within minutes. It’s the least they can do for their fellow South Africans!

Customer Reviews & Testimonials

November 2019

Sometimes loaning money can be stressful. When I need a loan that won’t put my pocket in trouble, I come to Binixo.

Xola M
— Cape Town —

August 2019

Binixo helps me get finance fast when I’m in trouble and need money quick. I will always use their service!

Jeffrey H
— Mpumalanga —

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