Rating based on 42 reviews

Just Loans

  • Short-term loans up to R50,000
  • Repayment up to 60 months

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Just Loans homepage
Author Just Loans. Screenshot of Just Loans website.
[Accessed December 8, 2022]

About Just Loans

When Just Loans opened shop, they had a desire to provide personal loans for blacklisted customers because they realised that these people who constantly get rejected deserve better.

The maximum amount you can get is R50,000

The loan application process is relatively easy as you can submit everything electronically. After you obtain credit, you can then use the money in any way you wish.

Just Loans have great affordable packages that can be obtained by anybody who meets their credit criteria.

At the end of the day, they want you to be able to settle some of your older loans while you still managing your new ones. Just Loans offer the best reliable service and will always be available to answer questions and further tailor their credit options to suit you.

Just Loans Services

The loans that Just Loans have provided over the years have helped a number of South Africans through tough times.

They've improved their services year on year and developed long-lasting relationships with their customers. The fact that they help people who have a bad credit history doesn’t mean that all applicants will be granted a loan.

The credit application is fast and easy

There will always be a need to cover emergency expenses. By getting a flexible short-term loan with Just Loans, you'll be able to get ahead in life.

Furthermore, you'll be able to continue with your other loan payments since your new loan will remain suitable for your budget. 

Just Loans – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to R50,000
  • Repayment 3 months to 60 months

Benefits of Just Loans

  • SHORT-TERM Cash Loans
  • ONLINE Cash Loans
  • PERSONAL Loans
  • BAD Credit Loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Just Loans will provide you with a speedy loan service

Having an emergency like a car breakdown can wreak havoc with your budget. 

The fact that you're blacklisted may make things worse. However, if you use their company's short-term loans, you'll come to terms with the fact that we will help you regardless of how bad your credit profile was in the past.

Affordable short term loans online loans

The fact that Just Loans is an online credit provider means that you can get consolidation loans as well as smaller short-term credit.

This lender has been around for over 10 years and to date, they've helped hundreds of clients with credit plans that are both affordable and convenient.

With their short-term personal loans, you can borrow up to a maximum of R50 000. If you meet their credit criteria, there's no reason why they would turn you down. Furthermore, this can be used as cash for an emergency or managing your budget, or for any other necessity, you might encounter.

Just Loans have affordable repayment options

Although the decision is yours to take, Just Loans usually advise their customers to ensure that they settle their loans as soon as possible.

This is due to the fact that when you have paid all your debts, you'll no longer be worried about how you're going to survive the next month as far as your budget is concerned.

All it takes is completing the online application and Just Loans will ensure that they take you through the entire credit process.

Everything is quick and ready to go

While some credit providers take days to fulfill a credit contract application, Just Loans will notify you within a day whether your application was successful or not.

Furthermore, the money will be made available to you within two business days. This means by this time, you'll be able to make use of your money in a manner that pleases you.

How do customers rate Just Loans?

In essence, Just Loans go above and beyond for clients and especially blacklisted people. This goes to show that they want everyone to be financially equipped to make effective financial decisions and moves.

Customer Reviews & Testimonials

April 2019

Even with bad credit, I was still able to secure a loan from Just Loans.

Gregory F
— Durban —

May 2017

You can definitely trust Just Loans for your borrowing needs. This is the 3rd time that I’ve used them and again I am 100% satisfied with the service and how well they treated me throughout the e...

Riaad P
— Paarl —

June 2019

After getting into a minor accident, I needed some cash to fix my car. Thankfully, Just Loans provided me with a quick short-term loan so I could take my car to the mechanic.

Ty M
— Potchefstroom —

Just Loans Contact

Physical Address

  • 377 Govan Mbeki Ave Port Elizabeth Eastern Cape 6001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:00
  • Saturday 11:00 – 15:30
  • Sunday – Closed