Rating based on 7 reviews


  • Short-term loans up to R8,000
  • Approval in minutes
  • Repayment up to 3 instalments

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FASTA homepage
Author FASTA. Screenshot of FASTA website.
[Accessed December 8, 2022]


Fasta Loans is an up-and-coming online financial service provider in South Africa, that is helping clients beat the debt trap with their short-term loans.

Fasta is a subsidiary of the Fintech group with its core task to provide comprehensive short-term loans to clients in the country.

Fasta Loans provides quick short-term loans

Fasta Loans are aware that many South Africans need cash for emergencies that crop up from time to time. Needing a car fixed or a doctor’s bill paid but there are no funds? No worries, Fasta Loans will sort clients out with a short-term loan as easy as it is to say 1-2-3. The registered credit provider that does business under the guidelines of the National Credit Act, is a provider of safe, secure, reliable online short-term loans.

All a client needs to do is to access the website with a click of a mouse and begin the next steps to financial freedom. Fasta Loans put the stress on themselves to get the client the money they need, so the customer doesn’t have to.

Fasta Loans prioritizes the clients

The credit provider always informs their clients well in advance as to what they can afford when making their loan inquiries. Their assessment of every short-term loan application is thorough and meticulous. Therefore their experts will provide the client only with loan options they can afford based on the information at their disposal.

Their service always meets the highest security standards, which means that the client can always be satisfied that the personal information they provide to their online website remains secure. Not only that, they are well-known for their speed and promptness when dealing with short-term loan applications.

FASTA Services

Fasta Loans provides quick loans of up to R8,000 with payment period plans of 4 months.

The interest rate charged will depend on each client’s credit risk and credit score. Once an online inquiry is made by the client, a consultant will assess the client’s information which takes only 3 minutes for them to finalize. They can then provide the client with easy and quick short-term loan.

What the client will need

  • A valid RSA ID
  • Proof of residence
  • Their last payslip
  • A bank statement detailing payments for the last 3 months

If all goes well with the application, Fasta Loans can have the money in the client’s bank account within minutes. Restricting their client’s access to larger loan amounts helps mitigate the risk of them landing up in financial trouble.

Quick and easy short-term loan options

Fasta Loans are well-known for its prompt services. They are quick to assess every loan application which means swift and easy emergency loan results.

Their instant cash services and in-store and online vouchers are therefore the go-to options for customers looking for urgent short-term loans.

FASTA – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to R8,000
  • Repayment 1 instalment to 3 instalments

Benefits of FASTA

  • Online loan applications
  • Money is deposited in your account
  • Get a loan within minutes

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Our loans and their repayment terms

Fasta Loans allows clients, through a click of a mouse to know what they will pay, including interest on any loan.

All they need to do is fill in the amount of the loan and the period, including interest and they will have a good idea of what their total loan cost will be. For example, if the client chooses to loan R2,000  - the cost of 1 instalment, including interest will be R2,394, the cost of 2 instalments will be R1,225 p/m, cost of 3 instalments will be R835/pm.

The experts at Fasta are trained in all rules of the National Credit Act and will only offer loans to clients that can afford. Their staff of finance professionals is always on hand to offer the client advice if they are experiencing difficulties in their loan applications or navigating through the website. So apply now for a Fasta short-term loan for a quick and easy way to beat the financial blues.

Where clients can have their monies paid into

  • Loaded into a virtual card - This method sees the credit loaded onto the client’s card immediately. Can be used online where MasterCard is accepted or online via Snapscan or Zapper.
  • Credit paid into bank account - Paid immediately into the client’s bank and can be used anywhere.
  • The credit pays for the cart at checkout – The client can pay for purchases at participating online retailers.
  • For cart purposes, the client simply chooses Fasta as a payment option and upon approval, the lender pays for the purchases

The voucher service is geared to lower the cost of groceries and essential monthly items and is redeemable at participating outlets.

man holding thumbs up

FASTA is a trusted & reliable provider of short-term loans

In our review, FASTA adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ FASTA is a registered credit provider in South Africa: NCRCP10591

Customer Reviews & Testimonials

April 2021

Unforeseen expenses nearly crippled me. My son’s birthday was also coming up and I felt really desperate and sad. Thanks to FASTA I was able to surprise him with a voucher that he used.

Malherbe H
— Upington —

December 2021

Such a quick application process. Did not need to run around to banks to get statements and stamps or anything. Real a pleasant experience.

Botma C
— Kimberley —

FASTA Contact

Contact Number

  • not available



Physical Address

  • 3rd Floor, Spaces, Dock Road Junction, Cnr Stanley & Dock Road, V&A Waterfront Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • not available