Rating based on 7 reviews


  • Short-term loans up to R8,000
  • Approval in minutes
  • Repayment up to 3 instalments

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FASTA homepage
Author FASTA. Screenshot of FASTA website.
[Accessed August 30, 2021]


Fasta Loans is an up-and-coming financial service provider in South Africa, and if what we’ve already done with our resources so far is anything to go on, we’re going to continue growing.

Our parent company, Fintech, created Fasta for one purpose: to plug all the holes in the financial services market online, and provide comprehensive personal loans to clients.

We empower our clients

We’re a provider of safe, secure, reliable online finance that our customers can use to empower themselves and their financial situations. All you need to do is click a few buttons on our site, and we can help you take the next step.

We worry about what you can afford, so you don’t have to

Many financial service providers, especially online, have a way of allowing you to sign yourself into detrimental situations that often lead to you as a client taking on more debt than you intended to, and suffering because of it.

This is completely unethical in our company’s eyes, and we seek to right this wrong.

We do this by assessing what you as a client can afford well in advance and providing you with loan options that you can definitely afford without damaging your financial well-being in the long run.

Removing the risk to our client, by pre-assessing the risks

Our online short-term loan application process is quick and easy, but those dedicated standards are also observed in the departments of safety, security, and reliability.

What we mean is, our service always strives to be as safe as it is simple, as secure as it is fast. Which is very fast, and very secure.

FASTA Services

Our company can send your short-term loans to your account in only a matter of minutes, and without the risk of running into hefty costs that can often be more detrimental than helpful.

Finance is a touchy subject. In our beloved South Africa, it has grown increasingly difficult to secure safe and reliable finance, especially online.

Fintech have always felt that this is a grave injustice, and Fasta was called into being to change this.

How we assess the risks

We take away the risk factor by assessing what it is you need. We take a look at various facets of your financial situation, namely what you can afford to repay in the months to come.

Aspects such as credit history and previous loan defaults may play a part in this process, but that is only for your benefit.

By restricting our client’s access to larger loan amounts, we also decrease the risk of them stumbling into any financial pitfalls.

What services do we provide to the clients that pass our assessment?

Once our assessment, which takes only 3 automated minutes, is complete, we can open our arms to you, and provide you with easy and quick loan options.

Unforeseen costs have a nasty habit of pouncing on us and are often solvable with a small loan.

This is where our instant cash services can be of use or our in-store and online vouchers.

Our voucher service is geared toward lowering the cost of groceries and other essential monthly items, and our vouchers are redeemable at many participating outlets.

FASTA – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to R8,000
  • Repayment 1 instalment to 3 instalments

Benefits of FASTA

  • Online loan applications
  • Money is deposited in your account
  • Get a loan within minutes

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Our loans and their repayment terms

We have plenty of different loans available to our dear clients.

These come in the form of varying repayment terms, across a spectrum of amounts. The amount depends on what you need as a client, but can be anything up to R8000, generally taken out at a repayment term of 4 months.

What you can afford is what we can offer you, and our short-term loan services will never allow you to slip into crushing or difficult debt you can’t afford.

How we determine what you qualify for

By taking a look at a few different documents, we can assess what you qualify for, and how long it would be best you paid it back over. Our interest rates are kept low to streamline this process for you, but applying is the first step to knowing what you can get.

Requirements to apply for a loan

  • A valid RSA ID
  • Proof of residence
  • Your last payslip
  • A bank statement spanning the last 3 months

Once we have these, we can assess what you qualify for automatically and have a payday loan in your account in a matter of minutes.

What if you’re experiencing difficulties?

If you’re having trouble understanding how your easy payday loans work or have any general finance questions, we offer you access to our team of staff that are financial professionals. They can help you step by step through any process you find difficult or are experiencing trouble navigating.

We’re here to empower our clients. Making your way to Fasta’s website and we’ll lead you to a new dawn of financial excellence and stability – you just have to reach out to us!

man holding thumbs up

FASTA is a trusted & reliable provider of short-term loans

In our review, FASTA adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

FASTA is a registered credit provider in South Africa: NCRCP10591

Customer Reviews & Testimonials

April 2020

Fasta loans have quick and affordable short-term loans

Dever T
— Queenstown —

December 2019

Fasta has a fast and friendly loan service

Jeremy D
— Port Elizabeth —

FASTA Contact

Contact Number

  • not available



Physical Address

  • 3rd Floor, Spaces, Dock Road Junction, Cnr Stanley & Dock Road, V&A Waterfront Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • not available