Rating based on 571 reviews


image of FinChoice
image of FinChoice

FinChoice is a registered credit provider with South Africa’s National Credit Regulator: NCRCP 434

About – FinChoice

Coming from an organization such as HomeChoice, it has become second nature to us to deliver a great deal of satisfaction to customers. While we focus on clients that have a good credit score, this doesn’t mean we automatically disqualify the customers that don’t.

The clients have an option of settling their credit plans with a minimum of 6 months and a maximum of 24 months.

Get yourself our short term loan

This short term cash loan is available to qualifying customers who need a little financial enhancement, especially during difficult times. This means you will be able to budget for it so that it doesn’t give you too much trouble when you have to settle it.

The fact that you can pay it off in 6 months means you should be out of debt quicker giving you more time to focus on other debts. If you are interested in our credit offers, you can call us and we will give you more information on our short term package.

Services – FinChoice

At FinChoice, we give you the option of choosing short term cash loans or something that is slightly longer term.

A variety of credit plans

We have what we call KwikAdvance which is another short term loan for our customers. The maximum amount you can borrow is R2000 and this money can be made available in your bank account in one business day.

Settle it on your next salary date

The criterion that needs to be met for this kind of lending is being a customer of HomeChoice. Furthermore, you have to be a South African citizen who has a bank account.

Six months is all it takes

There are customers who don’t need a long term loan. Our short term credit plans are perfect for clients who want a loan they can pay off briefly. Apply now and get the greatest credit deal.

Interest Rate

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Repayment Term

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Summary of Services

  • PERSONAL Short-Term Loans 
  • ONLINE Cash Loans 

Your short term cash loan is only a few clicks away

There are certain documents that we will request from you before we can approve your loan application.

It is also good to know that you will be able to make use of the money in two business days.

Client satisfaction is vital

Without our customers, we are nothing. It is for this purpose why we go out of our way to make them happy by providing a service to them during a trying time.

Choosing a credit package to suit your needs

It is vital to manage your loan at a time and place that is suitable for you. Applying for your short term cash loan is convenient and fast. The application doesn’t take more than 10 minutes to be completed and our one of our consultants will contact you shortly. If you would like an additional credit plan, you can take it on the provision that you have settled your first loan.

A free of charge FinChoice Protection Plan

Should you no longer be able to earn an income due to an accident that occurred at work or somewhere else, our Protection Plan will help you get ahead. All we require from the customer is for you to be above the age of 18 years and be a South African citizen.

24 hours is the maximum turnaround time

Within a day after completing and being approved for your loan application, the money will be made available for your disposal. It is essential that customers only apply for the amount of money they need and nothing more.

If you don’t have any financial discipline and apply for money you don’t need, it will prove to be even harder to pay for it. However, the exact loan amount will prove to make things slightly easier. Don’t bring more credit to your table when you already have a lot to deal with.

Customer Reviews & Testimonials

 Contact Details

78 Main Rd, Wynberg, Cape Town, Wynberg, Western Cape, 7800, South Africa
Ph: 086 134 6246 / SMS 'LOAN' to 083 8555 700
Fx: 021 680 8260

 Postal Address

Private Bag X50, Claremont, Cape Town, 7735, South Africa

 Opening Hours

  • Monday 08:30 – 19:45
  • Tuesday 08:30 – 19:45
  • Wednesday 08:30 – 19:45
  • Thursday 08:30 – 19:45
  • Friday 08:30 – 19:45
  • Saturday 08:30 – 17:00
  • Sunday 09:00 – 14:00