FinChoice

image of FinChoice
image of FinChoice

FinChoice is a registered credit provider with South Africa’s National Credit Regulator: NCRCP 434


About – FinChoice

FinChoice are originated from the HomeChoice legacy with great emphasis on values, quality and service levels of the highest calibre.

Offering South Africans that have a good credit score, and a valid bank account, solutions to financial aid in their ability to offer prompt and valuable loan options.

FinChoice offers a scope of advance items, which can be paid off over 6,12 or 24 months, contingent upon the cash related circumstances and requirements of every client.

The most prevalent item is their 6 month flexi loan.

This short term cash loan offer client’s cash for those times when times are a little tight and your budget just doesn’t stretch as far as you would like it to.

With the ability to pay it off over 6 months, you have a shorter payback time allowing you to be out of debt quicker. Their credit process has been intended to guarantee the best conceivable loan offers for you, the client.

You can discover a range of valuable options in their HomeChoice inventory or you can get in touch with them on 0861 346 246.

Services – FinChoice

With FinChoice YOU pick the kind of advance that best suits your requirements, whether you're searching for a short term cash loans, payday loans or a longer term loan.

FinChoice has the choice for you; KwikAdvance.

Take control of your month to month cash stream! Pick your KwikAdvance loan amount from R100 to as much as R2 000! The cash will be in your bank account inside of 24 hours.

Pay it back on your next payday!

What is needed from you:

  • Are a HomeChoice client?
  • Have a South African green ID book and live in South Africa?
  • Have a South African bank account?

Then you can already be pre-approved to take advantage of one of FinChoices amazing loan opportunities.

The 6 month flexi credit;

This is for those who require a short term cash loan and would prefer not to be secured to a long term loan, or have to put down security. The 6 month flexi advance is easy to obtain, and quick to pay off.

Apply now and get the credit option that suits your repayments today!


Summary of Services

  • Personal short-term loans 
  • Online cash loans 
  • Resolve cash emergencies
  • Loans up to R2,000
  • Cash within 24 hours 
  • 6 Months repayment term
  • Budget management


Your short term cash loan is only a few clicks away from being in your bank account.

FinChoice have made it their goal to be their clients' most trusted and adaptable short term cash loan provider by implementing a simple access to reasonable loan products.

Throughout their core value and client care, they offer extraordinary service which shines above their competitors, making them the financial firm of choice.

They put their clients first in all that they do.

They do constant surveys on their services, and improve where improvement is needed. Through efficiency and constant hard work, they turn their ability to provide loan products into a profitable business ethic.

Advantageous adaptable instalment structures for everyone.

You don't need to take all the cash in one pay out. You can choose the amount you take, and when you take it.

That’s flexibility you can count on in a financial services provider.

Register on FinChoice KwikServe®. It's FREE to FinChoice clients!

With KwikServe you can manage your loan account through your internet – any place, at whatever time. Day or night.

Applying for your short term cash loan is quick and easy, it takes no more than 10 minutes to complete the simple online application. Take another loan as regularly as you like, on condition your initial loan is paid up, and your credit score is still sound.

Clients also get the FREE FinChoice Protection Plan.

Offering client’s peace of mind in the event of death, handicap or inability to earn an income.

In order to get your application completed, you will need your SA ID number and be over 18years old.

Thereafter get the cash paid into your bank account in 24 hours!

Call them now at 0861 346 246 and receive their 10-minute loan application.

The 12 or 24 month loans offer a longer pay off period, for those wanting a higher amount of cash, over a longer term.

They also offer the KwikAdvance option, which can be paid off on your next pay date. This is a smaller amount of cash to tie you over till you get paid again.

You can get from R100 to R2,000 – you pick the amount you need.

See how easy it is to get cash when you need it.

 Contact Details

78 Main Rd, Wynberg, Cape Town, Wynberg, Western Cape, 7800, South Africa
Ph: 086 134 6246 / SMS 'LOAN' to 083 8555 700
Fx: 021 680 8260

 Postal Address

Private Bag X50, Claremont, Cape Town, 7735, South Africa

 Opening Hours

  • Monday 08:30 – 19:45
  • Tuesday 08:30 – 19:45
  • Wednesday 08:30 – 19:45
  • Thursday 08:30 – 19:45
  • Friday 08:30 – 19:45
  • Saturday 08:30 – 17:00
  • Sunday 09:00 – 14:00