Rating based on 60 reviews

Xcelsior Loans


  • Short-term loans up to R500,000
  • Cash in 30 minutes
  • Repayment up to 36 months

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Xcelsior homepage

Author Xcelsior. Screenshot of Xcelsior website. [Accessed April 5, 2018]

About Xcelsior

Xcelsior has been providing online loans for a number of years.

Our job is to ensure that your credit queries are catered for no matter how you might feel defeated as far as your credit profile is concerned. Our team of qualified professionals have been in our company for the longest time and to date, no customer has complained about services.

Affordable short-term loans

The fact that we have efficient money management gives our customers the opportunity to have reasonable loans and ones they are able to afford. In addition, it gives you as the customer the advantage of being a low-risk opportunities to investors. At the end of the day, our job is to ensure that you don’t bombard yourself with too much debt.

Xcelsior Services

The assets that we require for security can be any cars that are of significant value. The fact that we don’t perform credit assessments doesn’t take away the fact that you might still be rejected. People who blacklisted are also welcome to apply.

R500,000 is the maximum amount you can get

Another advantage that you make good use of is the fact that you will be undergoing a paperless loan application which means everything will be done quicker. The money will be made available in your bank account in a few days. Should you require investment opportunities, we will also be able to assist.

Xcelsior Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 27%
  • Loan Amount up to R500,000
  • Repayment 2 months to 36 months

Benefits of Xcelsior

  • Get cash in 30 minutes
  • Loans are paid out on the same day
  • Apply for a loan in 3 easy steps 

Short-term loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Xcelsior Loans has reliable short-term loan solutions

Seeing that it is becoming more problematic to obtain a personal loan online, you will need to ensure that you meet our credit criteria. This can only be accomplished if your credit profile is intact.

A registered lender

We are a registered provider of online loans that assists all kinds of customers throughout the country. We have made a lot of clients happy and that is why many more hopefuls keep coming back to us.

A financial services provider you can trust

Our short-term loans are designed to help every client as long as they meet our credit criteria. The secured loans that we have means that you can take something and use it as collateral.

A car is usually what we require for security

The car can be any kind of vehicle as long as it is the same amount of money that you are requesting to borrow.

No credit checks will be run

Our customers get the shock of their lives when they realize that they can still get a thumbs up for their credit applications regardless of their bad credit. However, when you are applying for unsecured loans, you will be paying more fees. Should you not be certain as to whether you will have the required loan you have to repay when it is due, rather don’t risk the loss of your vehicle. Only pursue this option if you are certain that you will be able to settle your financial obligation at the given time.

Only opt for the amount you are looking for

We will advise on the credit options you can take. However, this will also be due to the amount of money you are looking to borrow. We have helped a number of clients who have bad credit history fix their defaults and get back on track.

man holding thumbs up

Xcelsior is a trusted & reliable provider of short-term loans

In our review, Xcelsior adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Xcelsior is a registered credit provider in South Africa: NCRCP4752

Customer Reviews & Testimonials

May 2019

They helped me out when I really needed it. They were very understanding and gave me the short-term loan I needed to pay off some unexpected expenses.

Loretta R
— Pretoria —

May 2019

Very friendly and helpful- that’s how I would describe the consultant who helped me with my short-term loan.

Zandile K
— Pietermaritzburg —

Xcelsior Contact

Contact Number



Physical Address

  • 2, Villebois Office Park De Villebois Pretoria Gauteng 0044 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 12:00
  • Sunday – Closed