Rating based on 41 reviews


  • Short-term loans up to R4,000
  • Low-interest starting from 60%
  • Repayment up to 30 days

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Mulah homepage
Author Mulah. Screenshot of Mulah website.
[Accessed December 8, 2022]

About Mulah

If you're looking for a fast loan, Mulah is here to help!

Customers prefer short-term loans online because they're easier and faster to pay off. There are no long loan applications that you have to undergo.

Credit experts with the best deals

Mulah listens to the needs and wants of customers. As such, they've found that people like to use their services because their loan offers are quick, affordable, and offer just enough cash.

No security credit plans

Mulah trust that their customers are mature enough to pay off any loan obligation they're signing up for.

The fact that they don’t require security for their credit plans doesn’t mean customers can just do as they please. You must settle your loan in the agreed time frames.

Mulah Services

Mulah strives to deliver on its promises - every time. 

Time is important - and so are you

After your application for a short-term loan reaches Mulah's agents, they'll work tirelessly to ensure that you get an answer within the shortest possible time frame.

You probably want to use the money right away and that's understandable. Therefore, Mulah won't waste any time and give you a speedy response.

Problems often strike you when you're least expecting it or when you don’t have the money to handle an emergency. However, getting a quick loan with Mulah will help you meet your urgent needs.

Short-term loans - quick & easy

The first step is to complete the loan application. After this, you can relax and let Mulah do the work for you. They'll contact you if there's anything they'd like to know from you or if there are more documents to submit.

Mulah – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 60%
  • Loan Amount up to R4,000
  • Repayment 24 hours to 30 days
  • Decision 6 hours

Benefits of Mulah

  • Queries answered in minutes online
  • Safe and secure loans with ease
  • Up to R4000 short-term loans
  • Simple online registration

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Mulah gives your cash problems the boot

Due to the fact that there are so many lenders and so many options, it's hard to find a loan.

Ensure that you choose a loan you can afford to pay off and one that is convenient for your budget and way of living.

Applying for a loan is easy

Don’t be tempted to apply for a personal loan in South Africa to purchase something that you don’t really need. It is imperative that you only get credit when you have no other choice.

If you meet Mulah's requirements and furnish them with all the documents as requested, you can get a loan the same day you apply.

Don’t worry when - Mulah can help

The fact that you may have a bad credit history doesn’t mean Mulah will automatically reject your credit application. They also have bad credit loans for people who just need a second chance.

It's important to calculate how much you can afford to borrow so that you don’t bite off more than you can chew. Make use of a loan calculator and choose the most suitable deals.

Short and fast application

Once Mulah receives your application form, they'll start working on it. There's no need to ask for a day off at work to apply for credit. Everything can be done in the comfort of your home or work. The short-term loan can be in your account in a couple of minutes and that's great news! 

Most clients prefer using the direct debit method to pay for their payday loan because it saves them the trouble of having to remember to pay off the loan. As long as there is enough money in your bank account, the debit order will be successful.

Great service coupled with an easy loan application

Mulah's agents will assist from the start of your application to the very end when you receive your money in your bank account.

man holding thumbs up

Mulah is a trusted & reliable provider of short-term loans

In our review, Mulah adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Mulah is a registered credit provider in South Africa: NCRCP6092

Customer Reviews & Testimonials

April 2019

Applying was quick. Within 30 minutes I was done.

Paulina D
— Stellenbosch —

April 2019

Getting my short-term loan through Mulah was so effortless. The service was excellent and the staff is fantastic!

Patience G
— Germiston —

Mulah Contact

Physical Address

  • A, Waterkloof Rand Corporate Park, 358 Buffelsdrift St, Erasmusrand Pretoria Gauteng 0181 South Africa
  • Get Directions

Postal Address

  • P.O Box 99849 , Garsfontein East, 0060, South Africa

Opening Hours

  • Monday 08:30 – 16:00
  • Tuesday 08:30 – 16:00
  • Wednesday 08:30 – 16:00
  • Thursday 08:30 – 16:00
  • Friday 08:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed