Rating based on 63 reviews

FNB Temporary Loans

  • Short-term loans up to R10,000
  • Interest-free
  • Repayment up to 31 days

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FNB homepage
Author FNB. Screenshot of FNB website.
[Accessed December 8, 2022]

About FNB

Having been around for so many years, FNB has become the go-to for a number of customers who are looking for short-term credit.

Get what you desire

The loan options offered by FNB are specially made to ensure that you get ahead with your financial chores and move forward.

Furthermore, their loans are flexible, giving you the advantage of getting the right loan amount, the perfect loan term, and a low interest rate. 

Meeting the customer halfway

FNB always aims to ensure that you're going to be able to pay off your debts. The last thing they want is to give you a loan you can’t afford to pay off.

This will not only give you a bad credit record, but it'll also make your future credit applications difficult to process.

It's for this reason why FNB offers flexible options that can be tailored to your specific needs. 

FNB Services

Getting a short-term loan with FNB has never been easier.

Given the paperless procedure, it makes it easier for more customers to get credit. If you want to get short-term credit, you can look at their offerings online and choose a credit plan that will suit your needs.

Will I qualify for a loan?

It is mandatory to ensure that you have a fair credit score to ensure that you get your loan approved. FNB will not be able to grant your credit application if your credit is not up to par.

If you're not sure that you'll have the money to settle the loan in 31 days, you might have to find another solution to attend to your financial emergency. FNB temporary loan is strictly a 31-day loan.

Repay your loan successfully

FNB is doesn't need to know what you aim to do with your loan. As long as you commit to paying off your credit plan on time, they'll grant your credit request.

Furthermore, if you don’t need to attend to something urgent, then you can always wait until your next payday.

FNB can ease the load

With this loan option, you could enjoy amounts ranging from R100 up to R10,000 which carry a maximum initiation fee of 13%. This is an interest-free loan.

FNB – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to R10,000
  • Repayment 4 days to 31 days

Benefits of FNB

  • No hidden fees
  • Easy loan application
  • Get a loan instantly

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

FNB short-term loans are ideal for when you need finance quickly

Whether you choose to visit an FNB branch or save yourself time and do everything online, it doesn’t really matter.

FNB will access your loan application as soon as they receive it and get back to you before the end of the business day. If you have a provisional offer, you can accept the offer and receive the cash immediately. 

Is your credit plan affordable?

Everything FNB does is according to the book. All the charges that will apply to your credit plan will be in line with the charges incurred according to the agreement you signed.

The loan repayment will also be structured in one repayment or into 6 months' worth of installments. At the end of the day, you need to ensure that your budget is still able to accommodate other expenses.

What requirements must you meet?

If you would like to qualify for one of FNB's quick online loan options, you need to be above the age of 18 years, be a permanent resident or citizen of South Africa, and have a good credit profile.

If you're interested in an FNB loan, apply online, at an ATM or inside the bank, and get money instantly deposited into your bank account.

Getting a loan has never been this easy

Only apply for the exact amount you're looking to spend, it'll make it easier when you need to settle the loan. Therefore, if you don’t really need money, don’t apply for credit.

On the other hand, if you really need a loan, you can get it quickly once you have furnished FNB with all the information they need to approve your loan.

Emergencies will always happen when you least expect it and sometimes you might not have the money to deal with them. Allow FNB to help you with an affordable short-term loan.

A list with the qualifying criteria

  • You need to be an active FNB customer
  • Be at least 18 years old
  • Subject to affordability check
  • Agree to a credit check
  • South African Citizenship
man holding thumbs up

FNB is a trusted & reliable provider of short-term loans

In our review, FNB adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ FNB is a registered credit provider in South Africa: NCRCP3377

Customer Reviews & Testimonials

April 2019

Because FNB was able to provide me with a short-term loan that matched up with what I could afford, it was so much easier for me to pay it back.

Ronald E
— East London —

May 2019

My rate was very reasonable.

Loraine O
— Klerksdorp —

June 2019

Every consultant who assisted me throughout the process of my short-term loan application was highly approachable and forever eager to help me. Although this was not my first time borrowing throu...

Joseph D
— Pretoria —

FNB Contact

Physical Address

FNB Universal Branch Code

  • 250655

Postal Address

  • PO Box 1153, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 09:00 – 15:30
  • Tuesday 09:00 – 15:30
  • Wednesday 09:00 – 15:30
  • Thursday 09:00 – 15:30
  • Friday 09:00 – 15:30
  • Saturday 08:30 – 11:30
  • Sunday – Closed